339 River Rock Dr, Madison, AL 35756 Property Records

Madison County property record for 339 River Rock Dr, Madison, AL 35756

Property Summary

Property Type	Single Family Home
Details	2 ba · 2,108 sqft · built 2019
Owner	Individual Name on Record
Last Sale	$232,020 (Jul 2019)
Tax Bill	$1,720 (2025)
Deeds & Mortgages	Aug 2021 Mortgage Nov 2023 Line of Credit + 3 more
Flood Zone	Zone X (minimal risk)
APN	`25-05-16-0-000-003.167`

Property Details

APN / Parcel Number

Primary APN	`25-05-16-0-000-003.167`
Alternative APN	`495128`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	2,108 sqft Living Area
Interior Walls	Wallboard/Drywall
Fireplace	Fireplace

Exterior

Year Built	Built 2019
Exterior Material	Brick
Construction Type	Wood
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable/Hip
Roof Material	Asphalt

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air

Location & Zoning

Account Number	495128
Street Address	339 RIVER ROCK DR
City	MADISON
State	AL
Zip	35756-6901
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 122 RIVERS LANDING PH 3 PB# 2018-55870
Legal Range	02W
Legal Township	05S
Legal Section	16
Legal Subdivision	RIVERS LANDING PH 3
Legal Lot Number	122
Jurisdiction	MADISON AL
Township / Civil Division	TRIANA
Census Block Group	2
Census Block	2004
Census Tract	11203

Owner

Source: Madison County records, as of November 14, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	339 RIVER ROCK DR, MADISON, AL 35756-6901
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 6, 2021	Deed of Trust, Mortgage · Conventional Mortgage ADVANCE MORTGAGE & INVESTMENT CO INC
Nov 7, 2023	Deed of Trust, Mortgage · Line of Credit GUARANTEED RATE INC
May 22, 2025	Deed of Trust, Mortgage · Stand-Alone Second Mortgage REDSTONE FCU
Mar 3, 2020	Deed of Trust, Mortgage ADVANCE MTG & INV
Jul 15, 2019	Warranty Deed, Subdivision Related Transfer · Conventional Mortgage DHI MORTGAGE COMPANY LTD

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 15, 2019 · Amount on Record
Deed Sale	Jul 15, 2019 · Amount on Record
Deed Document Number	0201944171
Deed Book / Page	2019 / 44171
Record Updated	Jun 8, 2026

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MADISON AL
Property Address	339 RIVER ROCK DR, MADISON, AL 35756-6901
Transaction Type	Mortgage
Record Updated	Sep 30, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000065585
Date	Aug 6, 2021
Instrument	2021-00065585

Lender

Name	ADVANCE MORTGAGE & INVESTMENT CO INC
Type	Mortgage Company
Address	DAPHNE, AL 36527

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2051

November 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MADISON AL
Property Address	339 RIVER ROCK DR, MADISON, AL 35756-6901
Transaction Type	Mortgage
Record Updated	Sep 30, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000182115
Date	Nov 7, 2023
Book Page	DEED 2023/182115

Lender

Name	GUARANTEED RATE INC
Type	Mortgage Company
Address	CHICAGO, IL 60613

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Nov 28, 2053

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

May 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MADISON AL
Property Address	339 RIVER ROCK DR, MADISON, AL 35756-6901
Transaction Type	Mortgage
Record Updated	Sep 30, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000091594
Date	May 22, 2025
Book Page	2025/91594

Lender

Name	REDSTONE FCU
Type	Credit Union
Address	220 WYNN DR NW, HUNTSVILLE, AL 35893

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Jun 1, 2040

March 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MADISON AL
Property Address	339 RIVER ROCK DR, MADISON, AL 35756-6901
Document Number	0000025554
Instrument Date	Mar 3, 2020
Transaction Type	Mortgage
Record Updated	Jul 9, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	339 RIVER ROCK DR MADISON AL 357566901, MADISON, AL 35756-6901

Mortgage

Document Number	0000025554
Date	Apr 14, 2020
Instrument	25554

Lender

Name	ADVANCE MTG & INV
Type	MERS
Address	SPANISH FORT, AL 36527

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Apr 13, 2050

July 2019: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	MADISON AL
Recording Date	Jul 15, 2019
Property Address	339 RIVER ROCK DR, MADISON, AL 35756-6901
Document Number	0000044171
Map Reference	DOC 2018-55870
Instrument Date	Jul 15, 2019
Instrument	20190715000044171
Transaction Type	Subdivision Related Transfer
Record Updated	Nov 22, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	415 CHURCH ST NW, 415, HUNTSVILLE, AL 35801-5573

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	339 RIVER ROCK DR, MADISON, AL 35756-6901

Mortgage

Document Number	0000044172
Date	Jul 15, 2019
Instrument	20190715000044172

Lender

Name	DHI MORTGAGE COMPANY LTD
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2049

Tax Assessment & Valuation

Source: Madison County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	Alabama
County	Madison County
Municipality	Triana City
Unified School District	Madison County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,720.00 (+3.93%) Homeowner's exemption	$28,760 (+3.83%) Land $3,000 Building $25,760	$287,500 (+3.79%) Land $30,000 Building $257,500
2024	$1,655.00 (+4.02%) Homeowner's exemption	$27,700 (+3.9%) Land $3,000 Building $24,700	$277,000 (+3.94%) Land $30,000 Building $247,000
2023	$1,591.00 (+17.68%) Homeowner's exemption	$26,660 (+17.03%) Land $3,000 Building $23,660	$266,500 (+16.99%) Land $30,000 Building $236,500
2022	$1,352.00 Homeowner's exemption	$22,780 Land $3,000 Building $19,780	$227,800 Land $30,000 Building $197,800

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 19 policies
Nearby Flood Policies	19 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 91% of Alabama
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TRIANA WATER WORKS serves 7,038 people · EPA ID AL0000905
Water Source	Purchased surface water from HUNTSVILLE UTILITIES WATER DEPT.
Last State Inspection	Feb 2026
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	9 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 630 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Xfinity Cable	2,000 / 250

May also be available: Google Fiber.

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