St. Clair County property record for 3397 Wadhams Rd, Clyde, MI 48049
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 2,559 sqft · built 1972 |
| Lot Size | 0.458 acres (19,994 sqft) |
| Owner | 2 Individual Names on Record |
| Tax Bill | $1,932 (2024) |
| Deeds & Mortgages | Jan 2026 Line of Credit Jun 2019 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 74-15-425-0013-000 |
| Primary APN | 74-15-425-0013-000 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 2,559 sqft Living Area |
| Year Built | Built 1972 |
|---|---|
| Lot Area | 19,994 sqft (0.458 acres) |
| Lot Dimensions | 200 ft deep x 100 ft wide |
| Heating System | Forced Air |
|---|
| Account Number | 74154250013000 |
|---|---|
| Street Address | 3397 WADHAMS RD |
| City | CLYDE |
| State | MI |
| Zip | 48049-4453 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-1 |
| Legal Description | LOT 28 PLAT #2 OF THE PONDEROSA ESTATES. SEC 35 T7N R16E |
| Legal Range | 16E |
| Legal Township | 07N |
| Legal Section | 35 |
| Legal Subdivision | PONDEROSA ESTATES |
| Legal Lot Number | 28 |
| Legal Unit | 28 |
| Jurisdiction | SAINT CLAIR MI |
| Township / Civil Division | CLYDE |
| Census Block Group | 3 |
| Census Block | 3022 |
| Census Tract | 633100 |
Source: St. Clair County records, as of October 6, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 3397 WADHAMS RD, CLYDE, MI 48049-4453 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jan 28, 2026 | Deed of Trust, Mortgage · Line of Credit ADVIA CU |
| Jun 27, 2019 | Deed of Trust, Mortgage · Conventional Mortgage BM REAL ESTATE SERVICES INC |
| Deed Names | Name on Deed |
|---|---|
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAINT CLAIR MI |
| Property Address | 3397 WADHAMS RD, CLYDE, MI 48049-4453 |
| Transaction Type | Mortgage |
| Record Updated | Feb 12, 2026 |
| Name | Verified Name |
|---|---|
| Address | 3397 WADHAMS RD, CLYDE, MI 48049-4453 |
| Investor | Possibly a Property Investor |
| Document Number | 0005892838 |
|---|---|
| Date | Jan 28, 2026 |
| Book Page | 5892/838 |
| Instrument | 2026001845 |
| Name | ADVIA CU |
|---|---|
| Type | Credit Union |
| Address | 6400 W MAIN ST, KALAMAZOO, MI 49009 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Jan 27, 2046 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAINT CLAIR MI |
| Property Address | 3397 WADHAMS RD, CLYDE, MI 48049-4453 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0050700383 |
|---|---|
| Date | Jun 27, 2019 |
| Book Page | 5070/383 |
| Instrument | 2019013066 |
| Name | BM REAL ESTATE SERVICES INC |
|---|---|
| Type | Funding / Finance Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jul 1, 2049 |
| Rate Type | Fixed Rate |
|---|
Source: St. Clair County assessment roll, as of March 1, 2025
| Type | Name |
|---|---|
| State | Michigan |
| County | St. Clair County |
| County Subdivision | Clyde Township |
| Unified School District | Port Huron Area School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $138,500 (+14.56%) | ||
| 2024 | $1,932.00 (+12%) | $277,000 (+14.56%) | |
| 2023 | $120,900 | ||
| 2022 | $1,725.00 | $241,800 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective July 20, 2022
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 51% of Michigan |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 110 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Mercury Fiber Fiber | 5,000 / 5,000 |
| Xfinity Cable | 1,200 / 35 |
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