Worcester County and Gardner City property record for 339 Chestnut St, Gardner, MA 01440
| Property Type | Apartments (5+ Units) |
|---|---|
| Details | 7 bd · 4 ba · 3,298 sqft · built 1920 |
| Lot Size | 0.264 acres (11,491 sqft) |
| Owner | Individual Name on File |
| Last Sale | $206,000 (Mar 2011) |
| Tax Bill | $6,946 (2026) |
| Deeds & Mortgages | Aug 2022 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | M:R-22 B:0055 L:0029 |
| Primary APN | M:R-22 B:0055 L:0029 |
|---|---|
| Alternative APN |
|
| Bedrooms | 7 Beds |
|---|---|
| Full Baths | 4 Baths |
| Total Rooms | 14 Rooms |
| Units | 4 Units |
| Stories | 2 Stories |
| Building Area | 3,298 sqft Living Area |
| Gross Area | 5,998 sqft |
| Basement Area | 720 sqft |
| Unfinished Basement | 720 sqft |
| Year Built | Built 1920 |
|---|---|
| Effective Year Built | Effective 1920 |
| Architectural Style | Other |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 11,491 sqft (0.264 acres) |
| Heating System | Steam |
|---|---|
| Heating Fuel | Oil |
| Street Address | 339 CHESTNUT ST |
|---|---|
| City | GARDNER |
| State | MA |
| Zip | 01440-3048 |
| Property Category | Residential |
| Property Type | Residential > Multi-Unit > Apartments (5+ Units) |
| Local Zoning Code | R1 |
| Legal Block | 13 |
| Legal Lot Number | 29 |
| Jurisdiction | GARDNER MA |
| Township / Civil Division | GARDNER |
| Census Block Group | 1 |
| Census Block | 1014 |
| Census Tract | 707200 |
339 Chestnut St, a residential property, is owned and occupied by an individual who bought it in March 2011.
Source: Worcester County and Gardner City records, as of October 20, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 339 CHESTNUT ST, GARDNER, MA 01440-3048 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Mar 18, 2011 · Amount on File |
| Deed Sale | Mar 18, 2011 · Amount on File |
| Prior Sale | Mar 4, 2003 · Amount on File |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | GARDNER MA |
| Property Address | 339 CHESTNUT ST, GARDNER, MA 01440-3048 |
| Transaction Type | Mortgage |
| Record Updated | Aug 19, 2022 |
| Name | Verified Name |
|---|
| Document Number | 068016-327 |
|---|---|
| Date | Aug 3, 2022 |
| Book Page | 68016/327 |
| Instrument | 85519 |
| Name | ATHOL SAVINGS BANK |
|---|---|
| Type | Bank |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 241 Months |
| Due | Sep 1, 2042 |
| Rate Type | Adjustable Rate |
|---|
The 2026 property tax bill for 339 Chestnut St was $6,946, up 10,925.4% from the year before.
Source: Worcester County and Gardner City assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Worcester County |
| Municipality | Gardner City |
| Unified School District | Gardner School District (PK - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $6,946.00 (+10,925.4%) | $504,400 (+13.96%) Land $76,400 Building $428,000 |
| 2025 | $63.00 (-98.88%) | $442,600 (+17.96%) Land $69,400 Building $373,200 |
| 2024 | $5,624.00 (+0.52%) | $375,200 (+8.16%) Land $63,100 Building $312,100 |
| 2023 | $5,595.00 | $346,900 Land $62,200 Building $284,700 |
Assessed value is set for property tax purposes and is not a market price estimate.
FEMA maps place 339 Chestnut St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective November 30, 2025
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 339 Chestnut St is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 57% of Massachusetts |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | GARDNER WATER DEPARTMENT serves 21,381 people · EPA ID MA2103000 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2024 |
| Lead | 3 ppb (2025) action level 15 ppb |
| Water Quality | Treatment failure resolved · Jan 2022 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 388 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 2,000 |
| Gateway Fiber Fiber | 2,000 / 2,000 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: Verizon.
5G (outdoors only) and 4G LTE
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