3389 Kentucky St, Gary, IN 46409 Property Records

Lake County property record for 3389 Kentucky St, Gary, IN 46409

Property Summary

Property TypeCity, Municipal, Town, Village Owned (Exempt)
Details3 bd · 1 ba · 864 sqft · built 1969
Lot Size0.144 acres (6,316 sqft)
OwnerCompany Name on File
Deeds & MortgagesJan 2020 Mortgage
Jun 2019 Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN001-25-43-0205-0006

Property Details

APN / Parcel Number

Primary APN001-25-43-0205-0006
Alternative APNs
  • 45-08-22-407-011.000-004
  • 254302050006

Interior

Bedrooms3 Beds
Full Baths1 Bath
Total Rooms3 Rooms
Stories1 Story
Building Area864 sqft Living Area

Exterior

Year BuiltBuilt 1969
Construction TypeMasonry / Concrete Block
Roof MaterialAsphalt
Lot Area6,316 sqft (0.144 acres)
Lot Dimensions126 ft deep x 50 ft wide

Utilities, Heating & Cooling

Heating SystemCentral
SewerConnected

Location & Zoning

Account Number001-25-43-0205-0006
Old Parcel Number254302050006
Street Address3389 KENTUCKY ST
CityGARY
StateIN
Zip46409-1140
Property CategoryPublic Works
Property TypePublic Works > City, Municipal, Town, Village Owned (Exempt)
Legal DescriptionGARY LAWN ADD. N. 50 FT. OF S. 100 FT. LOT 6 BL.1
Legal SubdivisionGARY LAWN ADD
Legal Block1
Legal Lot Number6
JurisdictionLAKE IN
Township / Civil DivisionCALUMET
Census Block Group1
Census Block1028
Census Tract12300

Owner

3389 Kentucky St, a public works property, is owned by a company that acquired it in September 2018 and is owner-occupied.

Source: Lake County records, as of March 18, 2026

Owner of RecordCompany Name on File
Mailing Address504 BROADWAY STE 200, 200, GARY, IN 46402-1945
OccupancyOwner Occupied
Owner TypeCompany

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Jan 15, 2020Deed of Trust, Mortgage
INDIANA HSNG & CMNTY DEV AUTH
Jun 24, 2019Deed of Trust, Mortgage
INDIANA HSNG & CMNTY DEV AUTH
Sep 18, 2018Quit Claim Deed, Transfer
ATTORNEY ONLY

Assessor's Deed Record

Deed NamesName on Deed
Last Transfer DateSep 18, 2018
Transfer Doc0000063834
Record UpdatedJun 8, 2026

January 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLAKE IN
Property Address3389 KENTUCKY ST, GARY, IN 46409-1140
Document Number0000031643
Instrument DateJan 15, 2020
Transaction TypeMortgage
Record UpdatedJun 30, 2020
Title CompanyNOT AVAILABLE

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany

Mortgage

Document Number0000031643
DateJun 1, 2020
Instrument31643
Lender
NameINDIANA HSNG & CMNTY DEV AUTH
AddressINDIANAPOLIS, IN 46204
Agreement
AmountAmount on Record

June 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLAKE IN
Property Address3389 KENTUCKY ST, GARY, IN 46409-1140
Document Number0000058218
Instrument DateJun 24, 2019
Transaction TypeMortgage
Record UpdatedSep 10, 2019
Title CompanyATTORNEY ONLY

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address504 BROADWAY #200 GARY IN 464021945, 200, GARY, IN 46402-1945

Mortgage

Document Number0000058218
DateAug 28, 2019
Instrument58218
Lender
NameINDIANA HSNG & CMNTY DEV AUTH
AddressINDIANAPOLIS, IN 46204
Agreement
AmountAmount on Record

September 2018: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionLAKE IN
Recording DateSep 18, 2018
Property Address3389 KENTUCKY ST, GARY, IN 46409-1140
Document Number0000063834
Instrument DateSep 7, 2018
Instrument63834
Transaction TypeTransfer
Record UpdatedOct 1, 2018
Title CompanyATTORNEY ONLY

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Intrafamily Transfer
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany

Tax Assessment & Valuation

Source: Lake County assessment roll, as of July 1, 2025

Property Jurisdictions

TypeName
StateIndiana
CountyLake County
County SubdivisionCalumet Township
MunicipalityGary City
Unified School DistrictGary Community School Corporation (PK - 12)

Tax Bill & Assessment History

YearTax Bill
2022Additional exemption filed

Flood

FEMA maps place 3389 Kentucky St in Zone X, an area of minimal flood risk, though there have been 17 flood claims nearby since 1980.

Source: FEMA National Flood Hazard Layer, effective October 16, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies5 in force
Nearby Flood Claims17 (1980–2026)
Claims Outside the SFHA3 of 17
Most Recent ClaimJun 2026 · rainfall accumulation
Claims by Event
  • Severe Storms And Flooding, Sep 2008 · 10 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3389 Kentucky St is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 94% of the US · above 40% of Indiana
Wildfire Likelihood0.02% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemINDIANA AMERICAN WATER - NORTHWEST
private · serves 210,510 people · EPA ID IN5245015
Water SourceSurface water
Last State InspectionJun 2025
Lead3 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 344 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
300 / 20
AT&T
DSL
100 / 20

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