3390 Tonto Dr, Overgaard, AZ 85933 Property Records

Navajo County property record for 3390 Tonto Dr, Overgaard, AZ 85933

Property Summary

Property Type	Mobile Home
Details	1,248 sqft · built 2017
Lot Size	3.8 acres (165,528 sqft)
Owner	Individual Name on Record
Last Sale	$105,000 (Jun 2012)
Tax Bill	$1,751 (2025)
Deeds & Mortgages	Aug 2018 Mortgage Jul 2018 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`206-14-015`

Property Details

APN / Parcel Number

Primary APN	`206-14-015`

Interior

Stories	2 Stories
Building Area	1,248 sqft Living Area

Exterior

Year Built	Built 2017
Effective Year Built	Effective 2017
Architectural Style	Mobile Home
Construction Type	Wood
Roof Material	Built-Up Asphalt
Lot Area	165,528 sqft

Location & Zoning

Street Address	3390 TONTO DR
City	OVERGAARD
State	AZ
Zip	85933-5424
Property Category	Residential
Property Type	Residential > Prefabricated > Mobile Home
Local Zoning Code	R1-43
Legal Description	BIGLER HOMESTEADS LOT 15 2017 CAV CO 28X48 VIN# CAV110AZ1715952A&B 2018-20752
Legal Range	17E
Legal Township	12N
Legal Section	21
Legal Subdivision	BIGLER HOMES
Legal Lot Number	15
Jurisdiction	NAVAJO AZ
Township / Civil Division	SNOWFLAKE
Census Block Group	2
Census Block	2000
Census Tract	963700

Owner

Source: Navajo County records, as of June 12, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	9011 E HOBART ST, MESA, AZ 85207-4247
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 1, 2018	Deed of Trust, Mortgage · Conventional Mortgage TRIAD FINANCIAL SERVICES INC
Jul 5, 2018	Intrafamily Transfer, Transfer · Conventional Mortgage TRIAD FINANCIAL SERVICES INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 15, 2012 · Amount on Record
Deed Sale	Jun 15, 2012 · Amount on Record
Deed Document Number	20129631
Last Transfer Date	May 23, 2018
Transfer Doc	0000010785
Record Updated	Sep 20, 2026

August 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NAVAJO AZ
Property Address	3390 TONTO DR, OVERGAARD, AZ 85933-5424
Transaction Type	Mortgage
Record Updated	Aug 3, 2021
Title Company	LAWYERS TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000012390
Date	Aug 1, 2018
Instrument	2018-12390

Lender

Name	TRIAD FINANCIAL SERVICES INC
Type	Mortgage Company
Address	JACKSONVILLE, FL 32224

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	243 Months
Due	Nov 3, 2038

July 2018: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	NAVAJO AZ
Recording Date	Jul 5, 2018
Property Address	3390 TONTO DR, OVERGAARD, AZ 85933-5424
Document Number	0000010785
Map Reference	MB10 PG8
Instrument Date	May 23, 2018
Instrument	2018-10785
Transaction Type	Transfer
Record Updated	Aug 3, 2021
Title Company	LAWYERS TITLE OF ARIZONA INC

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	9011 E HOBART ST, MESA, AZ 85207-4247

Mortgage

Document Number	0000010786
Date	Jul 5, 2018
Instrument	2018-10786

Lender

Name	TRIAD FINANCIAL SERVICES INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	244 Months
Due	Nov 3, 2038

Tax Assessment & Valuation

Source: Navajo County assessment roll, as of June 12, 2026

Property Jurisdictions

Type	Name
State	Arizona
County	Navajo County
Unified School District	Heber-Overgaard Unified District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2027			$290,233 (+0.97%) Land $108,189 Building $182,044
2025	$1,751.00 (+4.23%)	$28,743 Land $10,429 Building $18,314	$287,432 Land $104,291 Building $183,141
2023	$1,680.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective February 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 17 policies
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	17 in force
Nearby Flood Claims	2 (1999–2001)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Jul 2001 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 79% of the US · above 69% of Arizona
Wildfire Likelihood	0.3% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ARIZONA WATER CO - OVERGAARD private · serves 13,797 people · EPA ID AZ0409004
Water Source	Groundwater
Last State Inspection	Jul 2023
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 72 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Sparklight Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: Conexon Connect.

Cell Coverage

5G (outdoors only) and 4G LTE

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