El Dorado County property record for 3397 Charito Ln, Cameron Park, CA 95682
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 2,142 sqft · built 2001 |
| Lot Size | 0.29 acres (12,632 sqft) |
| Owner | Company Name on Record |
| Last Sale | $681,500 (Apr 2022) |
| Tax Bill | $7,836 (2025) |
| Deeds & Mortgages | May 2023 Transfer Sep 2019 Mortgage + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 116-403-009-000 |
| Primary APN | 116-403-009-000 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 7 Rooms |
| Stories | 2 Stories |
| Building Area | 2,142 sqft Living Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2001 |
|---|---|
| Effective Year Built | Effective 2001 |
| Construction Type | Wood |
| Lot Area | 12,632 sqft (0.29 acres) |
| Terrain | Gentle Slope |
| Garage Type | Attached |
| Garage Area | 528 sqft |
| Parking Spaces | 2 Parking Spaces |
| Patio Area | 2,142 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 3397 CHARITO LN |
|---|---|
| City | CAMERON PARK |
| State | CA |
| Zip | 95682-9148 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1 |
| Legal Description | L 56 VIEWPOINTE |
| Legal Subdivision | VIEWPOINTE |
| Legal Lot Number | 56 |
| Jurisdiction | EL DORADO CA |
| Township / Civil Division | SOUTH EL DORADO |
| Census Block Group | 3 |
| Census Block | 3013 |
| Census Tract | 30808 |
Source: El Dorado County records, as of September 16, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on Record |
|---|---|
| Mailing Address | 3394 CHARITO LN, CAMERON PARK, CA 95682-9147 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Trust |
| Date | Document |
|---|---|
| May 30, 2023 | Intrafamily Transfer, Transfer |
| Sep 30, 2019 | Deed of Trust, Mortgage · Conventional Mortgage MOUNTAIN WEST FINANCIAL INC |
| Apr 18, 2022 | Grant Deed, Transfer · Conventional Mortgage GUILD MORTGAGE CO |
| Nov 10, 2021 | Grant Deed, Transfer STEWART TITLE |
| Jun 8, 2018 | Grant Deed, Transfer · Conventional Mortgage MOUNTAIN WEST FINANCIAL INC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Apr 18, 2022 · Amount on Record |
| Deed Sale | Apr 18, 2022 · Amount on Record |
| Prior Sale | Nov 10, 2021 · Amount on Record |
| Deed Document Number | 202217779 |
| Record Updated | Oct 29, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | EL DORADO CA |
| Recording Date | May 30, 2023 |
| Property Address | 3397 CHARITO LN, CAMERON PARK, CA 95682-9148 |
| Document Number | 0000014594 |
| Map Reference | MB G PG 12 |
| Instrument Date | Mar 31, 2023 |
| Instrument | 2023-0014594 |
| Transaction Type | Transfer |
| Record Updated | Jun 9, 2023 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 3394 CHARITO LN, CAMERON PARK, CA 95682-9147 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | EL DORADO CA |
| Property Address | 3397 CHARITO LN, CAMERON PARK, CA 95682-9148 |
| Transaction Type | Mortgage |
| Record Updated | Jul 19, 2022 |
| Title Company | FIRST AMERICAN TITLE |
| Name | Verified Name |
|---|
| Document Number | 0000041097 |
|---|---|
| Date | Sep 30, 2019 |
| Instrument | 2019-0041097 |
| Name | MOUNTAIN WEST FINANCIAL INC |
|---|---|
| Type | Funding / Finance Company |
| Address | REDLANDS, CA 92374 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Oct 1, 2049 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | EL DORADO CA |
| Recording Date | Apr 18, 2022 |
| Property Address | 3397 CHARITO LN, CAMERON PARK, CA 95682-9148 |
| Document Number | 0000017779 |
| Map Reference | MB G PG 12 |
| Instrument Date | Apr 4, 2022 |
| Instrument | 2022-0017779 |
| Transaction Type | Transfer |
| Record Updated | Jun 9, 2023 |
| Title Company | IN TITLE, FIN TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Community Property with Right of Survivorship |
| Address | 3397 CHARITO LN, CAMERON PARK, CA 95682-9148 |
| Document Number | 0000017780 |
|---|---|
| Date | Apr 18, 2022 |
| Instrument | 2022-0017780 |
| Name | GUILD MORTGAGE CO |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | May 1, 2052 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | EL DORADO CA |
| Recording Date | Nov 10, 2021 |
| Property Address | 3397 CHARITO LN, CAMERON PARK, CA 95682-9148 |
| Document Number | 0000070114 |
| Map Reference | MB G PG 12 |
| Instrument Date | Oct 13, 2021 |
| Instrument | 2021-0070114 |
| Transaction Type | Transfer |
| Record Updated | Jun 9, 2023 |
| Title Company | STEWART TITLE |
| Amount | Amount Recorded |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 4343 N SCOTTSDALE RD STE 390, 390, SCOTTSDALE, AZ 85251-3347 |
| Investor | Possibly a Property Investor |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | EL DORADO CA |
| Recording Date | Jun 8, 2018 |
| Property Address | 3397 CHARITO LN, CAMERON PARK, CA 95682-9148 |
| Document Number | 0000022209 |
| Map Reference | MB G PG 12 |
| Instrument Date | Jun 6, 2018 |
| Instrument | 2018-0022209 |
| Transaction Type | Transfer |
| Record Updated | Jul 19, 2022 |
| Title Company | CHICAGO TITLE COMPANY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 3397 CHARITO LN, CAMERON PARK, CA 95682-9148 |
| Document Number | 0000022210 |
|---|---|
| Date | Jun 8, 2018 |
| Instrument | 2018-0022210 |
| Name | MOUNTAIN WEST FINANCIAL INC |
|---|---|
| Type | Funding / Finance Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jul 1, 2048 |
Source: El Dorado County assessment roll, as of September 16, 2026
| Type | Name |
|---|---|
| State | California |
| County | El Dorado County |
| Secondary School District | El Dorado Union High School District (09 - 12) |
| Elementary School District | Rescue Union Elementary School District (KG - 08) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $737,675 (+2%) Land $173,188 Building $564,487 | |
| 2025 | $7,836.00 (+4.13%) Homeowner's exemption | $723,212 (+4.04%) Land $169,793 Building $553,419 |
| 2023 | $7,525.00 (-4.37%) Homeowner's exemption | $695,130 Land $163,200 Building $531,930 |
| 2022 | $7,869.00 |
Assessed value is set for property tax purposes and is not a market price estimate.
Source: FEMA National Flood Hazard Layer, effective August 25, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 95% of the US · lower than 97% of California |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | EL DORADO ID - MAIN serves 128,408 people · EPA ID CA0910001 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Feb 2025 |
| Lead | Under 1 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 263 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Zeta Broadband Fixed Wireless | 400 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| Cal.net Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T DSL | 100 / 20 |
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