El Dorado County property record for 3395 Cambridge Rd, Cameron Park, CA 95682
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 3,203 sqft · built 1990 |
| Lot Size | 0.29 acres (12,632 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $389,000 (Sep 1994) |
| Tax Bill | $7,564 (2025) |
| Deeds & Mortgages | Jul 2021 Mortgage Feb 2017 Line of Credit + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 082-633-013-000 |
| Primary APN | 082-633-013-000 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Total Rooms | 4 Rooms |
| Stories | 2 Stories |
| Building Area | 3,203 sqft Living Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1990 |
|---|---|
| Effective Year Built | Effective 2000 |
| Construction Type | Wood |
| Lot Area | 12,632 sqft (0.29 acres) |
| Terrain | Wooded |
| View / Lot | Average |
| Parking Spaces | 1 Parking Space |
| Patio Area | 3,203 sqft |
| Sewer | Municipal |
|---|---|
| Water Source | Commercial |
| Street Address | 3395 CAMBRIDGE RD |
|---|---|
| City | CAMERON PARK |
| State | CA |
| Zip | 95682-9121 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1 |
| Legal Description | L 10 CAMBRIDGE HILLS |
| Legal Subdivision | CAMBRIDGE HILLS |
| Legal Lot Number | 10 |
| Jurisdiction | EL DORADO CA |
| Township / Civil Division | SOUTH EL DORADO |
| Census Block Group | 2 |
| Census Block | 2005 |
| Census Tract | 30810 |
3395 Cambridge Rd is owned and occupied by two individuals who acquired it in July 2016.
Source: El Dorado County records, as of September 16, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 3395 CAMBRIDGE RD, CAMERON PARK, CA 95682-9121 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Community Property |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jul 26, 2021 | Deed of Trust, Mortgage · Conventional Mortgage CATALYST MORTGAGE |
| Feb 2, 2017 | Deed of Trust, Mortgage · Line of Credit SAFE CU |
| Dec 26, 2019 | Deed of Trust, Mortgage · Conventional Mortgage SAFE CU |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 15, 1994 · Amount on File |
| Deed Sale | Sep 15, 1994 · Amount on File |
| Deed Document Number | 199453616 |
| Deed Book / Page | 4343 / 268 |
| Last Transfer Date | Jul 6, 2016 |
| Transfer Doc | 0000034591 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | EL DORADO CA |
| Property Address | 3395 CAMBRIDGE RD, CAMERON PARK, CA 95682-9121 |
| Transaction Type | Mortgage |
| Record Updated | Aug 3, 2021 |
| Title Company | FIDELITY NATIONAL TITLE |
| Name | Verified Name |
|---|---|
| Address | 3395 CAMBRIDGE RD, CAMERON PARK, CA 95682-9121 |
| Document Number | 0000048287 |
|---|---|
| Date | Jul 26, 2021 |
| Instrument | 2021-0048287 |
| Name | CATALYST MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Address | ROSEVILLE, CA 95661 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Aug 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | EL DORADO CA |
| Property Address | 3395 CAMBRIDGE RD, CAMERON PARK, CA 95682-9121 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | NATIONAL CLOSING SOLUTIONS |
| Name | Verified Name |
|---|
| Document Number | 0000004957 |
|---|---|
| Date | Feb 2, 2017 |
| Instrument | 2017-0004957 |
| Name | SAFE CU |
|---|---|
| Type | Credit Union |
| Address | FOLSOM, CA 95630 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 180 Months |
| Due | Feb 5, 2032 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | EL DORADO CA |
| Property Address | 3395 CAMBRIDGE RD, CAMERON PARK, CA 95682-9121 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | CHICAGO TITLE CO |
| Name | Verified Name |
|---|
| Document Number | 0000055438 |
|---|---|
| Date | Dec 26, 2019 |
| Instrument | 2019-0055438 |
| Name | SAFE CU |
|---|---|
| Type | Credit Union |
| Address | FOLSOM, CA 95630 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jan 1, 2050 |
The 2025 property tax bill for 3395 Cambridge Rd was $7,564 with a homeowner's exemption.
Source: El Dorado County assessment roll, as of September 16, 2026
| Type | Name |
|---|---|
| State | California |
| County | El Dorado County |
| Secondary School District | El Dorado Union High School District (09 - 12) |
| Elementary School District | Rescue Union Elementary School District (KG - 08) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $712,702 (+2%) Land $187,549 Building $525,153 | |
| 2025 | $7,564.00 Homeowner's exemption | $698,728 Land $183,872 Building $514,856 |
| 2023 | $7,263.00 (+1.37%) Homeowner's exemption | $671,597 Land $176,733 Building $494,864 |
| 2022 | $7,165.00 |
Assessed value is set for property tax purposes and is not a market price estimate.
FEMA maps place 3395 Cambridge Rd in Zone X, an area of minimal flood risk, though there have been 9 flood claims nearby since 1993.
Source: FEMA National Flood Hazard Layer, effective August 25, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 13 policies |
| Nearby Flood Policies | 13 in force |
| Nearby Flood Claims | 9 (1993–2022) |
| Claims Outside the SFHA | 3 of 9 |
| Most Recent Claim | Dec 2022 · Severe Winter Storms, Flooding, Landslides, And Mudslides |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 3395 Cambridge Rd is low, with a 0.03% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 93% of the US · lower than 96% of California |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | EL DORADO ID - MAIN serves 128,408 people · EPA ID CA0910001 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Feb 2025 |
| Lead | Under 1 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 284 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL in parts of the area | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| Cal.net Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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