Delta County property record for 339 Main St, Paonia, CO 81428
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 1,008 sqft · built 1940 |
| Lot Size | 0.17 acres (7,405 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $150,000 (Jul 2018) |
| Tax Bill | $1,249 (2025) |
| Deeds & Mortgages | Dec 2021 Mortgage Jul 2018 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | R022039 |
| Primary APN | R022039 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 5 Rooms |
| Building Area | 1,008 sqft Living Area |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1940 |
|---|---|
| Effective Year Built | Effective 1970 |
| Architectural Style | Ranch |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Roof Type | Gable/Hip |
| Roof Material | Metal |
| Lot Area | 7,405 sqft (0.17 acres) |
| Cooling System | HVAC |
|---|---|
| Heating System | Central |
| Heating Fuel | Gas |
| Sewer | Connected |
| Account Number | R022039 |
|---|---|
| Street Address | 339 MAIN ST |
| City | PAONIA |
| State | CO |
| Zip | 81428 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 339 MAIN AVE PAONIA 81428 S: 6 T: 14S R: 91W SUBDIVISION: ORIGINAL PAONIA LOT: A TOTAL AC 0.17 +- M/L- PARCEL G AG LEONARD BNDRY ADJ. LOTS 21 & 22 & N 10 OF LOT 23 BLK 4 ORIGINAL PAONIA. LESS THAT PT LYING EAST OF THE PAONIA DITCH. ALL IN SEC 6 T14S |
| Legal Subdivision | ORIGINAL PAONIA |
| Legal Block | 4 |
| Legal Lot Number | A |
| Jurisdiction | DELTA CO |
| Township / Civil Division | PAONIA |
| Census Block Group | 2 |
| Census Block | 2029 |
| Census Tract | 964600 |
Source: Delta County records, as of May 4, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | PO BOX 1809, PAONIA, CO 81428-1809 |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Dec 1, 2021 | Deed of Trust, Mortgage · Conventional Mortgage OAKSTAR BANK NA |
| Jul 11, 2018 | Warranty Deed, Transfer · Conventional Mortgage CORNERSTONE HOME LENDING INC |
| Oct 13, 2017 | Beneficiary Deed, Transfer |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 11, 2018 · Amount on Record |
| Deed Sale | Jul 11, 2018 · Amount on Record |
| Deed Document Number | 2018704593 |
| Prior Transfer Date | Sep 28, 2017 |
| Prior Transfer Doc | 0000698780 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DELTA CO |
| Property Address | 339 MAIN ST, PAONIA, CO 81428 |
| Transaction Type | Mortgage |
| Record Updated | Feb 28, 2022 |
| Name | Verified Name |
|---|---|
| Address | 337 MAIN ST, PAONIA, CO 81428-5056 |
| Document Number | 0000734836 |
|---|---|
| Date | Dec 1, 2021 |
| Instrument | 734836 |
| Name | OAKSTAR BANK NA |
|---|---|
| Type | Bank |
| Address | SPRINGFIELD, MO 65807 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Dec 1, 2051 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | DELTA CO |
| Recording Date | Jul 11, 2018 |
| Property Address | 339 MAIN ST, PAONIA, CO 81428 |
| Document Number | 0000704593 |
| Map Reference | DOC613959 |
| Instrument Date | Jul 11, 2018 |
| Instrument | 704593 |
| Transaction Type | Transfer |
| Record Updated | Feb 28, 2022 |
| Title Company | LAND TITLE GUARANTY COMPANY IN, LAND TITLE GUARANTEE CO |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $15.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 00000 |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 337 MAIN ST, PAONIA, CO 81428-5056 |
| Document Number | 0000704594 |
|---|---|
| Date | Jul 11, 2018 |
| Instrument | 704594 |
| Name | CORNERSTONE HOME LENDING INC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Aug 1, 2048 |
| Document Type | Beneficiary Deed |
|---|---|
| Jurisdiction | DELTA CO |
| Recording Date | Oct 13, 2017 |
| Property Address | 339 MAIN ST, PAONIA, CO 81428 |
| Document Number | 0000698780 |
| Map Reference | DOC613959 |
| Instrument Date | Sep 28, 2017 |
| Instrument | 698780 |
| Transaction Type | Transfer |
| Record Updated | Feb 28, 2022 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1705 MORNING DR, 1705, LOVELAND, CO 80538-4411 |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 1705 MORNING DR, LOVELAND, CO 80538-4411 |
Source: Delta County assessment roll, as of May 4, 2026
| Type | Name |
|---|---|
| State | Colorado |
| County | Delta County |
| Municipality | Paonia Town |
| Unified School District | Delta County School District 50J (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,249.00 (+51.76%) | $16,698 (+48.72%) Land $6,625 Building $10,073 | $267,171 (+59.44%) Land $106,000 Building $161,171 |
| 2024 | $823.00 (+3.52%) | $11,228 (-0.86%) Land $3,027 Building $8,201 | |
| 2023 | $795.00 (-3.28%) | $11,325 (-0.47%) Land $3,033 Building $8,292 | $167,569 (+2.35%) Land $45,173 Building $122,396 |
| 2022 | $822.00 | $11,379 Land $2,433 Building $8,946 | $163,722 Land $35,000 Building $128,722 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective November 27, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 5 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 91% of Colorado |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | WEST PAONIA DOMESTIC WATER COMPANY serves 57 people · EPA ID CO0115838 |
|---|---|
| Water Source | Purchased surface water from TOWN OF PAONIA |
| Last State Inspection | Apr 2024 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | No certified operator Jun 2019 |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 429 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Delta County Tele-Comm Fiber · DSL | 6,000 / 6,000 |
| Elevate Internet Fiber | 6,000 / 6,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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