3390 Montecito Blvd, Milton, FL 32583 Property Records

Santa Rosa County property record for 3390 Montecito Blvd, Milton, FL 32583

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,325 sqft · built 1975
Lot Size0.234 acres (10,193 sqft)
OwnerCompany Name on Record
Last Sale$135,000 (Oct 2025)
Tax Bill$1,983 (2025)
Deeds & MortgagesOct 2025 Sale & Construction Loan
Flood ZoneZone X (minimal risk)
APN40-1N-28-0090-73500-0010

Property Details

APN / Parcel Number

Primary APN40-1N-28-0090-73500-0010
Alternative APN
  • N281400090735000010

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,325 sqft Living Area
Gross Area1,505 sqft
1st Floor Area1,325 sqft
FlooringWood
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1975
Effective Year BuiltEffective 1975
Exterior MaterialBrick
Construction TypeWood
Foundation TypeMasonry
Roof TypeGable/Hip
Roof MaterialWood Shingle
Lot Area10,193 sqft (0.234 acres)

Exterior Amenities

PorchFinished/Open Porch
Porch Area180 sqft
Shed1 Shed
Shed Area1 sqft

Utilities, Heating & Cooling

Cooling SystemWindow A/C
Heating SystemForced Air with A/C

Location & Zoning

Street Address3390 MONTECITO BLVD
CityMILTON
StateFL
Zip32583-6507
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR1
Legal DescriptionAVALON BEACH N 84 FT OF BLK 735 BEING LTS 1 & 2 & N 24 FT LOT 3 BLK 735 AS DES IN OR 2183 PG 2008 & AS DES IN OR 4660 PG 757
Legal Range28W
Legal Township1N
Legal Section40
Legal SubdivisionAVALON BEACH
Legal Block735
Legal Lot Number1
JurisdictionSANTA ROSA FL
Township / Civil DivisionAVALON-MULAT
Census Block Group3
Census Block3016
Census Tract10709

Owner

Source: Santa Rosa County records, as of August 5, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on Record
Mailing Address102 MELANIE LN, CHARLESTOWN, IN 47111-1654
Owner TypeCompany
VestingLimited Liability Company

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleOct 29, 2025 · Amount on Record
Deed SaleOct 29, 2025 · Amount on Record
Prior SaleAug 11, 2003 · Amount on Record
Deed Document Number202551206
Deed Book / Page4674 / 1172
Record UpdatedOct 29, 2026

October 2025: Warranty Deed, Construction Loan

Document TypeWarranty Deed
JurisdictionSANTA ROSA FL
Recording DateOct 29, 2025
Property Address3390 MONTECITO BLVD, MILTON, FL 32583-6507
Document Number0046741172
Book / Page4674 / 1172
Map ReferenceMB A PG 1-10
Instrument DateOct 20, 2025
Instrument202551206
Transaction TypeConstruction Loan
Record UpdatedNov 20, 2025
Title CompanyCLOSELINE LLC

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$945.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address1422 NEAL RD, CANTONMENT, FL 32533-7969

Transferred To (Grantee/Buyer)

NameVerified Name
Address102 MELANIE LN, CHARLESTOWN, IN 47111-1654

Mortgage

Document Number0046741180
DateOct 29, 2025
Instrument4674/1180
Lender
NameCV3 FINANCIAL SERVICES LLC
TypeMortgage Company
Agreement
TypeConstruction Mortgage
AmountAmount Recorded

Tax Assessment & Valuation

Source: Santa Rosa County assessment roll, as of December 8, 2025

Property Jurisdictions

TypeName
StateFlorida
CountySanta Rosa County
Unified School DistrictSanta Rosa County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$1,983.00 (+213.77%)$152,219 (+122.99%) Land $15,000 Building $137,219$152,219 (+0.33%) Land $15,000 Building $137,219
2024$632.00 (+48.01%) Homeowner's exemption$68,264 (+3%)$151,714 (+4.37%) Land $15,000 Building $136,714
2023$427.00 (+1.43%) Homeowner's exemption$66,276 (+3%)$145,366 (+9.55%) Land $10,500 Building $134,866
2022$421.00 Homeowner's exemption$64,346$132,691 Land $10,500 Building $122,191

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective November 18, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 199 policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies199 in force
Nearby Flood Claims56 (1995–2020)
Claims Outside the SFHA1 of 56
Most Recent ClaimSep 2020 · Hurricane Sally
Claims by Event
  • Hurricane Sally, Sep 2020 · 37 claims
  • Hurricane Frances, Sep 2004 · 13 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 67% of the US · above 46% of Florida
Wildfire Likelihood0.2% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemPACE WATER SYSTEM, INC.
private · serves 49,328 people · EPA ID FL1570671
Water SourceGroundwater
Last State InspectionJun 2024
Lead3 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 103 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Mediacom Xtream
Cable
1,000 / 50

May also be available: AT&T.

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