3392 Spruce Tree Ln, Erlanger, KY 41018 Property Records

Kenton County property record for 3392 Spruce Tree Ln, Erlanger, KY 41018

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,270 sqft · built 2004
Lot Size	0.15 acres (6,534 sqft)
Owner	Company Name on Record
Last Sale	$148,975 (Oct 2004)
Tax Bill	$1,295 (2025)
Deeds & Mortgages	Sep 2020 Sale
Flood Zone	Zone X (minimal risk)
APN	`002-40-03-076.00`

Property Details

APN / Parcel Number

Primary APN	`002-40-03-076.00`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Building Area	1,270 sqft Finished Area

Exterior

Year Built	Built 2004
Effective Year Built	Effective 2004
Architectural Style	Bi-Level
Exterior Material	Brick
Foundation Type	Concrete
Lot Area	6,534 sqft (0.15 acres)
Garage Type	Basement
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Street Address	3392 SPRUCE TREE LN
City	ERLANGER
State	KY
Zip	41018-1155
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	CHERRY HILL SEC 2 LOT 76
Legal Subdivision	CHERRY HILL
Legal Phase	2
Legal Lot Number	76
Jurisdiction	KENTON KY
Township / Civil Division	COVINGTON
Census Block Group	3
Census Block	3056
Census Tract	67200

Owner

Source: Kenton County records, as of October 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Company Name on Record
Mailing Address	3392 SPRUCE TREE LN, ERLANGER, KY 41018-1155
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 19, 2004 · Amount on Record
Deed Sale	Oct 19, 2004 · Amount on Record
Prior Sale	Apr 6, 2004 · Amount on Record
Deed Document Number	200410 19 059 00032
Deed Book / Page	2366 / 229
Last Transfer Date	Sep 1, 2020
Transfer Doc	0000420496
Record Updated	Oct 29, 2026

September 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	KENTON KY
Recording Date	Sep 9, 2020
Property Address	3392 SPRUCE TREE LN, ERLANGER, KY 41018-1155
Document Number	0000420496
Book / Page	000042 / 000496
Instrument Date	Sep 1, 2020
Transaction Type	Transfer
Record Updated	Oct 7, 2020
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Tax	$148.00
Amount Accuracy	Confirmed

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	3392 SPRUCE TREE LN ERLANGER KY 410181155, ERLANGER, KY 41018-1155

Tax Assessment & Valuation

Source: Kenton County assessment roll, as of December 2, 2025

Property Jurisdictions

Type	Name
State	Kentucky
County	Kenton County
Municipality	Erlanger City
Unified School District	Kenton County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$179,800 (-) Land $25,000 Building $154,800	$179,800 (-) Land $25,000 Building $154,800
2025	$1,295.00 (-8.93%) Homeowner's exemption	$179,800 (-) Land $25,000 Building $154,800	$179,800 (-) Land $25,000 Building $154,800
2023	$1,422.00 Homeowner's exemption	$179,800 Land $25,000 Building $154,800	$179,800 Land $25,000 Building $154,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 19, 2015

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 63% of Kentucky
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NORTHERN KENTUCKY WATER DISTRICT serves 259,949 people · EPA ID KY0590220
Water Source	Surface water
Last State Inspection	Oct 2023
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 249 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
altafiber Network Solutions Fiber	3,000 / 3,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20