3389 Penzance Ave, Chico, CA 95973 Property Records

Butte County property record for 3389 Penzance Ave, Chico, CA 95973

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,059 sqft · built 2021
Lot Size	0.15 acres (6,534 sqft)
Owner	2 Company Names on Record
Last Sale	$687,500 (Dec 2021)
Tax Bill	$7,591 (2025)
Deeds & Mortgages	Mar 2024 Transfer Dec 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`006-900-001-000`

Property Details

APN / Parcel Number

Primary APN	`006-900-001-000`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	1 Story
Building Area	2,059 sqft Living Area
1st Floor Area	2,059 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2021
Effective Year Built	Effective 2021
Construction Type	Wood
Lot Area	6,534 sqft (0.15 acres)
Garage Type	Attached
Garage Area	663 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	3389 PENZANCE AVE
City	CHICO
State	CA
Zip	95973-9683
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 1 MONTECITO PLACE SUB
Legal Subdivision	MONTECITO PLACE SUB
Legal Lot Number	1
Jurisdiction	BUTTE CA
Township / Civil Division	CHICO
Census Block Group	2
Census Block	2012
Census Tract	401

Owner

Source: Butte County records, as of August 21, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Company Names on Record
Mailing Address	3389 PENZANCE AVE, CHICO, CA 95973-9683
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Family Trust

Deeds, Mortgages & Sale History

Date	Document
Mar 21, 2024	Intrafamily Transfer, Transfer
Dec 30, 2021	Grant Deed, Transfer · Conventional Mortgage HOMEBRIDGE FINANCIAL SERVICES INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 30, 2021 · Amount on Record
Deed Sale	Dec 30, 2021 · Amount on Record
Deed Document Number	202155555
Last Transfer Date	Mar 18, 2024
Transfer Doc	0000007993
Record Updated	Oct 29, 2026

March 2024: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	BUTTE CA
Recording Date	Mar 21, 2024
Property Address	3389 PENZANCE AVE, CHICO, CA 95973-9683
Document Number	0000007993
Map Reference	MB 193 PG 95-100
Instrument Date	Mar 18, 2024
Instrument	2024-0007993
Transaction Type	Transfer
Record Updated	Apr 18, 2024

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Trust
Address	3389 PENZANCE AVE, CHICO, CA 95973-9683

December 2021: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	BUTTE CA
Recording Date	Dec 30, 2021
Property Address	3389 PENZANCE AVE, CHICO, CA 95973-9683
Document Number	0000055555
Map Reference	MB 193 PG 95-100
Instrument Date	Dec 21, 2021
Instrument	2021-0055555
Transaction Type	Transfer
Record Updated	Aug 12, 2022
Title Company	OLD REPUBLIC TITLE, OLD REPUBLIC TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	3389 PENZANCE AVE, CHICO, CA 95973-9683

Mortgage

Document Number	0000055557
Date	Dec 30, 2021
Instrument	2021-0055557

Lender

Name	HOMEBRIDGE FINANCIAL SERVICES INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2052

Tax Assessment & Valuation

Source: Butte County assessment roll, as of August 21, 2026

Property Jurisdictions

Type	Name
State	California
County	Butte County
Municipality	Chico City
Unified School District	Chico Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$645,967 (+2%) Land $241,114 Building $404,853
2025	$7,591.00 (+7.13%) Homeowner's exemption	$633,302 (+4.04%) Land $236,387 Building $396,915
2024			$648,000
2023	$7,086.00 (+2.16%)	$608,711 Land $227,208 Building $381,503
2022	$6,936.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 30, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 12 policies
Nearby Flood Policies	12 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 97.8% of California
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 598 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Race Communications Fiber	1,000 / 1,000
unWired Broadband Fixed Wireless	400 / 50
DigitalPath Fixed Wireless	400 / 20
Verizon Fixed Wireless	300 / 20

May also be available: AT&T, GeoLinks.

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