3392 Riverside Rd, Benton Harbor, MI 49022 Property Records

Berrien County property record for 3392 Riverside Rd, Benton Harbor, MI 49022

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,626 sqft · built 1995
Lot Size	1.02 acres (44,431 sqft)
Owner	Individual Name on Record
Last Sale	$175,000 (Feb 2020)
Tax Bill	$2,175 (2025)
Deeds & Mortgages	Jul 2023 Second Mortgage Jan 2022 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`10-0027-0006-04-2`

Property Details

APN / Parcel Number

Primary APN	`10-0027-0006-04-2`
Alternative APN	`11-10-0027-0006-04-2`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Building Area	1,626 sqft Living Area
1st Floor Area	1,626 sqft
Basement Area	1,626 sqft
Unfinished Basement	1,626 sqft

Exterior

Year Built	Built 1995
Effective Year Built	Effective 1995
Architectural Style	Raised Ranch
Lot Area	44,431 sqft (1.02 acres)
Garage Area	768 sqft
Parking Spaces	3 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	3392 RIVERSIDE RD
City	BENTON HARBOR
State	MI
Zip	49022-9527
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	AG R AG RE
Legal Description	COM 1647'S & 164.25'WLY(ON C/L OF A DITCH) FROM CEN SEC 27 T3S R18W TH WLY ON C/L 295.75'TH S 402.51' TH E 196.3'TH S17DEG 01'E 230.85' TO RD C/L TH NELY ON C/L TO A POINT S OF BEG TH N TO POB EXC COM 1647'S & 243.7'W OF CEN SEC 27 TH W 216.3'TH S 40
Legal Range	18W
Legal Township	03S
Legal Section	27
Legal Lot Number	21-295
Jurisdiction	BERRIEN MI
Township / Civil Division	HAGAR
Census Block Group	1
Census Block	1025
Census Tract	10100

Owner

Source: Berrien County records, as of September 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	3392 RIVERSIDE RD, BENTON HARBOR, MI 49022-9527
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 3, 2023	Deed of Trust, Mortgage · Stand-Alone Second Mortgage HONOR CU
Jan 13, 2022	Deed of Trust, Mortgage · Conventional Mortgage HONOR CU
Feb 13, 2020	Warranty Deed, Transfer · Conventional Mortgage INDEPENDENT BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 13, 2020 · Amount on Record
Deed Sale	Feb 13, 2020 · Amount on Record
Prior Sale	Nov 29, 2001 · Amount on Record
Deed Book / Page	3264 / 3429
Record Updated	Oct 29, 2026

July 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BERRIEN MI
Property Address	3392 RIVERSIDE RD, BENTON HARBOR, MI 49022-9527
Transaction Type	Mortgage
Record Updated	Nov 9, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3392 RIVERSIDE RD, BENTON HARBOR, MI 49022-9527

Mortgage

Document Number	03407/1133
Date	Jul 3, 2023
Book Page	3407/1133
Instrument	2023383989

Lender

Name	HONOR CU
Type	Credit Union
Address	BERRIEN SPRINGS, MI 49103

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Jul 1, 2038

January 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BERRIEN MI
Property Address	3392 RIVERSIDE RD, BENTON HARBOR, MI 49022-9527
Transaction Type	Mortgage
Record Updated	Nov 9, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3392 RIVERSIDE RD, BENTON HARBOR, MI 49022-9527

Mortgage

Document Number	03360/1348
Date	Jan 13, 2022
Book Page	3360/1348
Instrument	2022340395

Lender

Name	HONOR CU
Type	Credit Union
Address	BERRIEN SPRINGS, MI 49103

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 1, 2052

February 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BERRIEN MI
Recording Date	Feb 13, 2020
Property Address	3392 RIVERSIDE RD, BENTON HARBOR, MI 49022-9527
Document Number	03264/3429
Book / Page	3264 / 3429
Instrument Date	Feb 12, 2020
Transaction Type	Transfer
Record Updated	Nov 9, 2023
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,505.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	3392 RIVERSIDE RD, BENTON HARBOR, MI 49022-9527

Mortgage

Document Number	0032643431
Date	Feb 13, 2020
Instrument	3264/3431

Lender

Name	INDEPENDENT BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2050

Tax Assessment & Valuation

Source: Berrien County assessment roll, as of September 28, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Berrien County
County Subdivision	Hagar Township
Elementary School District	Hagar Township School District 6 (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$167,700 (+46.59%)	$335,400 (+46.59%)
2025	$2,175.00 (+14.23%)
2023		$114,400	$228,800
2022	$1,904.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 10, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	13 (1985–1998)
Claims Outside the SFHA	6 of 13
Most Recent Claim	May 1998 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 47 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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