3390 Lakeshore Dr, Chipley, FL 32428 Property Records

Washington County property record for 3390 Lakeshore Dr, Chipley, FL 32428

Property Summary

Property Type	Manufactured or Modular Home
Details	4 bd · 2 ba · 1,944 sqft · built 2022
Lot Size	0.528 acres (23,000 sqft)
Owner	Individual Name on Record
Last Sale	$165,000 (Aug 2025)
Tax Bill	$2,411 (2025)
Deeds & Mortgages	Jun 2022 Mortgage Sep 2025 Re-recorded Document + 1 more
Flood Zone	Zone X (minimal risk)
APN	`44140247`

Property Details

APN / Parcel Number

Primary APN	`44140247`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Building Area	1,944 sqft Heated Area
Flooring	Vinyl/Resilient
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2022
Architectural Style	Modular
Exterior Material	Aluminum/Vinyl
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	23,000 sqft (0.528 acres)

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air

Location & Zoning

Street Address	3390 LAKESHORE DR
City	CHIPLEY
State	FL
Zip	32428-3552
Property Category	Residential
Property Type	Residential > Prefabricated > Manufactured or Modular Home
Legal Description	26 2 16 LOT C-8 ORB 1348 P 441, BG NWC OF SE4 OF SE4,S 16.83', SE 565.36' TO POB, SE 100', NE 230', NW 100', SW 230' TO POB.
Legal Lot Number	C-8
Jurisdiction	WASHINGTON FL
Township / Civil Division	VERNON
Census Block Group	4
Census Block	4049
Census Tract	970302

Owner

Source: Washington County records, as of December 22, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	3390 LAKESHORE DR, CHIPLEY, FL 32428-3552
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 23, 2022	Deed of Trust, Mortgage · Conventional Mortgage VANDERBILT MORTGAGE & FINANCE INC
Sep 24, 2025	Re-recorded Document UNKNOWN, BELL LAND TITLE LLC
Aug 1, 2025	Special Warranty Deed, Transfer · FHA Mortgage AMERICAN FINANCIAL NETWORK INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 1, 2025 · Amount on Record
Deed Sale	Aug 1, 2025 · Amount on Record
Deed Document Number	202567005465
Deed Book / Page	1343 / 994
Record Updated	Jun 8, 2026

June 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WASHINGTON FL
Property Address	3390 LAKESHORE DR, CHIPLEY, FL 32428-3552
Transaction Type	Mortgage
Record Updated	Dec 23, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0067005572
Date	Jun 23, 2022
Book Page	1245/570
Instrument	202267005572

Lender

Name	VANDERBILT MORTGAGE & FINANCE INC
Type	Mortgage Company
Address	MARYVILLE, TN 37804

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	301 Months
Due	Jul 1, 2047

September 2025: Re-recorded Document

Document Type	Re-recorded Document
Jurisdiction	WASHINGTON FL
Recording Date	Sep 24, 2025
Property Address	3390 LAKESHORE DR, CHIPLEY, FL 32428-3552
Document Number	0067006760
Book / Page	1348 / 441
Instrument Date	Jul 29, 2025
Instrument	202567006760
Record Updated	Dec 23, 2025
Title Company	UNKNOWN, BELL LAND TITLE LLC

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated

Transferred From (Grantor/Seller)

Name	Verified Name
Address	500 ALCOA TRL, MARYVILLE, TN 37804-5516

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	3390 LAKESHORE DR, CHIPLEY, FL 32428-3552

August 2025: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	WASHINGTON FL
Recording Date	Aug 1, 2025
Property Address	3390 LAKESHORE DR, CHIPLEY, FL 32428-3552
Document Number	0067005465
Book / Page	1343 / 994
Instrument Date	Jul 29, 2025
Instrument	202567005465
Transaction Type	Transfer
Record Updated	Dec 23, 2025
Title Company	BELL LAND TITLE LLC

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$1,155.00
Amount Accuracy	Rounded by County
Additional	Lis Pendens Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	300 ALCOA TRAIL, MARYVILLE, TN 37804

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	3390 LAKESHORE DR, CHIPLEY, FL 32428-3552

Mortgage

Document Number	0000000001
Date	Aug 1, 2025
Instrument	1344/1

Lender

Name	AMERICAN FINANCIAL NETWORK INC
Type	Funding / Finance Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 1, 2055

Mortgage

Document Number	0067005467
Date	Aug 1, 2025
Book Page	1344/20
Instrument	202567005467

Lender

Name	AMERICAN FINANCIAL NETWORK INC
Type	Funding / Finance Company
Address	770 THE CITY DR S STE 2000, ORANGE, CA 92868

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	120 Months
Due	Aug 1, 2035

Tax Assessment & Valuation

Source: Washington County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Washington County
Unified School District	Washington County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,411.00 (+23.96%)	$210,060 (+34.83%) Land $9,000 Building $201,060	$210,060 (+34.83%) Land $9,000 Building $201,060
2024	$1,945.00 (+13.21%)	$155,794 (+22.77%) Land $7,000 Building $148,794	$155,794 (+22.77%) Land $7,000 Building $148,794
2023	$1,718.00 (+3,023.64%)	$126,897 (+3,072.43%) Land $6,000 Building $120,897	$126,897 (+3,072.43%) Land $6,000 Building $120,897
2022	$55.00	$4,000 Land $4,000	$4,000 Land $4,000

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective July 4, 2011 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	6 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 43% of the US · lower than 85% of Florida
Wildfire Likelihood	0.07% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 31 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Wildstar Networks Fixed Wireless	200 / 50

May also be available: Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Lakeshore Dr

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