339 Bent Creek Dr, Saint Johns, FL 32259 Property Records

St. Johns County property record for 339 Bent Creek Dr, Saint Johns, FL 32259

Property Summary

Property Type	Single Family Home
Details	5 bd · 4 ba · 3,289 sqft · built 2020
Lot Size	0.22 acres (9,583 sqft)
Owner	2 Trust Names on File
Last Sale	$725,000 (Sep 2023)
Tax Bill	$8,640 (2025)
Deeds & Mortgages	Feb 2026 Transfer Sep 2023 Sale & Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`009651-0770`

Property Details

APN / Parcel Number

Primary APN	`009651-0770`

Interior

Bedrooms	5 Beds
Full Baths	4 Baths
Plumbing Fixtures	17 Plumbing Fixtures
Stories	1 Story
Building Area	3,289 sqft Living Area
Gross Area	3,964 sqft
1st Floor Area	2,758 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2020
Effective Year Built	Effective 2020
Exterior Material	Concrete
Construction Type	Wood
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	9,583 sqft (0.22 acres)
Garage Type	Attached
Garage Area	675 sqft
Parking Spaces	2 Parking Spaces
Porch	Finished/Open Porch
Porch Area	200 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	339 BENT CREEK DR
City	SAINT JOHNS
State	FL
Zip	32259-8249
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	85/88-94 DURBIN CREEK ESTATES LOT 77 OR5819/761 & 6303/1447
Legal Range	27E
Legal Township	05S
Legal Section	02
Legal Subdivision	DURBIN CREEK ESTATES
Legal Block	1
Legal Lot Number	77
Jurisdiction	ST JOHNS FL
Township / Civil Division	FRUIT COVE
Census Block Group	3
Census Block	3024
Census Tract	20808

Owner

339 Bent Creek Dr is owner-occupied and held in a trust since December 2025.

Source: St. Johns County records, as of April 13, 2026

Owner of Record	2 Trust Names on File
Mailing Address	339 BENT CREEK DR, SAINT JOHNS, FL 32259-8249
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Revocable Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 11, 2026	Intrafamily Transfer, Transfer ACCOMODATION, ACCOMMODATION
Sep 5, 2023	Warranty Deed, Transfer · Conventional Mortgage BANK OF AMERICA NA
Feb 16, 2022	Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Jun 23, 2021	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS LLC
Feb 4, 2020	Warranty Deed, Subdivision Related Transfer · Conventional Mortgage JET HOMELOANS LLC
Jul 23, 2019	Grant Deed, Transfer DF TITLE LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 5, 2023 · Amount on File
Deed Sale	Sep 5, 2023 · Amount on File
Prior Sale	Feb 4, 2020 · Amount on File
Deed Document Number	202369619
Deed Book / Page	5819 / 761
Last Transfer Date	Dec 30, 2025
Transfer Doc	0063031447
Record Updated	Jun 8, 2026

February 2026: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	ST JOHNS FL
Recording Date	Feb 11, 2026
Property Address	339 BENT CREEK DR, SAINT JOHNS, FL 32259-8249
Document Number	0063031447
Book / Page	6303 / 1447
Map Reference	MB 85 PG 88-94
Instrument Date	Dec 30, 2025
Instrument	2026011608
Transaction Type	Transfer
Record Updated	Feb 25, 2026
Title Company	ACCOMODATION, ACCOMMODATION

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	339 BENT CREEK DR, SAINT JOHNS, FL 32259-8249

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	339 BENT CREEK DR, SAINT JOHNS, FL 32259-8249

September 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST JOHNS FL
Recording Date	Sep 5, 2023
Property Address	339 BENT CREEK DR, SAINT JOHNS, FL 32259-8249
Document Number	0058190761
Book / Page	5819 / 761
Map Reference	MB 85 PG 88-94
Instrument Date	Aug 30, 2023
Instrument	2023069619
Transaction Type	Transfer
Record Updated	Sep 15, 2023
Title Company	HARBORVIEW TITLE, HARBORVIEW TITLE LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$5,075.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	399 BENT CREEK DR, SAINT JOHNS, FL 32259-8249

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	339 BENT CREEK DR, SAINT JOHNS, FL 32259-8249

Mortgage

Document Number	0005819763
Date	Sep 5, 2023
Instrument	5819/763

Lender

Name	BANK OF AMERICA NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Sep 1, 2053

Interest

Rate Type	Adjustable Rate
Rate	6.25%
Type Change Date	Sep 1, 2030
Change Frequency	6 Months
Min Rate At Change	2.75%
Max Rate At Change	11.2%
Max Rate	11.2%

February 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST JOHNS FL
Property Address	339 BENT CREEK DR, SAINT JOHNS, FL 32259-8249
Transaction Type	Mortgage
Record Updated	Feb 28, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	339 BENT CREEK DR, SAINT JOHNS, FL 32259-8249

Mortgage

Document Number	0054941533
Date	Feb 16, 2022
Book Page	5494/1533
Instrument	2022017435

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2052

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST JOHNS FL
Property Address	339 BENT CREEK DR, SAINT JOHNS, FL 32259-8249
Transaction Type	Mortgage
Record Updated	Jul 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0052981150
Date	Jun 23, 2021
Book Page	5298/1150
Instrument	2021069963

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2051

February 2020: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	ST JOHNS FL
Recording Date	Feb 4, 2020
Property Address	339 BENT CREEK DR, SAINT JOHNS, FL 32259-8249
Document Number	0048761582
Book / Page	4876 / 1582
Map Reference	MB 85 PG 88-94
Instrument Date	Jan 29, 2020
Instrument	2020008644
Transaction Type	Subdivision Related Transfer
Record Updated	Aug 31, 2021
Title Company	GOLDEN DOG TITLE & TRUST

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$3,304.70
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	14701 PHILIPS HWY STE 300, 14701, JACKSONVILLE, FL 32256-3742

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	339 BENT CREEK DR, ST JOHNS, FL 32259-8249

Mortgage

Document Number	48761584
Date	Feb 4, 2020
Instrument	4876/1584

Lender

Name	JET HOMELOANS LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Feb 1, 2050

July 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	ST JOHNS FL
Recording Date	Jul 23, 2019
Property Address	339 BENT CREEK DR, SAINT JOHNS, FL 32259-8249
Document Number	0047640065
Book / Page	004764 / 000065
Instrument Date	Jul 19, 2019
Instrument	52993
Transaction Type	Transfer
Record Updated	Jul 31, 2019
Title Company	DF TITLE LLC

Transaction

Amount	Amount on Record
Tax	$2,330.55
Amount Accuracy	Confirmed
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	14701 PHILIPS HWY #300 JACKSONVILLE FL 322563742, 300, JACKSONVILLE, FL 32256-3742
Investor	Possibly a Property Investor

Tax Assessment & Valuation

The 2025 property tax bill for 339 Bent Creek Dr was $8,640, up 17.1% from the year before.

Source: St. Johns County assessment roll, as of April 13, 2026

Property Jurisdictions

Type	Name
State	Florida
County	St. Johns County
Unified School District	St. Johns County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$657,647 (+0.33%) Land $135,000 Building $522,647	$657,647 (+0.33%) Land $135,000 Building $522,647
2025	$8,640.00 (+17.09%) Homeowner's exemption	$655,476 (+7.87%)	$655,476 (+7.87%) Land $135,000 Building $520,476
2024	$7,379.00 (+37.39%) Homeowner's exemption	$607,657 (+37.32%)	$607,657 (+0.01%) Land $135,000 Building $472,657
2023	$5,371.00 (+2.68%) Homeowner's exemption	$442,500 (+3%)	$607,591 (+1.7%) Land $105,000 Building $502,591
2022	$5,231.00 Homeowner's exemption	$429,612	$597,444 Land $112,000 Building $485,444

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 339 Bent Creek Dr in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 138 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	138 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 339 Bent Creek Dr is low, with a 0.05% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 62% of the US · lower than 89% of Florida
Wildfire Likelihood	0.05% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	JEA MAJOR GRID serves 826,664 people · EPA ID FL2161328
Water Source	Groundwater
Last State Inspection	Feb 2026
Lead	2 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 153 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

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