St. Joseph County property record for 33965 Decker Rd, Colon, MI 49040 · Last verified August 2026
| Property Type | Single Family Home |
|---|---|
| Details | 2.5 ba · 1,176 sqft · built 2015 |
| Lot Size | 7.12 acres (310,147 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $2,669 (2025) |
| Deeds & Mortgages | Apr 2026 Mortgage Apr 2024 Construction Loan |
| Flood Zone | Zone X (minimal risk) |
| APN | 002-025-001-02 |
| Primary APN | 002-025-001-02 |
|---|
| Full Baths | 2.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Building Area | 1,176 sqft Building Perimeter |
| 1st Floor Area | 1,176 sqft |
| Basement Area | 1,176 sqft |
| Unfinished Basement | 1,176 sqft |
| Year Built | Built 2015 |
|---|---|
| Effective Year Built | Effective 2015 |
| Architectural Style | Modular |
| Lot Area | 310,147 sqft (7.12 acres) |
| Heating System | Forced Air with A/C |
|---|
| Street Address | 33965 DECKER RD |
|---|---|
| City | COLON |
| State | MI |
| Zip | 49040-9779 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | THE NE 1/4 OF THE NE 1/4 OF THE NE 1/4 OF SEC 25, T6S, R9W. EX THE E 195 FT. SPLIT/COMBINED ON 12/20/2015 FROM 002 025 001 00 |
| Legal Range | 09W |
| Legal Township | 06S |
| Legal Section | 25 |
| Jurisdiction | ST JOSEPH MI |
| Township / Civil Division | COLON |
| Census Block Group | 4 |
| Census Block | 4000 |
| Census Tract | 41302 |
Source: St. Joseph County records · APN 002-025-001-02
Assessment roll updated July 24, 2026 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 33965 DECKER RD, COLON, MI 49040-9779 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Apr 10, 2026 | Deed of Trust, Mortgage · Conventional Mortgage OMNI COMMUNITY CREDIT UNION |
| Apr 23, 2024 | Deed of Trust, Mortgage · Construction Mortgage SOUTHERN MICHIGAN BANK & TRUST |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Transfer Date | Apr 28, 2015 |
| Transfer Doc | 1782/0224 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST JOSEPH MI |
| Recording Date | Apr 10, 2026 |
| Property Address | 33965 DECKER RD, COLON, MI 49040-9779 |
| Document Number | 0000003061 |
| Instrument Date | Mar 20, 2026 |
| Instrument | 20263061 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Address | 33965 DECKER RD, COLON, MI 49040-9779 |
| Document Number | 0000003061, |
|---|---|
| Date | Apr 10, 2026 |
| Instrument | 20263061 |
| Name | OMNI COMMUNITY CREDIT UNION |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Apr 01, 2056 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 4.88% |
| Initial Type | Adjustable Rate |
| Adjustable | Adjustable Rate Rider |
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST JOSEPH MI |
| Property Address | 33965 DECKER RD, COLON, MI 49040-9779 |
| Transaction Type | Mortgage |
| Record Updated | May 10, 2024 |
| Name | Verified Name |
|---|---|
| Address | 33965 DECKER RD, COLON, MI 49040-9779 |
| Document Number | 2024003111 |
|---|---|
| Date | Apr 23, 2024 |
| Instrument | 2024003111 |
| Name | SOUTHERN MICHIGAN BANK & TRUST |
|---|---|
| Type | Bank |
| Address | COLDWATER, MI 49036 |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 192 Months |
| Due | Apr 23, 2040 |
Source: St. Joseph County records · Assessment roll updated July 24, 2026 · Last verified August 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | St. Joseph County |
| County Subdivision | Colon Township |
| Unified School District | Colon Community School District (KG - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $148,800 (+8.06%) Land $25,000 Building $123,800 | $297,600 (+8.06%) Land $50,000 Building $247,600 | |
| 2025 | $2,669.00 Homeowner's exemption | $137,700 Land $25,600 Building $112,100 | $275,400 Land $51,200 Building $224,200 |
Source: FEMA National Flood Hazard Layer, St. Joseph County (26149C), updated June 4, 2010 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Low above 5% of the US · above 12% of Michigan |
|---|---|
| Wildfire Likelihood | Less than 1 in 10,000 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
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