Lee County property record for 3397 Sunset Key Cir, Punta Gorda, FL 33955
| Property Type | Condominium |
|---|---|
| Details | 3 bd · 3 ba · 2,285 sqft · built 2001 |
| Lot Size | 0.1 acres (4,356 sqft) |
| Owner | 2 Company Names on File |
| Last Sale | $1,000,000 (May 2026) |
| Tax Bill | $12,456 (2025) |
| Deeds & Mortgages | May 2026 Sale & Mortgage |
| Flood Zone | Zone X (moderate risk) |
| APN | 01-43-22-15-00000.0070 |
| Primary APN | 01-43-22-15-00000.0070 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Stories | 2 Stories |
| Building Area | 2,285 sqft Living Area |
| Gross Area | 3,932 sqft |
| 1st Floor Area | 1,734 sqft |
| Upper Floors Area | 398 sqft |
| Flooring | Tile |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2001 |
|---|---|
| Effective Year Built | Effective 2002 |
| Architectural Style | Colonial |
| Exterior Material | Concrete Block |
| Roof Type | Cathedral/Clerestory |
| Roof Material | Concrete |
| Lot Area | 4,356 sqft (0.1 acres) |
| View / Lot | Bay |
| Garage Type | Attached |
| Garage Area | 498 sqft |
| Parking Spaces | 2 Parking Spaces |
| Pool Area | 1 sqft |
|---|---|
| Porch | Florida Room |
| Porch Area | 350 sqft |
| Patio Area | 616 sqft |
| Outdoor Kitchen / BBQ | Outdoor Kitchen / BBQ |
| Lawn Sprinklers | Lawn Sprinklers |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Electric |
| Account Number | 10438593 |
|---|---|
| Street Address | 3397 SUNSET KEY CIR |
| City | PUNTA GORDA |
| State | FL |
| Zip | 33955-1971 |
| Property Category | Residential |
| Property Type | Residential > Condominium / Townhouse > Condominium |
| Local Zoning Code | RM2 |
| Legal Description | SUNSET KEY II LAND CONDO DESC OR 3247 PG 0618 LOT 7 |
| Legal Range | 22E |
| Legal Township | 43S |
| Legal Section | 01 |
| Legal Subdivision | SUNSET KEY II LAND CONDO |
| Legal Tract | 15 |
| Legal Block | 1 |
| Legal Lot Number | 7 |
| Jurisdiction | LEE FL |
| Township / Civil Division | CAPE CORAL |
| Census Block Group | 1 |
| Census Block | 1000 |
| Census Tract | 10104 |
3397 Sunset Key Cir, a condominium, is owned by a company that bought it in May 2026.
Source: Lee County records, as of August 26, 2026
| Owner of Record | 2 Company Names on File |
|---|---|
| Mailing Address | 8519 ODOWLING, ONSTED, MI 49265-9492 |
| Owner Type | Company |
| Vesting | Life Tenant |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | May 5, 2026 · Amount on File |
| Deed Sale | May 5, 2026 · Amount on File |
| Prior Sale | Aug 11, 2015 · Amount on File |
| Deed Document Number | 2026117031 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | LEE FL |
| Recording Date | May 5, 2026 |
| Property Address | 3397 SUNSET KEY CIR, PUNTA GORDA, FL 33955-1971 |
| Document Number | 0000117031 |
| Instrument Date | May 1, 2026 |
| Instrument | 2026.117031 |
| Transaction Type | Transfer |
| Record Updated | May 14, 2026 |
| Title Company | MORTGAGE POST CLOSING |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $707,000.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Life Tenant |
| Address | 8519 ODOWLING, ONSTED, MI 49265-9492 |
| Document Number | 0000117032, |
|---|---|
| Date | May 5, 2026 |
| Instrument | 2026..117032 |
| Name | FIRST MERCHANTS BANK |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jun 1, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 6.22% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
The 2025 property tax bill for 3397 Sunset Key Cir was $12,456, up 29.4% from the year before.
Source: Lee County assessment roll, as of July 29, 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Lee County |
| Unified School District | Lee County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $775,031 (+6.79%) Land $401,441 Building $373,590 | $775,031 (-27.87%) Land $401,441 Building $373,590 | |
| 2025 | $12,456.00 (+29.41%) | $725,778 (+1%) | $1,074,534 (+62.86%) Land $424,890 Building $649,644 |
| 2024 | $9,625.00 (-11.65%) | $659,798 (-33.79%) Land $424,890 Building $234,908 | $659,798 (-33.79%) Land $424,890 Building $234,908 |
| 2023 | $10,894.00 (+21.41%) | $996,583 (+33.52%) Land $428,042 Building $568,541 | $996,583 (+33.52%) Land $428,042 Building $568,541 |
| 2022 | $8,973.00 | $746,401 Land $317,100 Building $429,301 | $746,401 Land $317,100 Building $429,301 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 3397 Sunset Key Cir in Zone X, an area of moderate flood risk, within 100 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective September 23, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X moderate risk |
|---|---|
| 500-Year Floodplain | Yes 0.2% annual chance |
| Coastal | Yes |
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 216 individual policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 1,102 units insured incl. 886 condo units |
| Nearby Flood Claims | 79 (2000–2024) |
| Claims Outside the SFHA | 10 of 79 |
| Most Recent Claim | Oct 2024 · Hurricane Milton |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 3397 Sunset Key Cir is low, with a 0.03% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 67% of the US · lower than 92% of Florida |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CHARLOTTE COUNTY UTILITIES serves 173,820 people · EPA ID FL5084100 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Jun 2025 |
| Lead | 10 ppb (2023) action level 15 ppb |
| Water Quality | Total trihalomethanes resolved · Apr 2025 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 44 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
May also be available: CenturyLink.
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