3395 Pendleton St Ext, Cortland, NY 13045 Property Records

Cortland County and Cortlandville Town property record for 3395 Pendleton St Ext, Cortland, NY 13045

Property Summary

Property TypeSingle Family Home
Details5 bd · 2.5 ba · 2,212 sqft · built 2004
Lot Size9.95 acres (433,422 sqft)
Owner2 Individual Names on Record
Tax Bill$8,905 (2026)
Deeds & MortgagesJun 2017 Line of Credit
Flood ZoneZone X (minimal risk)
APN112289 97.00-05-07.000

Property Details

APN / Parcel Number

Primary APN112289 97.00-05-07.000
Alternative APN
  • 228909700000050070000000

Interior

Bedrooms5 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Total Rooms10 Rooms
Stories2 Stories
Building Area2,212 sqft Living Area
1st Floor Area1,312 sqft
2nd Floor Area900 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2004
Effective Year BuiltEffective 2004
Architectural StyleColonial
Exterior MaterialAluminum/Vinyl
Lot Area433,422 sqft (9.95 acres)
Garage TypeAttached
Garage Area528 sqft
Parking Spaces2 Parking Spaces
PorchSlab
Porch Area120 sqft
Shed1 Shed

Utilities, Heating & Cooling

Heating SystemForced Air with A/C
Heating FuelGas
SewerSeptic
Water SourceWell

Location & Zoning

Street Address3395 PENDLETON STREET EXT
CityCORTLAND
StateNY
Zip13045-8978
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning Code05 - COMME
Legal Block5
Legal Lot Number7.000
JurisdictionCORTLAND NY
Township / Civil DivisionCORTLANDVILLE
Census Block Group3
Census Block3019
Census Tract970400

Owner

Source: Cortland County and Cortlandville Town records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address3395 PENDLETON STREET EXT, CORTLAND, NY 13045-8978
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Record UpdatedOct 29, 2026

June 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCORTLAND NY
Property Address3395 PENDLETON STREET EXT, CORTLAND, NY 13045-8978
Document Number0000003016
Instrument DateJun 16, 2017
Transaction TypeMortgage
Record UpdatedJul 7, 2017
Title CompanyAMERICAN TITLE COMPANY, AMERICAN TITLE INC

Transferred To (Grantee/Buyer)

NameVerified Name
Address3395 PENDLETON STREET EXT CORTLAND NY 130458978, CORTLAND, NY 13045-8978

Mortgage

Document Number0000003016
DateJun 29, 2017
Instrument3016
Lender
NameKEYBANK USA
TypeBank
AddressOMAHA, NE 68164-1010
Agreement
TypeLine of Credit
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

Source: Cortland County and Cortlandville Town assessment roll, as of March 30, 2026

Property Jurisdictions

TypeName
StateNew York
CountyCortland County
County SubdivisionCortlandville Town
Unified School DistrictCortland City School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$8,905.00 (+100.47%) Homeowner's exemption
2025$4,442.00 (+1.97%)$202,300 (-) Land $29,900 Building $172,400$321,111 (+11.11%) Land $47,460 Building $273,651
2023$4,356.00 Homeowner's exemption$202,300 Land $29,900 Building $172,400$289,000 Land $42,714 Building $246,286

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 11, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies4 in force
Nearby Flood Claims3 (1996–2020)
Most Recent ClaimDec 2020 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 54% of New York
Wildfire Likelihood0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 5 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable
1,000 / 35
T-Mobile
Fixed Wireless
100 / 20

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