3391 Tournament Dr, Oceanside, CA 92056 Property Records

San Diego County property record for 3391 Tournament Dr, Oceanside, CA 92056

Property Summary

Property TypeSingle Family Home
Details4 bd · 3 ba · 2,019 sqft · built 1989
Lot Size0.358 acres (15,602 sqft)
Owner2 Individual Names on File
Last Sale$390,000 (Dec 2012)
Tax Bill$4,786 (2025)
Deeds & MortgagesAug 2022 Line of Credit
Nov 2021 Mortgage
+ 2 more
Flood ZoneZone X (minimal risk)
APN165-652-29-00

Property Details

APN / Parcel Number

Primary APN165-652-29-00

Interior

Bedrooms4 Beds
Full Baths3 Baths
Building Area2,019 sqft Living Area

Exterior

Year BuiltBuilt 1989
Effective Year BuiltEffective 1989
Lot Area15,602 sqft (0.358 acres)
Garage TypeCarport
CarportCarport
Parking Spaces3 Parking Spaces

Location & Zoning

Street Address3391 TOURNAMENT DR
CityOCEANSIDE
StateCA
Zip92056-1711
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRS
Legal DescriptionLOT 181 TR 011758
Legal SubdivisionROBINHOOD DEL ORO-VILLAGE A
Legal Tract011758
Legal Block2
Legal Lot Number181
JurisdictionSAN DIEGO CA
Township / Civil DivisionOCEANSIDE-ESCONDIDO
Census Block Group2
Census Block2007
Census Tract18515

Owner

Source: San Diego County records, as of July 28, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Individual Names on File
Mailing Address3391 TOURNAMENT DR, OCEANSIDE, CA 92056-1711
OccupancyOwner Occupied
Owner TypeIndividual
VestingJoint Tenants

Deeds, Mortgages & Sale History

DateDocument
Aug 29, 2022Deed of Trust, Mortgage · Line of Credit
NAVY FCU
Nov 10, 2021Deed of Trust, Mortgage · VA Mortgage
CLEARPATH LENDING
Aug 30, 2019Deed of Trust, Mortgage · Conventional Mortgage
UNITED WHOLESALE MORTGAGE
Dec 15, 2020Deed of Trust, Mortgage · VA Mortgage
UNITED WHOLESALE MORTGAGE

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleDec 20, 2012 · Amount on File
Deed SaleDec 20, 2012 · Amount on File
Prior SaleOct 10, 2006 · Amount on File
Deed Document Number2012800377
Last Transfer DateOct 23, 2013
Transfer Doc0000634521
Record UpdatedOct 29, 2026

August 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN DIEGO CA
Property Address3391 TOURNAMENT DR, OCEANSIDE, CA 92056-1711
Transaction TypeMortgage
Record UpdatedSep 6, 2022

Transferred To (Grantee/Buyer)

NameVerified Name
Address3391 TOURNAMENT DR, OCEANSIDE, CA 92056-1711

Mortgage

Document Number0000344979
DateAug 29, 2022
Instrument2022-0344979
Lender
NameNAVY FCU
TypeCredit Union
AddressVIENNA, VA 22180
Agreement
TypeLine of Credit
AmountAmount on Record
Term479 Months
DueJul 1, 2062
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

November 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN DIEGO CA
Property Address3391 TOURNAMENT DR, OCEANSIDE, CA 92056-1711
Transaction TypeMortgage
Record UpdatedNov 18, 2021
Title CompanyVANTAGE PT TITLE INC, VANTAGE POINT TITLE INC

Transferred To (Grantee/Buyer)

NameVerified Name
Address3391 TOURNAMENT DR, OCEANSIDE, CA 92056-1711

Mortgage

Document Number0000778779
DateNov 10, 2021
Instrument2021-0778779
Lender
NameCLEARPATH LENDING
TypeLending Institution
AddressIRVINE, CA 92618
Agreement
TypeVA Mortgage
AmountAmount on Record
Term361 Months
DueDec 1, 2051

August 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN DIEGO CA
Property Address3391 TOURNAMENT DR, OCEANSIDE, CA 92056-1711
Transaction TypeMortgage
Record UpdatedFeb 5, 2021
Title CompanyWFG TITLE CO OF CA SAN DIEGO

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000374609
DateAug 30, 2019
Instrument2019-0374609
Lender
NameUNITED WHOLESALE MORTGAGE
TypeMortgage Company
AddressPONTIAC, MI 48341
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term241 Months
DueSep 1, 2039

December 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN DIEGO CA
Property Address3391 TOURNAMENT DR, OCEANSIDE, CA 92056-1711
Transaction TypeMortgage
Record UpdatedFeb 5, 2021
Title CompanyWFG TITLE COMPANY OF CA

Transferred To (Grantee/Buyer)

NameVerified Name
Address3391 TOURNAMENT DR, OCEANSIDE, CA 92056-1711

Mortgage

Document Number0000802870
DateDec 15, 2020
Instrument2020-0802870
Lender
NameUNITED WHOLESALE MORTGAGE
TypeMortgage Company
AddressPONTIAC, MI 48341
Agreement
TypeVA Mortgage
AmountAmount on Record
Term361 Months
DueJan 1, 2051

Tax Assessment & Valuation

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySan Diego County
MunicipalityOceanside City
Unified School DistrictOceanside Unified School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2026$566,257 (+2%) Land $288,886 Building $277,371
2025$4,786.00 (+2.79%)$555,155 (+4.04%) Land $283,222 Building $271,933
2023$4,656.00 (+19.48%)$533,599 Land $272,225 Building $261,374
2022$3,897.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 8 (10% premium discount)
Nearby Flood Policies2 in force
Nearby Flood Claims2 (2016–2020)
Claims Outside the SFHA2 of 2
Most Recent ClaimApr 2020

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemPechanga
tribal government · serves 29,100 people · EPA ID 090605013
Water SourcePurchased surface water from RANCHO CALIFORNIA WATER DISTRICT
Last State InspectionSep 2024
Also Mapped HereSAN DIEGO COUNTY WATER AUTHORITY, CITY OF OCEANSIDE, La Jolla Western
Lead1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 633 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Cox Communications
Cable
2,000 / 100
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20
AT&T
DSL
100 / 20

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