339 Adams Ln, Fleming Island, FL 32003 Property Records

Clay County property record for 339 Adams Ln, Fleming Island, FL 32003

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 3,610 sqft · built 1991
Lot Size0.803 acres (35,022 sqft)
Owner2 Individual Names on Record
Tax Bill$3,444 (2025)
Deeds & MortgagesJul 2026 Line of Credit
Jan 2022 Mortgage
Flood ZoneZone AE (high risk)
APN46-04-26-014116-002-01

Property Details

APN / Parcel Number

Primary APN46-04-26-014116-002-01

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories2 Stories
Building Area3,610 sqft Heated Area
Gross Area5,399 sqft
FlooringWood
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1991
Exterior MaterialAluminum/Vinyl
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area35,022 sqft (0.803 acres)
Lot Dimensions143 ft deep x 245 ft wide
Garage Area667 sqft
PorchPorch
Porch Area692 sqft
Patio Area360 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air

Location & Zoning

Street Address339 ADAMS LN
CityFLEMING ISLAND
StateFL
Zip32003-7870
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionPT WM HARVEY GRANT A/K/A PRCLA AS RECO R 1335 PG 18 & 1375PG 218
Legal Range26
Legal Township04
Legal Section46
Legal SubdivisionWILLIAM HARVEY GRANT SEC 46
JurisdictionCLAY FL
Township / Civil DivisionORANGE PARK
Census Block Group2
Census Block2001
Census Tract30701

Owner

Source: Clay County records, as of December 18, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Co-ownerCo-owner on Record
Mailing Address339 ADAMS LN, FLEMING ISLE, FL 32003-7870
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jul 23, 2026Deed of Trust, Mortgage · Line of Credit
PENTAGON FEDERAL CREDIT UNION
Jan 12, 2022Deed of Trust, Mortgage · VA Mortgage
PENTAGON FCU

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMar 7, 1991
Deed SaleMar 7, 1991
Deed Document Number0001375218
Record UpdatedSep 20, 2026

July 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCLAY FL
Recording DateJul 23, 2026
Property Address339 ADAMS LN, FLEMING ISLAND, FL 32003-7870
Document Number0000036199
Book / Page5068 / 1673
Instrument DateJul 16, 2026
Instrument202636199
Transaction TypeMortgage
Record UpdatedAug 20, 2026
Title CompanyNONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

NameVerified Name
Address339 ADAMS LN, FLEMING ISLAND, FL 32003-7870

Mortgage

Document Number0000036199,
DateJul 23, 2026
Book Page5068/1673
Instrument202636199
Lender
NamePENTAGON FEDERAL CREDIT UNION
Agreement
TypeLine of Credit
AmountAmount Recorded
Term360 Months
DueJul 31, 2056
Interest
Rate TypeAdjustable Rate
Rate7%
Initial TypeAdjustable Rate
AdjustableAdjustable Rate Rider
Max Rate-1%

January 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCLAY FL
Property Address339 ADAMS LN, FLEMING ISLAND, FL 32003-7870
Transaction TypeMortgage
Record UpdatedJan 27, 2022
Title CompanyFIRST AMERICAN TITLE, FIRST AMERICAN MORTGAGE SLN

Transferred To (Grantee/Buyer)

NameVerified Name
Address339 ADAMS LANE, ORANGE PARK, FL 32003-7870

Mortgage

Document Number0045580588
DateJan 12, 2022
Book Page4558/588
Instrument2022002604
Lender
NamePENTAGON FCU
TypeCredit Union
AddressMC LEAN, VA 22102
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term361 Months
DueFeb 1, 2052

Tax Assessment & Valuation

Source: Clay County assessment roll, as of July 1, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyClay County
Unified School DistrictClay County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$3,444.00 (-2.57%) Homeowner's exemption$265,986 (+5.99%)$760,311 (+3.14%) Land $120,000 Building $640,311
2023$3,535.00 (+6.57%) Homeowner's exemption$250,962 (+3%)$737,197 (+19.88%) Land $120,000 Building $617,197
2022$3,317.00 Homeowner's exemption$243,653$614,944 Land $80,000 Building $534,944

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 6, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone AE
high risk
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood ElevationVaries along the reach; see FIRM
Flood Insurance RequirementRequired
federally backed loans
Flood Insurance CostPremium on Record
median of 191 policies
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies191 in force
Nearby Flood Claims57 (1980–2024)
Claims Outside the SFHA31 of 57
Most Recent ClaimSep 2024 · other causes
Claims by Event
  • Hurricane Nicole, Nov 2022 · 2 claims
  • Hurricane Irma, Sep 2017 · 38 claims
  • Hurricane Frances, Sep 2004 · 5 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 63% of the US · lower than 89% of Florida
Wildfire Likelihood0.04% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 177 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
IQ Fiber
Fiber
5,000 / 5,000
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20
AT&T
DSL · Fiber in parts of the area
100 / 20

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