339 Harrison Ln, Locust, NC 28097 Property Records

Stanly County property record for 339 Harrison Ln, Locust, NC 28097

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,258 sqft · built 2019
Lot Size	0.28 acres (12,197 sqft)
Owner	Company Name on Record
Last Sale	$263,000 (Jul 2020)
Tax Bill	$3,402 (2026)
Deeds & Mortgages	Aug 2022 Line of Credit May 2022 Transfer + 1 more
Flood Zone	Zone X (minimal risk)
APN	`557503348326`

Property Details

APN / Parcel Number

Primary APN	`557503348326`
Alternative APNs	`1539630` `1530222` `139293`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,258 sqft Finished Area

Exterior

Year Built	Built 2019
Effective Year Built	Effective 2019
Roof Material	Composition Shingle
Lot Area	12,197 sqft (0.28 acres)
Garage Type	Attached
Garage Area	430 sqft
Porch	Porch
Porch Area	84 sqft
Patio Area	120 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	1539630
Street Address	339 HARRISON LN
City	LOCUST
State	NC
Zip	28097-8010
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	HSE 339 HARRISON LN LOT 85 557503475
Legal Lot Number	85
Jurisdiction	STANLY NC
Township / Civil Division	FURR
Census Block Group	1
Census Block	1025
Census Tract	930801

Owner

Source: Stanly County records, as of October 19, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	339 HARRISON LN, LOCUST, NC 28097-8010
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Family Trust

Deeds, Mortgages & Sale History

Date	Document
Aug 26, 2022	Deed of Trust, Mortgage · Line of Credit COGENT BANK
May 24, 2022	Intrafamily Transfer, Transfer
Jul 21, 2020	Warranty Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 21, 2020 · Amount on Record
Deed Sale	Jul 21, 2020 · Amount on Record
Deed Document Number	2020421912
Deed Book / Page	1707 / 337
Last Transfer Date	May 24, 2022
Transfer Doc	0000447305
Record Updated	Oct 29, 2026

August 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	STANLY NC
Property Address	339 HARRISON LN, LOCUST, NC 28097-8010
Transaction Type	Mortgage
Record Updated	Feb 24, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	339 HARRISON LN, LOCUST, NC 28097-8010

Mortgage

Document Number	0000450576
Date	Aug 26, 2022
Book Page	1797/579
Instrument	450576

Lender

Name	COGENT BANK
Type	Bank
Address	LOCUST, NC 28097

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	239 Months
Due	Jul 22, 2042

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

May 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	STANLY NC
Recording Date	May 24, 2022
Property Address	339 HARRISON LN, LOCUST, NC 28097-8010
Document Number	0000447305
Book / Page	1787 / 748
Map Reference	MB 26 PG 135
Instrument Date	May 24, 2022
Instrument	447305
Transaction Type	Transfer
Record Updated	Oct 25, 2022

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Trust
Address	339 HARRISON LN, LOCUST, NC 28097-8010

July 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	STANLY NC
Recording Date	Jul 21, 2020
Property Address	339 HARRISON LN, LOCUST, NC 28097-8010
Document Number	0000421912
Book / Page	001707 / 000337
Instrument Date	Jul 14, 2020
Instrument	421912
Transaction Type	Transfer
Record Updated	Oct 14, 2020
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Tax	$526.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	339 HARRISON LN LOCUST NC 280978010, LOCUST, NC 28097-8010

Tax Assessment & Valuation

Source: Stanly County assessment roll, as of October 6, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Stanly County
Municipality	Locust City
Unified School District	Stanly County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,402.00 (+18.95%)	$369,788 (+40.91%) Land $65,000 Building $304,788	$369,788 (+40.91%) Land $65,000 Building $304,788
2023	$2,860.00	$262,432 Land $30,000 Building $232,432	$262,432 Land $30,000 Building $232,432

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 30, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.02% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	STANFIELD #3-POLK FORD/RENEE FORD serves 854 people · EPA ID NC2084008
Water Source	Purchased surface water from STANLY CO-WEST STANLY DIST
Last State Inspection	Jul 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Jan 2021
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 177 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless · Fiber, DSL in parts of the area	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Windstream.

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