3390 Carmel Dr, Costa Mesa, CA 92626 Property Records

Orange County property record for 3390 Carmel Dr, Costa Mesa, CA 92626

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,683 sqft · built 1972
Lot Size	0.152 acres (6,600 sqft)
Owner	2 Trust Names on File
Last Sale	$831,000 (Jun 2019)
Tax Bill	$10,726 (2025)
Deeds & Mortgages	Feb 2026 Transfer Oct 2020 Mortgage + 3 more
Flood Zone	Zone X (reduced by levee)
APN	`412-103-05`

Property Details

APN / Parcel Number

Primary APN	`412-103-05`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,683 sqft Living Area
1st Floor Area	1,683 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1972
Effective Year Built	Effective 1972
Architectural Style	Ranch
Exterior Material	Stucco
Construction Type	Frame
Roof Material	Tile
Lot Area	6,600 sqft (0.152 acres)
Garage Area	463 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Heating System	Central
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	3390 CARMEL DR
City	COSTA MESA
State	CA
Zip	92626-2132
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	N TR 6639 BLK LOT 64
Legal Subdivision	TRACT NO 6639
Legal Tract	6639
Legal Lot Number	64
Jurisdiction	ORANGE CA
Township / Civil Division	CENTRAL COAST
Census Block Group	1
Census Block	1059
Census Tract	63910

Owner

3390 Carmel Dr is owner-occupied and held in a trust since October 2020.

Source: Orange County records, as of August 4, 2026

Owner of Record	2 Trust Names on File
Mailing Address	3390 CARMEL DR, COSTA MESA, CA 92626-2132
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Revocable Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 13, 2026	Intrafamily Transfer, Transfer
Oct 22, 2020	Quit Claim Deed, Transfer ELEVEN MTG
Feb 10, 2020	Intrafamily Transfer, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Jun 28, 2019	Grant Deed, Transfer · Conventional Mortgage GUARANTEED RATE AFFINITY LLC
Jan 18, 2019	Intrafamily Transfer, Transfer · Line of Credit SCHOOLSFIRST FCU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 28, 2019 · Amount on File
Deed Sale	Jun 28, 2019 · Amount on File
Prior Sale	Apr 6, 2005 · Amount on File
Deed Document Number	2019231244
Last Transfer Date	Oct 16, 2020
Transfer Doc	0000595815
Record Updated	Oct 29, 2026

February 2026: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	ORANGE CA
Recording Date	Feb 13, 2026
Property Address	3390 CARMEL DR, COSTA MESA, CA 92626-2132
Document Number	0000034758
Map Reference	MB 287 PG 15-17
Instrument Date	Dec 14, 2025
Instrument	2026000034758
Transaction Type	Transfer
Record Updated	Mar 2, 2026

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	3390 CARMEL DR, COSTA MESA, CA 92626-2132

October 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	ORANGE CA
Recording Date	Oct 22, 2020
Property Address	3390 CARMEL DR, COSTA MESA, CA 92626-2132
Document Number	0000595815
Instrument Date	Oct 16, 2020
Instrument	595815
Transaction Type	Transfer
Record Updated	Nov 2, 2020
Title Company	TITLE CONNECT LLC

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3390 CARMEL DR COSTA MESA CA 926262132, COSTA MESA, CA 92626-2132

Mortgage

Document Number	595816
Date	Oct 22, 2020
Instrument	595816

Lender

Name	ELEVEN MTG
Address	PLANO, TX 75024

Agreement

Amount	Amount on Record
Term	360 Months
Due	Oct 21, 2050

February 2020: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	ORANGE CA
Recording Date	Feb 10, 2020
Property Address	3390 CARMEL DR, COSTA MESA, CA 92626-2132
Document Number	0000055020
Map Reference	MB 287 PG 15-17
Instrument Date	Feb 5, 2020
Instrument	2020000055020
Transaction Type	Transfer
Record Updated	Sep 14, 2021
Title Company	TITLE CONNECT INC

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3390 CARMEL DR, COSTA MESA, CA 92626-2132

Mortgage

Document Number	0000055021
Date	Feb 10, 2020
Instrument	2020000055021

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2050

June 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	ORANGE CA
Recording Date	Jun 28, 2019
Property Address	3390 CARMEL DR, COSTA MESA, CA 92626-2132
Document Number	0000231244
Map Reference	MB 287 PG 15-17
Instrument Date	Jun 5, 2019
Instrument	2019000231244
Transaction Type	Transfer
Record Updated	Sep 14, 2021
Title Company	LAWYERS TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3390 CARMEL DR, COSTA MESA, CA 92626-2132

Mortgage

Document Number	0000231245
Date	Jun 28, 2019
Instrument	2019000231245

Lender

Name	GUARANTEED RATE AFFINITY LLC
Type	Non-Lending Institution

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2049

January 2019: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	ORANGE CA
Recording Date	Jan 18, 2019
Property Address	3390 CARMEL DR, COSTA MESA, CA 92626-2132
Document Number	0000017532
Map Reference	MB 287 PG 15-17
Instrument Date	Jan 13, 2019
Instrument	2019000017532
Transaction Type	Transfer
Record Updated	Sep 14, 2021
Title Company	FIRST AMERICAN TITLE INS CO

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	3390 CARMEL DR, COSTA MESA, CA 92626-2132

Mortgage

Document Number	0000017533
Date	Jan 18, 2019
Instrument	2019000017533

Lender

Name	SCHOOLSFIRST FCU
Type	Credit Union

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

The 2025 property tax bill for 3390 Carmel Dr was $10,726, up 2.2% from the year before.

Source: Orange County assessment roll, as of August 4, 2026

Property Jurisdictions

Type	Name
State	California
County	Orange County
Municipality	Costa Mesa City
Unified School District	Newport-Mesa Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$945,533 (+2%) Land $819,322 Building $126,211
2025	$10,726.00 (+2.16%) Homeowner's exemption	$926,994 Land $803,257 Building $123,737
2024	$10,499.00 (+3.09%)
2023	$10,184.00 (+2.82%) Homeowner's exemption	$890,999 Land $772,066 Building $118,933
2022	$9,905.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 3390 Carmel Dr in Zone X, where a levee reduces flood risk.

Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X reduced by levee · depends on levee performance
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	7 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 3390 Carmel Dr has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MESA WATER DISTRICT serves 110,000 people · EPA ID CA3010004
Water Source	Purchased surface water from several systems
Last State Inspection	Aug 2023
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 535 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Cosmo Network Solutions Fixed Wireless	250 / 100
T-Mobile Fixed Wireless	100 / 20
AT&T DSL · Fixed Wireless in parts of the area	100 / 20

May also be available: GeoLinks.

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