Mitchell County property record for 339 Emerald Mine Rd, Spruce Pine, NC 28777
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 2,060 sqft · built 1977 |
| Lot Size | 1.76 acres (76,666 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $225,000 (Feb 2021) |
| Tax Bill | $1,435 (2026) |
| Deeds & Mortgages | Jul 2026 Line of Credit Feb 2021 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | 0778-00-76-9435 |
| Primary APN | 0778-00-76-9435 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 2,060 sqft Living Area |
| Year Built | Built 1977 |
|---|---|
| Effective Year Built | Effective 1977 |
| Construction Type | Wood |
| Lot Area | 76,666 sqft (1.76 acres) |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Account Number | 555783365 |
|---|---|
| Street Address | 339 EMERALD MINE RD |
| City | SPRUCE PINE |
| State | NC |
| Zip | 28777-6110 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 1105 |
| Jurisdiction | MITCHELL NC |
| Township / Civil Division | GRASSY CREEK |
| Census Block Group | 2 |
| Census Block | 2052 |
| Census Tract | 950400 |
339 Emerald Mine Rd is owned and occupied by two individuals who bought it in February 2021.
Source: Mitchell County records, as of September 8, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 339 EMERALD MINE RD, SPRUCE PINE, NC 28777-6110 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jul 2, 2026 | Deed of Trust, Mortgage · Line of Credit UNITED COMMUNITY BANK |
| Feb 19, 2021 | Warranty Deed, Transfer |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Feb 19, 2021 · Amount on File |
| Deed Sale | Feb 19, 2021 · Amount on File |
| Prior Sale | Aug 24, 2005 · Amount on File |
| Deed Document Number | 2021357 |
| Deed Book / Page | 624 / 285 |
| Prior Transfer Date | Jul 27, 2012 |
| Prior Transfer Doc | 0525000539 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MITCHELL NC |
| Recording Date | Jul 2, 2026 |
| Property Address | 339 EMERALD MINE RD, SPRUCE PINE, NC 28777-6110 |
| Document Number | 0000001157 |
| Book / Page | 691 / 510 |
| Instrument Date | Jun 15, 2026 |
| Instrument | 20261157 |
| Transaction Type | Mortgage |
| Record Updated | Jul 14, 2026 |
| Title Company | LENDER RECORDING SERVICES |
| Name | Verified Name |
|---|---|
| Address | 339 EMERALD MINE RD, SPRUCE PINE, NC 28777-6110 |
| Document Number | 0000001157, |
|---|---|
| Date | Jul 2, 2026 |
| Book Page | 691/510 |
| Instrument | 20261157 |
| Name | UNITED COMMUNITY BANK |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 299 Months |
| Due | Jun 20, 2051 |
| Rate | 6.36% |
|---|---|
| Max Rate | -1% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MITCHELL NC |
| Recording Date | Feb 19, 2021 |
| Property Address | 339 EMERALD MINE RD, SPRUCE PINE, NC 28777-6110 |
| Document Number | 624/285 |
| Book / Page | 624 / 285 |
| Instrument Date | Feb 19, 2021 |
| Instrument | 2021000357 |
| Transaction Type | Transfer |
| Record Updated | May 17, 2021 |
| Amount | Amount on Record |
|---|---|
| Tax | $450.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 339 EMERALD MINE RD, 339, SPRUCE PINE, NC 28777-6110 |
| Name | Verified Name |
|---|---|
| Address | 725 INGHAM RD, NEW SMYRNA, FL 32168-8533 |
The 2026 property tax bill for 339 Emerald Mine Rd was $1,435.
Source: Mitchell County assessment roll, as of September 8, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Mitchell County |
| Unified School District | Mitchell County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,435.00 | $224,300 (-) Land $36,500 Building $187,800 | |
| 2025 | $1,435.00 | $224,300 Land $36,500 Building $187,800 | |
| 2023 | $1,413.00 | $224,300 Land $36,500 Building $187,800 | $224,300 Land $36,500 Building $187,800 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 339 Emerald Mine Rd in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective May 2, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 339 Emerald Mine Rd is moderate, ranking above 50% of the US, with a 0.1% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 50% of the US · above 71% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 8 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Starlink Satellite | 280 / 30 |
| AT&T Fixed Wireless | 25 / 3 |
May also be available: Skyrunner, Zito Media.
4G LTE only, no 5G reported
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