3391 Peanut Rd, Cottondale, FL 32431 Property Records

Jackson County property record for 3391 Peanut Rd, Cottondale, FL 32431

Property Summary

Property Type	Vacant Land
Details	1 ba · 1,856 sqft · built 1955
Lot Size	0.5 acres (21,780 sqft)
Owner	Individual Name on File
Tax Bill	$45 (2025)
Deeds & Mortgages	May 2025 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`25-5N-12-0000-0020-0000`

Property Details

APN / Parcel Number

Primary APN	`25-5N-12-0000-0020-0000`
Alternative APN	`12 N 525000000200000`

Interior

Full Baths	1 Bath
Stories	1 Story
Building Area	1,856 sqft Living Area
Gross Area	2,000 sqft
1st Floor Area	1,856 sqft
Flooring	Tile
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1955
Effective Year Built	Effective 1965
Architectural Style	Bungalow
Exterior Material	Concrete Block
Construction Type	Frame
Roof Type	Gable/Hip
Roof Material	Other
Lot Area	21,780 sqft (0.5 acres)
Garage Type	Carport
Garage Area	360 sqft
Carport	Carport
Carport Area	360 sqft
Porch	Finished/Open Porch

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Sewer	Septic
Water Source	Cistern

Location & Zoning

Street Address	3391 PEANUT RD
City	COTTONDALE
State	FL
Zip	32431-6923
Property Category	Vacant Land
Property Type	Vacant Land > Uncategorized
Legal Description	OR 803 P 330 COMM AT SEC OF NW1/4 OF NE1/4, RUN N 1004.18 FT TO S RTWY OF COUNTY RD #169 N 46* W ALONG RTWY 110.15 FT TO BEGIN, RUN N 46* W ALONG RTWY 195 FT, S 30* W 239.99 FT S 55* E 189.06 FT, N 31* E 210.66 FT TO POB..OR 839 P 324 OR 839 P 324 AL
Legal Range	12W
Legal Township	05N
Legal Section	25
Legal Subdivision	LIFE ESTATE
Legal Lot Number	20
Jurisdiction	JACKSON FL
Township / Civil Division	COTTONDALE
Census Block Group	2
Census Block	2054
Census Tract	210400

Owner

Source: Jackson County assessment roll, as of December 8, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	3391 PEANUT RD, COTTONDALE, FL 32431-6923
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Married Man, Separate Property

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Transfer Date	Jan 23, 2001
Transfer Doc	0008030334
Record Updated	Jun 8, 2026

May 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JACKSON FL
Property Address	3391 PEANUT RD, COTTONDALE, FL 32431-6923
Transaction Type	Mortgage
Record Updated	Dec 23, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3391 PEANUT RD, COTTONDALE, FL 32431-6923

Mortgage

Document Number	0018760015
Date	May 15, 2025
Book Page	1876/15
Instrument	202532005670

Lender

Name	PEOPLESSOUTH BANK
Type	Bank
Address	PANAMA CITY, FL 32405

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	180 Months
Due	May 14, 2040

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: Jackson County assessment roll, as of December 8, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Jackson County
Unified School District	Jackson County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$45.00 (-95.76%)	$4,250 (-95.01%) Land $4,250	$4,250 (-95.01%) Land $4,250
2024	$1,062.00 (+9.26%)	$85,162 (+3.84%) Land $8,500 Building $76,662	$85,162 (+3.84%) Land $8,500 Building $76,662
2023	$972.00 (+21.5%)	$82,010 (+20.9%) Land $8,500 Building $73,510	$82,010 (+20.9%) Land $8,500 Building $73,510
2022	$800.00	$67,833 Land $8,000 Building $59,833	$67,833 Land $8,000 Building $59,833

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 62% of the US · lower than 88% of Florida
Wildfire Likelihood	0.05% annual chance
Exposure	Direct burnable vegetation at the parcel

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	COTTONDALE WATER SYSTEM serves 861 people · EPA ID FL1320143
Water Source	Groundwater
Last State Inspection	Oct 2025
Lead	1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 6 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
Lumen Technologies DSL	10 / 1

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Peanut Rd

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