3394 SE Jefferson St, Stuart, FL 34997 Property Records

Martin County property record for 3394 SE Jefferson St, Stuart, FL 34997

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,426 sqft · built 1977
Lot Size	0.143 acres (6,229 sqft)
Owner	2 Individual Names on Record
Last Sale	$87,000 (May 2013)
Tax Bill	$6,451 (2025)
Deeds & Mortgages	Dec 2021 Reverse Mortgage Dec 2019 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`37-38-41-007-194-0017.0-4-0000`

Property Details

APN / Parcel Number

Primary APN	`37-38-41-007-194-0017.0-4-0000`
Alternative APNs	`37-38-41-007-194-00170-4` `34211`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Total Rooms	2 Rooms
Stories	1 Story
Building Area	1,426 sqft Living Area
Gross Area	1,626 sqft
1st Floor Area	1,426 sqft
Utility Room	Utility Room
Interior Walls	Wallboard/Drywall
Elevator	Elevator

Exterior

Year Built	Built 1977
Effective Year Built	Effective 1982
Exterior Material	Stucco
Construction Type	Concrete Block
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	6,229 sqft (0.143 acres)
Lot Dimensions	100 ft deep x 50 ft wide
Garage Type	Carport
Garage Area	286 sqft
Carport	Carport
Carport Area	286 sqft
Parking Spaces	1 Parking Space

Exterior Amenities

Porch	Enclosed Concrete/Masonry Porch
Porch Area	56 sqft
Deck Area	64 sqft
Patio Area	64 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	34211
Street Address	3394 SE JEFFERSON ST
City	STUART
State	FL
Zip	34997-5346
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R3B
Legal Description	GOLDEN GATE LOT 17 BLK 194
Legal Range	41E
Legal Township	38S
Legal Section	37
Legal Subdivision	GOLDEN GATE
Legal Block	194
Legal Lot Number	17
Jurisdiction	MARTIN FL
Township / Civil Division	PORT SALERNO-HOBE SOUND
Census Block Group	3
Census Block	3006
Census Tract	1301

Owner

Source: Martin County records, as of September 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1557 QUIESCENT LN, SEBASTIAN, FL 32958-6549
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
Dec 1, 2021	Deed of Trust, Mortgage · Reverse Mortgage ENNKAR INC
Dec 26, 2019	Deed of Trust, Mortgage · FHA Mortgage FEDERAL HSNG COMMISSIONER
Dec 26, 2019	Deed of Trust, Mortgage · FHA Mortgage ENNKAR INC
Jun 25, 2018	Deed of Trust, Mortgage · FHA Mortgage ADVISORS MTG
Aug 9, 2017	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 8, 2013 · Amount on Record
Deed Sale	May 8, 2013 · Amount on Record
Prior Sale	Apr 13, 2012 · Amount on Record
Deed Document Number	20132393590
Deed Book / Page	2649 / 1737
Last Transfer Date	May 31, 2024
Transfer Doc	0034400181
Record Updated	Oct 29, 2026

December 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARTIN FL
Property Address	3394 SE JEFFERSON ST, STUART, FL 34997-5346
Transaction Type	Mortgage
Record Updated	Dec 15, 2021
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3394 SE JEFFERSON ST, STUART, FL 34997-5346

Mortgage

Document Number	0032751938
Date	Dec 1, 2021
Book Page	3275/1938
Instrument	2928947

Lender

Name	ENNKAR INC
Type	Mortgage Company
Address	ORANGE, CA 92865

Agreement

Type	Reverse Mortgage
Amount	Amount Recorded
Term	875 Months
Due	Nov 10, 2094

Interest

Rate Type	Adjustable Rate
Rate	2.1%
Type Change Date	Jan 1, 2022
Change Frequency	Annually
Index	1-Year CMT
Max Rate	12.1%

December 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARTIN FL
Property Address	3394 SE JEFFERSON ST, STUART, FL 34997-5346
Document Number	0031041525
Instrument Date	Dec 26, 2019
Transaction Type	Mortgage
Record Updated	Feb 5, 2020
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3394 SE JEFFERSON ST STUART FL 349975346, STUART, FL 34997-5346

Mortgage

Document Number	0031041525
Date	Jan 7, 2020
Book Page	003104/001525
Instrument	2793651

Lender

Name	FEDERAL HSNG COMMISSIONER
Address	451 7TH ST SW, WASHINGTON, DC 20410-0001

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	888 Months
Due	Jan 6, 2094

Interest

Rate Type	Adjustable Rate
Rate	3.75%

December 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARTIN FL
Property Address	3394 SE JEFFERSON ST, STUART, FL 34997-5346
Document Number	0031041509
Instrument Date	Dec 26, 2019
Transaction Type	Mortgage
Record Updated	Feb 5, 2020
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3394 SE JEFFERSON ST STUART FL 349975346, STUART, FL 34997-5346

Mortgage

Document Number	0031041509
Date	Jan 7, 2020
Book Page	003104/001509
Instrument	2793650

Lender

Name	ENNKAR INC
Address	ORANGE, CA 92865

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	888 Months
Due	Jan 6, 2094

Interest

Rate Type	Adjustable Rate
Rate	3.75%

June 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARTIN FL
Property Address	3394 SE JEFFERSON ST, STUART, FL 34997-5346
Document Number	0030012981
Instrument Date	Jun 25, 2018
Transaction Type	Mortgage
Record Updated	Jul 26, 2018
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3394 SE JEFFERSON ST STUART FL 349975346, STUART, FL 34997-5346

Mortgage

Document Number	0030012981
Date	Jul 2, 2018
Book Page	003001/002981
Instrument	2703142

Lender

Name	ADVISORS MTG
Type	Mortgage Company
Address	OCEAN, NJ 07712

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	912 Months
Due	Jul 1, 2094

Interest

Rate Type	Fixed Rate

August 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	MARTIN FL
Recording Date	Aug 9, 2017
Property Address	3394 SE JEFFERSON ST, STUART, FL 34997-5346
Document Number	0029421473
Book / Page	002942 / 001473
Instrument Date	Aug 9, 2017
Instrument	2650020
Transaction Type	Transfer
Record Updated	Aug 25, 2017
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3374 SE JEFFERSON ST STUART FL 34997, STUART, FL 34997

Tax Assessment & Valuation

Source: Martin County assessment roll, as of September 29, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Martin County
Unified School District	Martin County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,451.00 (+155.49%) Homeowner's exemption Senior Citizen's exemption	$339,040 (+141.6%) Land $215,000 Building $124,040	$339,040 (+46.23%) Land $215,000 Building $124,040
2024	$2,525.00 (+2.68%)
2023	$2,459.00 (-6.36%) Additional exemption filed	$140,330 (+3%)	$231,850 (+17.12%) Land $125,000 Building $106,850
2022	$2,626.00 Homeowner's exemption	$136,243	$197,960 Land $105,450 Building $92,510

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 174 individual policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	262 units insured incl. 88 condo units
Nearby Flood Claims	33 (1979–2022)
Claims Outside the SFHA	20 of 33
Most Recent Claim	Nov 2022 · Hurricane Nicole
Claims by Event	Hurricane Nicole, Nov 2022 · 2 claims Hurricane Frances, Sep 2004 · 8 claims Hurricane Irene, Oct 1999 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.7% of Florida
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MARTIN CO UTILITIES serves 104,105 people · EPA ID FL4431891
Water Source	Groundwater
Last State Inspection	May 2025
Lead	4 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	17 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 317 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless · DSL in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

May also be available: Blue Stream, Hotwire Communications, T-Mobile.

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