Lake County property record for 3396 Tumbling River Dr, Clermont, FL 34711
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 4 ba · 3,099 sqft · built 2006 |
| Lot Size | 0.243 acres (10,625 sqft) |
| Owner | Individual Name on File |
| Last Sale | $357,300 (Jun 2006) |
| Tax Bill | $3,590 (2024) |
| Deeds & Mortgages | May 2021 Mortgage Sep 2021 Line of Credit + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 11-23-26-0800-000-00500 |
| Primary APN | 11-23-26-0800-000-00500 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 4 Baths |
| Stories | 1 Story |
| Building Area | 3,099 sqft Living Area |
| 1st Floor Area | 2,643 sqft |
| Year Built | Built 2006 |
|---|---|
| Effective Year Built | Effective 2023 |
| Exterior Material | Brick Veneer |
| Construction Type | Masonry / Concrete Block |
| Foundation Type | Slab (Mat/Raft) |
| Roof Material | Shingle |
| Lot Area | 10,625 sqft (0.243 acres) |
| Garage Type | Finished |
| Garage Area | 679 sqft |
| Parking Spaces | 2 Parking Spaces |
| Pool Type | Pool with Hot Tub/Spa |
|---|---|
| Pool Area | 442 sqft |
| Porch | Open Porch |
| Porch Area | 192 sqft |
| Patio Area | 198 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air |
| Heating Fuel | Electric |
| Account Number | 3838373 |
|---|---|
| Street Address | 3396 TUMBLING RIVER DR |
| City | CLERMONT |
| State | FL |
| Zip | 34711-8907 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | HARTWOOD RESERVE PHASE 1 PB 54 PG 88-98 LOT 5 ORB 3194 PG 1172 |
| Legal Range | 26E |
| Legal Township | 23S |
| Legal Section | 11 |
| Legal Subdivision | HARTWOOD RESERVE |
| Legal Phase | 1 |
| Legal Tract | A-M,R |
| Legal Lot Number | 5 |
| Jurisdiction | LAKE FL |
| Township / Civil Division | CLERMONT |
| Census Block Group | 2 |
| Census Block | 2006 |
| Census Tract | 31308 |
3396 Tumbling River Dr is owned and occupied by an individual who bought it in June 2006.
Source: Lake County records, as of December 15, 2025
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Co-owner on File |
| Mailing Address | 3396 TUMBLING RIVER DR, CLERMONT, FL 34711-8907 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| May 6, 2021 | Deed of Trust, Mortgage · Conventional Mortgage PARTNERS FCU |
| Sep 24, 2021 | Deed of Trust, Mortgage · Line of Credit PARTNERS FCU |
| Aug 8, 2019 | Deed of Trust, Mortgage · Conventional Mortgage PARTNERS FCU |
| Aug 3, 2020 | Deed of Trust, Mortgage · Line of Credit USF FCU |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 23, 2006 · Amount on File |
| Deed Sale | Jun 23, 2006 · Amount on File |
| Deed Document Number | 2006096505 |
| Deed Book / Page | 3194 / 1172 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LAKE FL |
| Property Address | 3396 TUMBLING RIVER DR, CLERMONT, FL 34711-8907 |
| Transaction Type | Mortgage |
| Record Updated | May 18, 2023 |
| Title Company | ALOMA TITLE COMPANY |
| Name | Verified Name |
|---|---|
| Address | 3396 TUMBLING RIVER DR, CLERMONT, FL 34711-8907 |
| Document Number | 0057030825 |
|---|---|
| Date | May 6, 2021 |
| Book Page | 5703/825 |
| Instrument | 2021062507 |
| Name | PARTNERS FCU |
|---|---|
| Type | Credit Union |
| Address | ORLANDO, FL 32821 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 240 Months |
| Due | May 1, 2041 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LAKE FL |
| Property Address | 3396 TUMBLING RIVER DR, CLERMONT, FL 34711-8907 |
| Transaction Type | Mortgage |
| Record Updated | May 18, 2023 |
| Name | Verified Name |
|---|---|
| Address | 3396 TUMBLING RIVER DR, CLERMONT, FL 34711-8907 |
| Document Number | 0058010457 |
|---|---|
| Date | Sep 24, 2021 |
| Book Page | 5801/457 |
| Instrument | 2021132063 |
| Name | PARTNERS FCU |
|---|---|
| Type | Credit Union |
| Address | ORLANDO, FL 32821 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 240 Months |
| Due | Sep 23, 2041 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LAKE FL |
| Property Address | 3396 TUMBLING RIVER DR, CLERMONT, FL 34711-8907 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | ALOMA TITLE COMPANY |
| Name | Verified Name |
|---|
| Document Number | 0053222480 |
|---|---|
| Date | Aug 8, 2019 |
| Book Page | 5322/2480 |
| Instrument | 2019089082 |
| Name | PARTNERS FCU |
|---|---|
| Type | Credit Union |
| Address | ORLANDO, FL 32821 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 181 Months |
| Due | Sep 1, 2034 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LAKE FL |
| Property Address | 3396 TUMBLING RIVER DR, CLERMONT, FL 34711-8907 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0055151820 |
|---|---|
| Date | Aug 3, 2020 |
| Book Page | 5515/1820 |
| Instrument | 2020083107 |
| Name | USF FCU |
|---|---|
| Type | Credit Union |
| Address | TAMPA, FL 33612 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 299 Months |
| Due | Jul 14, 2045 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
Source: Lake County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Lake County |
| Municipality | Clermont City |
| Unified School District | Lake County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $258,730 Land $100,000 Building $158,730 | $517,543 Land $100,000 Building $417,543 | |
| 2024 | $3,590.00 (+2.02%) | ||
| 2023 | $3,519.00 (+3.17%) Homeowner's exemption | $244,120 (+3%) | $483,396 (+16.43%) Land $100,000 Building $383,396 |
| 2022 | $3,411.00 Homeowner's exemption | $237,010 | $415,165 Land $43,000 Building $372,165 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 3396 Tumbling River Dr in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective September 20, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 44 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 44 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 3396 Tumbling River Dr is low, with a 0.05% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 65% of the US · lower than 91% of Florida |
|---|---|
| Wildfire Likelihood | 0.05% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CLERMONT EAST WATER SYSTEM (2 WPS) serves 39,279 people · EPA ID FL3354779 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Apr 2023 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 274 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| CenturyLink Fiber | 1,000 / 1,000 |
| Spectrum Cable | 1,000 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
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