3392 Moselle Rd, Union, MO 63084 Property Records

Franklin County property record for 3392 Moselle Rd, Union, MO 63084

Property Summary

Property Type	Single Family Home
Details	2 ba · 2,095 sqft · built 1992
Lot Size	5 acres (217,800 sqft)
Owner	Individual Name on Record
Tax Bill	$2,623 (2025)
Deeds & Mortgages	Dec 2023 Sale Apr 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`21-5-22.0-0-005-010.400`

Property Details

APN / Parcel Number

Primary APN	`21-5-22.0-0-005-010.400`

Interior

Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	2,095 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1992
Effective Year Built	Effective 1992
Construction Type	Frame
Lot Area	217,800 sqft (5 acres)
Patio Area	360 sqft

Location & Zoning

Street Address	3392 MOSELLE RD
City	UNION
State	MO
Zip	63084-4719
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	ANU
Legal Description	LOT:2 STAPLES LAKES
Legal Range	1E
Legal Township	42N
Legal Section	22
Legal Subdivision	STAPLES LAKES
Legal Lot Number	2
Jurisdiction	FRANKLIN MO
Township / Civil Division	CENTRAL
Census Block Group	2
Census Block	2039
Census Tract	800802

Owner

Source: Franklin County records, as of November 11, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	3392 MOSELLE RD, UNION, MO 63084-4719
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 26, 2023	Beneficiary Deed, Transfer
Apr 23, 2020	Deed of Trust, Mortgage MIDWEST EQUITY MTG
Feb 7, 2019	Quit Claim Deed, Mortgage MIDWEST EQUITY MTG

Assessor's Deed Record

Deed Names	Name on Deed
Last Transfer Date	May 29, 2024
Transfer Doc	0002406369
Record Updated	Sep 20, 2026

December 2023: Beneficiary Deed, Transfer

Document Type	Beneficiary Deed
Jurisdiction	FRANKLIN MO
Recording Date	Dec 26, 2023
Property Address	3392 MOSELLE RD, UNION, MO 63084-4719
Document Number	0002315180
Map Reference	PB O PG 336
Instrument Date	Dec 26, 2023
Instrument	2315180
Transaction Type	Transfer
Record Updated	Jan 10, 2024

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3392 MOSELLE RD, UNION, MO 63084-4719

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FRANKLIN MO
Property Address	3392 MOSELLE RD, UNION, MO 63084-4719
Document Number	0000006389
Instrument Date	Apr 23, 2020
Transaction Type	Mortgage
Record Updated	May 26, 2020
Title Company	CLOSING COMPANY LLC, CLOSING CO LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	3392 MOSELLE RD UNION MO 630844719, UNION, MO 63084-4719

Mortgage

Document Number	0000006389
Date	May 5, 2020
Instrument	6389

Lender

Name	MIDWEST EQUITY MTG
Type	Mortgage Company
Address	OAKBROOK TERRACE, IL 60181

Agreement

Amount	Amount Recorded
Term	360 Months
Due	May 4, 2050

February 2019: Quit Claim Deed, Mortgage

Document Type	Quit Claim Deed
Jurisdiction	FRANKLIN MO
Recording Date	Feb 7, 2019
Property Address	3392 MOSELLE RD, UNION, MO 63084-4719
Document Number	0000001533
Instrument Date	Jan 23, 2019
Instrument	1533
Transaction Type	Mortgage
Record Updated	Mar 1, 2019
Title Company	CLOSELINE LLC

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	3392 MOSELLE RD UNION MO 630844719, UNION, MO 63084-4719

Mortgage

Document Number	1534
Date	Feb 7, 2019
Instrument	1534

Lender

Name	MIDWEST EQUITY MTG
Type	Mortgage Company
Address	OAK BROOK, IL 60523

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Feb 6, 2049

Tax Assessment & Valuation

Source: Franklin County assessment roll, as of November 11, 2025

Property Jurisdictions

Type	Name
State	Missouri
County	Franklin County
Unified School District	St. Clair R-XIII School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,623.00 (+4.67%)	$54,315 (+20.17%)	$285,870 (+20.17%) Land $29,800 Building $256,070
2023	$2,506.00 (-1.92%)	$45,199	$237,890 Land $20,030 Building $217,860
2022	$2,555.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 4, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 66% of the US · lower than 76% of Missouri
Wildfire Likelihood	0.04% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	FRANKLIN COUNTY PWSD 3 serves 8,250 people · EPA ID MO6024213
Water Source	Groundwater
Last State Inspection	Dec 2023
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 9 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Wave Internet Technologies Fixed Wireless	100 / 100

May also be available: Bays-ET Highspeed, Wisper ISP.

Cell Coverage

5G (outdoors only) and 4G LTE

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