3392 Cypress Point Cir, Saint Cloud, FL 34772 Property Records

Osceola County property record for 3392 Cypress Point Cir, Saint Cloud, FL 34772

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,431 sqft · built 1998
Lot Size	0.123 acres (5,357 sqft)
Owner	2 Individual Names on Record
Last Sale	$310,000 (Dec 2021)
Tax Bill	$4,135 (2025)
Deeds & Mortgages	Dec 2021 Sale & Mortgage Jun 2019 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`16-26-30-1267-0001-1000`

Property Details

APN / Parcel Number

Primary APN	`16-26-30-1267-0001-1000`
Alternative APNs	`263016126700011000` `86142`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,431 sqft Living Area
Gross Area	1,939 sqft
1st Floor Area	1,431 sqft
Flooring	Wood
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1998
Effective Year Built	Effective 2006
Architectural Style	Conventional
Exterior Material	Concrete Block
Construction Type	Masonry / Concrete Block
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	5,357 sqft (0.123 acres)
Lot Dimensions	100 ft deep x 57 ft wide
Garage Type	Attached
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Pool Type	In-Ground Pool
Pool Area	264 sqft
Porch	Finished/Open Porch
Porch Area	108 sqft
Deck Area	280 sqft

Utilities, Heating & Cooling

Cooling System	Package A/C
Heating System	HVAC

Location & Zoning

Street Address	3392 CYPRESS POINT CIR
City	SAINT CLOUD
State	FL
Zip	34772-8632
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SPUD
Legal Description	CYPRESS POINT UNIT 3 PB 9 PG 111-112 LOT 100
Legal Range	30E
Legal Township	26S
Legal Section	16
Legal Subdivision	CYPRESS POINT UNIT 3
Legal Tract	1267
Legal Block	1000
Legal Lot Number	100
Legal Unit	3P
Jurisdiction	OSCEOLA FL
Township / Civil Division	ST. CLOUD
Census Block Group	2
Census Block	2001
Census Tract	43208

Owner

Source: Osceola County records, as of November 26, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	3392 CYPRESS POINT CIR, SAINT CLOUD, FL 34772-8632
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants in Common

Deeds, Mortgages & Sale History

Date	Document
Dec 20, 2021	Warranty Deed, Transfer · FHA Mortgage TOWN SQUARE MORTGAGE & INVESTMENTS
Jun 13, 2019	Warranty Deed, Transfer · FHA Mortgage TOWN SQUARE MORTGAGE & INVESTMENTS
Apr 23, 2019	Warranty Deed, Transfer CLEAR CHOICE TITLE GROUP LLC, CLEAR CHOICE TITLE GRP LLC
Jan 31, 2019	Warranty Deed, Transfer CONTEMPORARY TITLE AND ESCROW LL, CONTEMPORARY TITLE & ESCROW LL

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 20, 2021 · Amount on Record
Deed Sale	Dec 20, 2021 · Amount on Record
Prior Sale	Jun 13, 2019 · Amount on Record
Deed Document Number	2021196572
Deed Book / Page	6112 / 1604
Prior Transfer Date	Nov 9, 2017
Prior Transfer Doc	0052372765
Record Updated	Jun 8, 2026

December 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OSCEOLA FL
Recording Date	Dec 20, 2021
Property Address	3392 CYPRESS POINT CIR, SAINT CLOUD, FL 34772-8632
Document Number	0061121604
Book / Page	6112 / 1604
Map Reference	MB 9 PG 111&112
Instrument Date	Dec 15, 2021
Instrument	2021196572
Transaction Type	Transfer
Record Updated	Dec 12, 2025
Title Company	FIRST AMERICAN TITLE INSURANCE COMPANY NC, FIRST AMERICAN TITLE INS CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,170.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3392 CYPRESS POINT CIR, SAINT CLOUD, FL 34772-8632

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3392 CYPRESS POINT CIR, SAINT CLOUD, FL 34772-8632

Mortgage

Document Number	0061121606
Date	Dec 20, 2021
Instrument	6112/1606

Lender

Name	TOWN SQUARE MORTGAGE & INVESTMENTS
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2052

June 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OSCEOLA FL
Recording Date	Jun 13, 2019
Property Address	3392 CYPRESS POINT CIR, SAINT CLOUD, FL 34772-8632
Document Number	0055401847
Book / Page	5540 / 1847
Map Reference	MB 9 PG 111&112
Instrument Date	Jun 3, 2019
Instrument	2019076419
Transaction Type	Transfer
Record Updated	May 2, 2022
Title Company	TITLE TEAM

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,701.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	8608 WILLOW KANE CT, 8608, OAKLAND, FL 32751

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3392 CYPRESS POINT CIR, SAINT CLOUD, FL 34772-8632

Mortgage

Document Number	0055401848
Date	Jun 13, 2019
Instrument	5540/1848

Lender

Name	TOWN SQUARE MORTGAGE & INVESTMENTS
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 1, 2049

April 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OSCEOLA FL
Recording Date	Apr 23, 2019
Property Address	3392 CYPRESS POINT CIR, SAINT CLOUD, FL 34772-8632
Document Number	0055110832
Book / Page	005511 / 000832
Instrument Date	Jan 24, 2019
Instrument	50704
Transaction Type	Transfer
Record Updated	May 15, 2019
Title Company	CLEAR CHOICE TITLE GROUP LLC, CLEAR CHOICE TITLE GRP LLC

Transaction

Amount	Amount Recorded
Tax	$1,189.30
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8608 WILLOW KANE CT ORLANDO FL 328352541, ORLANDO, FL 32835-2541

January 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OSCEOLA FL
Recording Date	Jan 31, 2019
Property Address	3392 CYPRESS POINT CIR, SAINT CLOUD, FL 34772-8632
Document Number	0054700883
Book / Page	005470 / 000883
Instrument Date	Jan 24, 2019
Instrument	12477
Transaction Type	Transfer
Record Updated	Feb 12, 2019
Title Company	CONTEMPORARY TITLE AND ESCROW LL, CONTEMPORARY TITLE & ESCROW LL

Transaction

Amount	Amount Recorded
Tax	$1,120.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	130 S BUMBY AVE #A ORLANDO FL 328037415, A, ORLANDO, FL 32803-7415

Tax Assessment & Valuation

Source: Osceola County assessment roll, as of November 26, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Osceola County
Municipality	St. Cloud City
Unified School District	Osceola County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,135.00 (+3.48%) Homeowner's exemption	$273,898 (+5.99%)	$317,800 (+5.83%) Land $60,000 Building $257,800
2024	$3,996.00 (+2.59%)
2023	$3,895.00 (-0.59%) Homeowner's exemption	$258,427 (+3%)	$300,300 (+19.69%) Land $55,000 Building $245,300
2022	$3,918.00 Homeowner's exemption	$250,900 Land $50,000 Building $200,900	$250,900 Land $50,000 Building $200,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 41 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	41 in force
Nearby Flood Claims	2 (2015–2020)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Jan 2020 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 60% of the US · lower than 66% of Florida
Wildfire Likelihood	0.1% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ST. CLOUD, CITY OF (3 WPS) serves 82,752 people · EPA ID FL3491373
Water Source	Groundwater
Last State Inspection	Jul 2025
Lead	2 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 192 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless	5,000 / 5,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: CenturyLink, Xfinity.

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