339 2nd St, Ouray, CO 81427 Property Records

Ouray County property record for 339 2nd St, Ouray, CO 81427

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,838 sqft · built 1898
Lot Size	0.081 acres (3,528 sqft)
Owner	Individual Name on File
Last Sale	$175,000 (Dec 2002)
Tax Bill	$1,656 (2025)
Deeds & Mortgages	Apr 2026 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`R000935`

Property Details

APN / Parcel Number

Primary APN	`R000935`
Alternative APN	`451531305010`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Building Area	1,838 sqft Heated Area
Basement Area	390 sqft
Unfinished Basement	390 sqft

Exterior

Year Built	Built 1898
Effective Year Built	Effective 1995
Architectural Style	Victorian
Exterior Material	Wood
Construction Type	Frame
Roof Type	Gable
Roof Material	Other
Lot Area	3,528 sqft (0.081 acres)
Porch	Porch
Porch Area	162 sqft
Patio Area	114 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Other
Heating Fuel	Wood

Location & Zoning

Account Number	R000935
Street Address	339 2ND ST
City	OURAY
State	CO
Zip	81427-5003
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	4
Legal Description	SUBD: CITY OF OURAY LOT: 10 BLOCK: 13 S: 31 T: 44 R: 7
Legal Range	07
Legal Township	44
Legal Section	31
Legal Subdivision	CITY OF OURAY
Legal Block	13
Legal Lot Number	10
Jurisdiction	OURAY CO
Township / Civil Division	OURAY
Census Block Group	1
Census Block	1059
Census Tract	967602

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Ouray Historic District listed 1983 · 270 contributing resources · NRIS 83003537

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

339 2nd St is owned by an individual who bought it in December 2002.

Source: Ouray County records, as of May 11, 2026

Owner of Record	Individual Name on File
Mailing Address	PO BOX 1090, OURAY, CO 81427-1090
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 11, 2002 · Amount on File
Deed Sale	Dec 11, 2002 · Amount on File
Record Updated	Sep 20, 2026

April 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OURAY CO
Recording Date	Apr 21, 2026
Property Address	339 2ND ST, OURAY, CO 81427-5003
Document Number	0000241292
Instrument Date	Apr 16, 2026
Instrument	2026241292
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	LAND TITLE GUARANTEE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	339 2ND ST, OURAY, CO 81427-5003

Mortgage

Document Number	0000241292,
Date	Apr 21, 2026
Instrument	2026241292

Lender

Name	ROCKET MORTGAGE LLC

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	May 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.22%
Initial Type	Fixed Rate
Max Rate	-1%

Tax Assessment & Valuation

The 2025 property tax bill for 339 2nd St was $1,656, up 36.3% from the year before.

Source: Ouray County assessment roll, as of March 26, 2026

Property Jurisdictions

Type	Name
State	Colorado
County	Ouray County
Municipality	Ouray City
Unified School District	Ouray School District R-1 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,656.00 (+36.3%)	$31,140 (+18.49%) Land $7,440 Building $23,700	$498,290 (+27.06%) Land $119,060 Building $379,230
2024	$1,215.00 (+6.86%)	$26,280 (-10.12%) Land $5,440 Building $20,840	$392,170 (-9.26%) Land $81,120 Building $311,050
2023	$1,137.00	$29,240 Land $6,050 Building $23,190	$432,170 Land $89,400 Building $342,770

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 339 2nd St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective January 11, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 11 individual policies
Nearby Flood Policies	17 units insured incl. 6 condo units

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 339 2nd St is moderate, ranking above 45% of the US, with a 0.05% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 45% of the US · lower than 72% of Colorado
Wildfire Likelihood	0.05% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF OURAY serves 1,460 people · EPA ID CO0146588
Water Source	Groundwater influenced by surface water
Last State Inspection	Mar 2026
Also Mapped Here	TRI COUNTY WCD
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure not recorded as resolved · Apr 2026 Failure to filter resolved · Oct 2022
Treatment and Procedure	None last 10 years
Monitoring and Reporting	27 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 403 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Vero Fiber Fiber	1,000 / 1,000
Clearnetworx Fiber	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20