3390 Old Ditch Dr, Placerville, CA 95667 Property Records

El Dorado County property record for 3390 Old Ditch Dr, Placerville, CA 95667

Property Summary

Property Type	Rural Home
Details	3 bd · 2 ba · 2,084 sqft · built 1991
Lot Size	3.01 acres (131,115 sqft)
Owner	Individual Name on Record
Last Sale	$730,000 (Nov 2022)
Tax Bill	$7,984 (2025)
Deeds & Mortgages	Nov 2022 Sale & Mortgage Feb 2018 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`096-180-008-000`

Property Details

APN / Parcel Number

Primary APN	`096-180-008-000`
Alternative APN	`0961800810`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	2,084 sqft Living Area
Gross Area	1,956 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1991
Construction Type	Wood
Lot Area	131,115 sqft (3.01 acres)
Terrain	Gentle Slope
Garage Type	Attached
Garage Area	728 sqft
Parking Spaces	3 Parking Spaces
Patio Area	2,084 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Water Source	Commercial

Location & Zoning

Old Parcel Number	0961800810
Street Address	3390 OLD DITCH DR
City	PLACERVILLE
State	CA
Zip	95667-8309
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Local Zoning Code	A
Legal Description	L 8 NEWTOWN ACRES
Legal Subdivision	NEWTOWN ACRES
Legal Lot Number	8
Jurisdiction	EL DORADO CA
Township / Civil Division	PLACERVILLE
Census Block Group	1
Census Block	1000
Census Tract	31200

Owner

Source: El Dorado County records, as of September 22, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	3390 OLD DITCH DR, PLACERVILLE, CA 95667-8309
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 18, 2022	Grant Deed, Transfer · Conventional Mortgage CASTLE MORTGAGE CORP
Feb 28, 2018	Deed of Trust, Mortgage · Conventional Mortgage SUMMIT FUNDING INC
Dec 23, 2020	Deed of Trust, Mortgage · Conventional Mortgage CROSSCOUNTRY MORTGAGE LLC
Jun 10, 2019	Intrafamily Transfer, Transfer · FHA Mortgage UNITED WHOLESALE MORTGAGE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 18, 2022 · Amount on Record
Deed Sale	Nov 18, 2022 · Amount on Record
Prior Sale	Jun 10, 2019
Deed Document Number	2022-0044177
Record Updated	Jun 7, 2026

November 2022: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	EL DORADO CA
Recording Date	Nov 18, 2022
Property Address	3390 OLD DITCH DR, PLACERVILLE, CA 95667-8309
Document Number	0000044177
Map Reference	MB G PG 8
Instrument Date	Nov 15, 2022
Instrument	2022-0044177
Transaction Type	Transfer
Record Updated	Nov 30, 2022
Title Company	NOT AVAILABLE, HOMELIGHT TITLE & ESCROW CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	3390 OLD DITCH DR, PLACERVILLE, CA 95667-8309

Mortgage

Document Number	0000044178
Date	Nov 18, 2022
Instrument	2022-0044178

Lender

Name	CASTLE MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2052

February 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	EL DORADO CA
Property Address	3390 OLD DITCH DR, PLACERVILLE, CA 95667-8309
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	CHICAGO TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000007362
Date	Feb 28, 2018
Instrument	2018-0007362

Lender

Name	SUMMIT FUNDING INC
Type	Mortgage Company
Address	SACRAMENTO, CA 95815

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2048

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	EL DORADO CA
Property Address	3390 OLD DITCH DR, PLACERVILLE, CA 95667-8309
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	CHICAGO TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3390 OLD DITCH DR, PLACERVILLE, CA 95667-8309

Mortgage

Document Number	0000075315
Date	Dec 23, 2020
Instrument	2020-0075315

Lender

Name	CROSSCOUNTRY MORTGAGE LLC
Type	Non-Lending Institution
Address	BRECKSVILLE, OH 44141

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2051

June 2019: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	EL DORADO CA
Recording Date	Jun 10, 2019
Property Address	3390 OLD DITCH DR, PLACERVILLE, CA 95667-8309
Document Number	0000022197
Map Reference	MB G PG 8
Instrument Date	Jun 5, 2019
Instrument	2019-0022197
Transaction Type	Transfer
Record Updated	Jul 30, 2021
Title Company	OLD REPUBFLC TITLE COMPANY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3390 OLD DITCH DR, PLACERVILLE, CA 95667-8309

Mortgage

Document Number	0000022198
Date	Jun 10, 2019
Instrument	2019-0022198

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2049

Tax Assessment & Valuation

Source: El Dorado County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	California
County	El Dorado County
Secondary School District	El Dorado Union High School District (09 - 12)
Elementary School District	Placerville Union Elementary School District (KG - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2025	$7,984.00 (+3.19%) Homeowner's exemption	$759,492 (+4.04%) Land $161,262 Building $598,230
2023	$7,737.00 (+1.72%) Homeowner's exemption	$730,000 Land $155,000 Building $575,000
2022	$7,606.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective August 25, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force
Nearby Flood Claims	1 (2018)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Mar 2018 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Very High above 91% of the US · above 74% of California
Wildfire Likelihood	1% annual chance
Exposure	Direct burnable vegetation

Insurers in high-risk areas may require mitigation or decline coverage; check availability before making an offer.

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	EL DORADO ID - MAIN serves 128,408 people · EPA ID CA0910001
Water Source	Surface water
Last State Inspection	Feb 2025
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 45 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
Cal.net Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	25 / 3

May also be available: AT&T, Rocky Ridge Wireless.

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