Stephenson County property record for 3395 Loras Dr, Freeport, IL 61032
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,075 sqft · built 1969 |
| Lot Size | 0.193 acres (8,400 sqft) |
| Owner | Trust Name on File |
| Tax Bill | $1,671 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | 18-13-34-452-005 |
| Primary APN | 18-13-34-452-005 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Building Area | 1,075 sqft Living Area |
| Year Built | Built 1969 |
|---|---|
| Effective Year Built | Effective 1969 |
| Architectural Style | Ranch |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 8,400 sqft (0.193 acres) |
| Garage Type | Attached |
| Garage Area | 300 sqft |
| Parking Spaces | 1 Parking Space |
| Street Address | 3395 LORAS DR |
|---|---|
| City | FREEPORT |
| State | IL |
| Zip | 61032-4423 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 35 CAMPUS ESTATES PLAT 1 |
| Legal Subdivision | CAMPUS ESTATES |
| Legal Lot Number | 35 |
| Jurisdiction | STEPHENSON IL |
| Township / Civil Division | FREEPORT |
| Census Block Group | 3 |
| Census Block | 3013 |
| Census Tract | 1000 |
3395 Loras Dr is owner-occupied and held in a trust.
Source: Stephenson County records, as of July 6, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Trust Name on File |
|---|---|
| Mailing Address | 3395 LORAS DR, FREEPORT, IL 61032-4423 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Trust |
| Deed Names | Name on Deed |
|---|---|
| Record Updated | Sep 20, 2026 |
The 2025 property tax bill for 3395 Loras Dr was $1,671 with exemptions applied.
Source: Stephenson County assessment roll, as of July 6, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Stephenson County |
| County Subdivision | Freeport Township |
| Municipality | Freeport City |
| Unified School District | Freeport School District 145 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,671.00 | $34,410 Land $3,230 Building $31,180 | $103,230 Land $9,690 Building $93,540 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 3395 Loras Dr in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective March 16, 2015
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 3395 Loras Dr is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 94% of Illinois |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | FREEPORT private · serves 23,930 people · EPA ID IL1770200 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Oct 2025 |
| Lead | 4 ppb (2026–2028) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 221 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| JCWIFI.com Fixed Wireless | 200 / 200 |
| T-Mobile Fixed Wireless | 100 / 20 |
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