3391 Prairie Pass, Apison, TN 37302 Property Records

Hamilton County property record for 3391 Prairie Pass, Apison, TN 37302

Property Summary

Property Type	Single Family Home
Details	2 ba · 2,402 sqft · built 2013
Lot Size	0.205 acres (8,948 sqft)
Owner	Individual Name on File
Last Sale	$352,000 (Dec 2020)
Tax Bill	$1,900 (2025)
Deeds & Mortgages	Jul 2024 Line of Credit Dec 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`161K A 002`

Property Details

APN / Parcel Number

Primary APN	`161K A 002`
Alternative APN	`0000379905`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	2,402 sqft Living Area

Exterior

Year Built	Built 2013
Exterior Material	Wood Shingle
Construction Type	Wood
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	8,948 sqft (0.205 acres)
Lot Dimensions	119 ft deep x 75.2 ft wide

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Connected

Location & Zoning

Account Number	0000379905
Street Address	3391 PRAIRIE PASS
City	APISON
State	TN
Zip	37302-3500
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LT 90 PRAIRIE PASS P.U.D. PB96 PG8 OUT OF 161-113.04 FOR 2012
Legal Subdivision	PRAIRIE PASS
Legal Lot Number	90
Jurisdiction	HAMILTON TN
Township / Civil Division	7
Census Block Group	4
Census Block	4002
Census Tract	11204

Owner

3391 Prairie Pass is owned and occupied by an individual who bought it in December 2020.

Source: Hamilton County records, as of December 31, 2025

Owner of Record	Individual Name on File
Mailing Address	3391 PRAIRIE PASS, APISON, TN 37302-3500
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 10, 2024	Deed of Trust, Mortgage · Line of Credit FIGURE LENDING LLC
Dec 30, 2020	Warranty Deed, Transfer · FHA Mortgage CMG FIN'L

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 30, 2020 · Amount on File
Deed Sale	Dec 30, 2020 · Amount on File
Prior Sale	May 24, 2016 · Amount on File
Deed Document Number	2020123000217
Deed Book / Page	12295 / 408
Record Updated	Jun 8, 2026

July 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON TN
Property Address	3391 PRAIRIE PASS, APISON, TN 37302-3500
Transaction Type	Mortgage
Record Updated	Sep 25, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000000100
Date	Jul 10, 2024
Book Page	13645/242
Instrument	2024071000100

Lender

Name	FIGURE LENDING LLC
Type	Mortgage Company
Address	CHARLOTTE, NC 28202

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	61 Months
Due	Jul 31, 2029

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

December 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HAMILTON TN
Recording Date	Dec 30, 2020
Property Address	3391 PRAIRIE PASS, APISON, TN 37302-3500
Document Number	1230000217
Book / Page	012295 / 000408
Instrument Date	Dec 18, 2020
Instrument	201230000217
Transaction Type	Transfer
Record Updated	Jan 22, 2021
Title Company	FOUNDATION TITLE, FOUNDATION TITLE & ESCROW CHAT

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,302.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3391 PRAIRIE PASS APISON TN 373023500, APISON, TN 37302-3500

Mortgage

Document Number	1230000218
Date	Dec 30, 2020
Book Page	012295/000412
Instrument	201230000218

Lender

Name	CMG FIN'L
Type	Funding / Finance Company
Address	SAN RAMON, CA 94583

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Dec 29, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 3391 Prairie Pass was $1,900, up 2.6% from the year before.

Source: Hamilton County assessment roll, as of May 20, 2025

Property Jurisdictions

Type	Name
State	Tennessee
County	Hamilton County
Unified School District	Hamilton County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,900.00 (+2.65%)	$125,400 (+51.54%)	$501,600 (+51.54%) Land $75,000 Building $426,600
2024	$1,851.00 (-0.48%)	$82,750 (-)	$331,000 (-) Land $55,000 Building $276,000
2023	$1,860.00	$82,750	$331,000 Land $55,000 Building $276,000

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 3391 Prairie Pass in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective August 30, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3391 Prairie Pass is moderate, ranking above 51% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 51% of the US · above 69% of Tennessee
Wildfire Likelihood	0.1% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	EASTSIDE UTILITY DISTRICT serves 59,612 people · EPA ID TN0000219
Water Source	Surface water
Last State Inspection	Jan 2026
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 36 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
EPB Fiber	100,000 / 100,000
Xfinity Cable	1,200 / 35

May also be available: Brightspeed.

Cell Coverage

5G and 4G LTE (outdoors only)

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