339 Sophia Ter, Saint Augustine, FL 32095 Property Records

St. Johns County property record for 339 Sophia Ter, Saint Augustine, FL 32095

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 3,475 sqft · built 2006
Lot Size	0.68 acres (29,620 sqft)
Owner	2 Trust Names on File
Last Sale	$674,000 (Dec 2019)
Tax Bill	$12,169 (2025)
Deeds & Mortgages	Oct 2025 Transfer Sep 2021 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`072084-0230`

Property Details

APN / Parcel Number

Primary APN	`072084-0230`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	18 Plumbing Fixtures
Stories	1 Story
Building Area	3,475 sqft Living Area
Gross Area	4,975 sqft
1st Floor Area	3,475 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2006
Effective Year Built	Effective 2006
Exterior Material	Stucco
Construction Type	Wood
Foundation Type	Concrete
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	29,620 sqft (0.68 acres)
Garage Type	Attached
Garage Area	792 sqft
Parking Spaces	3 Parking Spaces

Exterior Amenities

Pool Area	420 sqft
Porch	Finished Screened Porch
Porch Area	780 sqft
Deck Area	Deck Area
Patio Area	552 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	339 SOPHIA TER
City	SAINT AUGUSTINE
State	FL
Zip	32095-6813
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PUD
Legal Description	45/21-24 MARSHALL CREEK DRI UNIT SV-3 LOT 23 OR4843/1451 & 6242/344
Legal Range	29E
Legal Township	06S
Legal Section	03
Legal Subdivision	MARSHALL CREEK DRI UNIT SV-3
Legal Block	4
Legal Lot Number	23
Jurisdiction	ST JOHNS FL
Township / Civil Division	ST. AUGUSTINE
Census Block Group	4
Census Block	4027
Census Tract	20606

Owner

339 Sophia Ter is owner-occupied and held in a trust since December 2019.

Source: St. Johns County records, as of June 17, 2026

Owner of Record	2 Trust Names on File
Mailing Address	339 SOPHIA TER, SAINT AUGUSTINE, FL 32095-6813
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Revocable Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 21, 2025	Intrafamily Transfer, Transfer ACCOMODATION, ACCOMMODATION
Sep 15, 2021	Deed of Trust, Mortgage · SBA Mortgage WELLS FARGO BANK NA
Dec 5, 2019	Warranty Deed, Transfer · Conventional Mortgage WELLS FARGO BANK NA
Apr 10, 2017	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 5, 2019 · Amount on File
Deed Sale	Dec 5, 2019 · Amount on File
Prior Sale	Apr 26, 2016 · Amount on File
Deed Document Number	201991038
Deed Book / Page	4843 / 1451
Prior Transfer Date	Mar 29, 2017
Prior Transfer Doc	0043580292
Record Updated	Oct 29, 2026

October 2025: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	ST JOHNS FL
Recording Date	Oct 21, 2025
Property Address	339 SOPHIA TER, SAINT AUGUSTINE, FL 32095-6813
Document Number	0062420344
Book / Page	6242 / 344
Map Reference	MB 45 PG 21
Instrument Date	Oct 20, 2025
Instrument	2025085651
Transaction Type	Transfer
Record Updated	Nov 6, 2025
Title Company	ACCOMODATION, ACCOMMODATION

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	339 SOPHIA TER, ST AUGUSTINE, FL 32095-6813

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	339 SOPHIA TER, ST AUGUSTINE, FL 32095-6813

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST JOHNS FL
Property Address	339 SOPHIA TER, SAINT AUGUSTINE, FL 32095-6813
Transaction Type	Mortgage
Record Updated	May 23, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0053690817
Date	Sep 15, 2021
Book Page	5369/817
Instrument	2021101456

Lender

Name	WELLS FARGO BANK NA
Type	Bank
Address	CHARLOTTE, NC 28282

Agreement

Type	SBA Mortgage
Amount	Amount on Record
Term	120 Months
Due	Sep 3, 2031

December 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST JOHNS FL
Recording Date	Dec 5, 2019
Property Address	339 SOPHIA TER, SAINT AUGUSTINE, FL 32095-6813
Document Number	0048431451
Book / Page	4843 / 1451
Map Reference	MB 45 PG 21-24
Instrument Date	Dec 4, 2019
Instrument	2019091038
Transaction Type	Transfer
Record Updated	May 2, 2022
Title Company	TRUSTED TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$4,718.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	147 CALLE NORTE, 147, SAINT AUGUSTINE, FL 32095-6850

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3385 COASTAL HWY APT 3, 3, SAINT AUGUSTINE, FL 32084-1775

Mortgage

Document Number	0048431453
Date	Dec 5, 2019
Instrument	4843/1453

Lender

Name	WELLS FARGO BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2050

April 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	ST JOHNS FL
Recording Date	Apr 10, 2017
Property Address	339 SOPHIA TER, SAINT AUGUSTINE, FL 32095-6813
Document Number	0043561748
Book / Page	004356 / 001748
Instrument Date	Mar 29, 2017
Instrument	24736
Transaction Type	Transfer
Record Updated	Jun 6, 2017
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	728 MILL STREAM RD PONTE VEDRA BEACH FL 320824145, PONTE VEDRA BEACH, FL 32082-4145

Tax Assessment & Valuation

The 2025 property tax bill for 339 Sophia Ter was $12,169, up 8% from the year before.

Source: St. Johns County assessment roll, as of April 13, 2026

Property Jurisdictions

Type	Name
State	Florida
County	St. Johns County
Unified School District	St. Johns County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$602,300 (+2.7%)	$854,764 (-6.66%) Land $210,000 Building $644,764
2025	$12,169.00 (+8.02%) Homeowner's exemption	$586,465 (+2.9%)	$915,756 (+2.63%) Land $225,000 Building $690,756
2024	$11,266.00 (+2.33%) Homeowner's exemption	$569,937 (+3%)	$892,265 (-0.99%) Land $225,000 Building $667,265
2023	$11,009.00 (+1.58%) Homeowner's exemption	$553,337 (+3%)	$901,143 (+11.24%) Land $225,000 Building $676,143
2022	$10,838.00 Homeowner's exemption	$537,220	$810,097 Land $196,000 Building $614,097

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 339 Sophia Ter in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 2016.

Source: FEMA National Flood Hazard Layer, effective September 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 249 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	249 in force
Nearby Flood Claims	3 (2016–2022)
Claims Outside the SFHA	1 of 3
Most Recent Claim	Nov 2022 · Hurricane Nicole

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 339 Sophia Ter is moderate, ranking above 53% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 53% of the US · lower than 76% of Florida
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SJCU-NORTHEAST UTILITIES WS serves 14,790 people · EPA ID FL2554475
Water Source	Purchased groundwater from JEA MAJOR GRID
Last State Inspection	Mar 2024
Also Mapped Here	SJCU-CR214 MAINLAND WTP
Lead	1 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 68 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Xfinity Cable · Fiber in parts of the area	2,000 / 250

Cell Coverage

5G (outdoors only) and 4G LTE

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