3389 Pepper Tree Ln, San Jose, CA 95127 Property Records

Santa Clara County property record for 3389 Pepper Tree Ln, San Jose, CA 95127

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,462 sqft · built 1954
Lot Size	0.113 acres (4,900 sqft)
Owner	2 Individual Names on File
Last Sale	$850,000 (Apr 2019)
Tax Bill	$13,374 (2025)
Deeds & Mortgages	Feb 2020 Mortgage Apr 2019 Sale & Mortgage + 1 more
Flood Zone	Zone D (undetermined)
APN	`599-15-115`

Property Details

APN / Parcel Number

Primary APN	`599-15-115`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,462 sqft Living Area
Gross Area	1,075 sqft
1st Floor Area	1,075 sqft
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1954
Effective Year Built	Effective 1954
Architectural Style	Custom Design
Construction Type	Wood
Lot Area	4,900 sqft (0.113 acres)
Lot Dimensions	98 ft deep x 50 ft wide
Garage Area	396 sqft
Parking Spaces	1 Parking Space
Pool Area	770 sqft
Porch	Porch

Utilities, Heating & Cooling

Heating System	HVAC

Location & Zoning

Street Address	3389 PEPPER TREE LN
City	SAN JOSE
State	CA
Zip	95127-1132
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	A1
Legal Description	TRACT 1109 COUNTRY CLUB GARDENS BOOK 41 PAGE 48 PAGE 50 LOT 226
Legal Subdivision	COUNTRY CLUB GARDENS
Legal Tract	1109
Legal Lot Number	226
Jurisdiction	SANTA CLARA CA
Township / Civil Division	SAN JOSE
Census Block Group	3
Census Block	3011
Census Tract	503802

Owner

3389 Pepper Tree Ln is owned and occupied by two individuals who bought it in April 2019.

Source: Santa Clara County records, as of July 27, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	3389 PEPPER TREE LN, SAN JOSE, CA 95127-1132
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 24, 2020	Deed of Trust, Mortgage · Conventional with PMI QUICKEN LNS
Apr 12, 2019	Grant Deed, Transfer · Conventional Mortgage QUICKEN LNS
Aug 24, 2018	Quit Claim Deed, Mortgage · Conventional Mortgage QUICKEN LNS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 12, 2019 · Amount on File
Deed Sale	Apr 12, 2019 · Amount on File
Prior Sale	Aug 24, 2018 · Amount on File
Deed Document Number	201924154196
Prior Transfer Date	Nov 29, 1993
Prior Transfer Doc	0012245902
Record Updated	Oct 29, 2026

February 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA CLARA CA
Property Address	3389 PEPPER TREE LN, SAN JOSE, CA 95127-1132
Document Number	0024420282
Instrument Date	Feb 24, 2020
Transaction Type	Mortgage
Record Updated	Mar 19, 2020
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3389 PEPPER TREE LN SAN JOSE CA 951271132, SAN JOSE, CA 95127-1132

Mortgage

Document Number	0024420282
Date	Mar 4, 2020
Instrument	24420282

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Mar 3, 2050

April 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SANTA CLARA CA
Recording Date	Apr 12, 2019
Property Address	3389 PEPPER TREE LN, SAN JOSE, CA 95127-1132
Document Number	0024154196
Instrument Date	Apr 3, 2019
Instrument	24154196
Transaction Type	Transfer
Record Updated	Apr 23, 2019
Title Company	OLD REPUBLIC TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$935.00
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	3389 PEPPER TREE LN SAN JOSE CA 951271132, SAN JOSE, CA 95127-1132

Mortgage

Document Number	24154197
Date	Apr 12, 2019
Instrument	24154197

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Apr 11, 2049

August 2018: Quit Claim Deed, Mortgage

Document Type	Quit Claim Deed
Jurisdiction	SANTA CLARA CA
Recording Date	Aug 24, 2018
Property Address	3389 PEPPER TREE LN, SAN JOSE, CA 95127-1132
Document Number	0024010792
Instrument Date	Aug 18, 2018
Instrument	24010792
Transaction Type	Mortgage
Record Updated	Sep 5, 2018
Title Company	TITLE SERVICE AND LIAISON COMPANIES

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	3389 PEPPER TREE LN SAN JOSE CA 951271132, SAN JOSE, CA 95127-1132

Mortgage

Document Number	24010793
Date	Aug 24, 2018
Instrument	24010793

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Aug 23, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 3389 Pepper Tree Ln was $13,374 with a homeowner's exemption.

Source: Santa Clara County assessment roll, as of July 27, 2026

Property Jurisdictions

Type	Name
State	California
County	Santa Clara County
Municipality	San Jose City
Elementary School District	Berryessa Union Elementary School District (KG - 08)
Secondary School District	East Side Union High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$967,149 (+2%) Land $796,478 Building $170,671
2025	$13,374.00 Homeowner's exemption	$948,186 Land $780,861 Building $167,325
2023	$12,933.00 (+0.37%) Homeowner's exemption	$911,369 Land $750,540 Building $160,829
2022	$12,885.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 3389 Pepper Tree Ln in Zone D, where flood risk has not been studied.

Source: FEMA National Flood Hazard Layer, effective January 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone D undetermined · not studied
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3389 Pepper Tree Ln is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 88% of California
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SAN JOSE WATER private · serves 1,039,920 people · EPA ID CA4310011
Water Source	Surface water
Last State Inspection	Mar 2026
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · Jun 2023
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 970 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL · Fixed Wireless in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 2,000
Sail Internet Fixed Wireless	1,000 / 200
Etheric Networks Fixed Wireless	250 / 100
Ridge Wireless Fixed Wireless	100 / 60

May also be available: T-Mobile, Verizon.

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