3389 Horseshoe Ln, Festus, MO 63028 Property Records

Jefferson County property record for 3389 Horseshoe Ln, Festus, MO 63028

Property Summary

Property Type	Single Family Home
Details	2 ba · 780 sqft · built 1976
Lot Size	4.52 acres (197,156 sqft)
Owner	Individual Name on Record
Tax Bill	$1,620 (2023)
Deeds & Mortgages	Dec 2025 Mortgage Dec 2023 Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`185.016.00000029`

Property Details

APN / Parcel Number

Primary APN	`185.016.00000029`
Alternative APN	`1850160 029`

Interior

Full Baths	2 Baths
Stories	2 Stories
Building Area	780 sqft Living Area
1st Floor Area	1,020 sqft
2nd Floor Area	780 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1976
Construction Type	Frame
Lot Area	197,156 sqft
Garage Type	Attached
Garage Area	420 sqft
Porch	Porch
Porch Area	50 sqft
Patio Area	192 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Old Parcel Number	1850160 029
Street Address	3389 HORSESHOE LN
City	FESTUS
State	MO
Zip	63028-3305
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	LR-2
Legal Description	BRIDLE PATH ESTS LOTS 27 & 28
Legal Range	05
Legal Township	40
Legal Section	16
Legal Subdivision	BRIDLE PATH ESTS
Legal Lot Number	27-28 28
Jurisdiction	JEFFERSON MO
Township / Civil Division	JOACHIM
Census Block Group	4
Census Block	4032
Census Tract	700900

Owner

Source: Jefferson County records, as of January 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	3389 HORSESHOE LN, FESTUS, MO 63028-3305
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 30, 2025	Intrafamily Transfer, Transfer · FHA Mortgage NBKC BANK
Dec 5, 2023	Warranty Deed, Transfer · FHA Mortgage DAS ACQUISITION
Dec 28, 2021
Dec 1, 2021	Intrafamily Transfer, Transfer INVESTORS TITLE COMPANY, INVESTORS TITLE CO
Dec 1, 2021	Intrafamily Transfer, Transfer · Conventional Mortgage GERSHMAN INVESTMENT CORP
Feb 20, 2019	Deed of Trust, Mortgage COMMERCE BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 5, 2023
Deed Sale	Dec 5, 2023
Prior Sale	Dec 5, 2023
Deed Document Number	0000030117
Last Transfer Date	Dec 30, 2025
Transfer Doc	0000034056
Record Updated	Jun 8, 2026

December 2025: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	JEFFERSON MO
Recording Date	Dec 30, 2025
Property Address	3389 HORSESHOE LN, FESTUS, MO 63028-3305
Document Number	0000034056
Map Reference	MB 61 PG 9
Instrument Date	Dec 19, 2025
Instrument	2025R-034056
Transaction Type	Transfer
Record Updated	Jan 14, 2026
Title Company	ACCOMODATION, ACCOMMODATION

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	3389 HORSESHOE LN, FESTUS, MO 63028-3305

Mortgage

Document Number	0000034057
Date	Dec 30, 2025
Instrument	2025R-034057

Lender

Name	NBKC BANK
Type	Bank

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2056

December 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	JEFFERSON MO
Recording Date	Dec 5, 2023
Property Address	3389 HORSESHOE LN, FESTUS, MO 63028-3305
Document Number	0000030117
Map Reference	MB 61 PG 9
Instrument Date	Nov 29, 2023
Instrument	2023R-030117
Transaction Type	Transfer
Record Updated	Dec 19, 2023

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	11364 CEDAR GROVE RD, ROLLA, MO 65401-4440

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3389 HORSESHOE LN, FESTUS, MO 63028-3305

Mortgage

Document Number	0000030118
Date	Dec 5, 2023
Instrument	2023R-030118

Lender

Name	DAS ACQUISITION
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 1, 2053

December 2021:

Jurisdiction	JEFFERSON MO
Recording Date	Dec 28, 2021
Property Address	3389 HORSESHOE LN, FESTUS, MO 63028-3305
Document Number	0000055317
Map Reference	MB 61 PG 9
Instrument Date	Dec 23, 2021
Instrument	2021R-055317
Record Updated	Jan 2, 2023

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3389 HORSESHOE LN, FESTUS, MO 63028-3305

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3389 HORSESHOE LN, FESTUS, MO 63028-3305

December 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	JEFFERSON MO
Recording Date	Dec 1, 2021
Property Address	3389 HORSESHOE LN, FESTUS, MO 63028-3305
Document Number	0000051964
Map Reference	MB 61 PG 9
Instrument Date	Nov 23, 2021
Instrument	2021R-051964
Transaction Type	Transfer
Record Updated	Dec 15, 2021
Title Company	INVESTORS TITLE COMPANY, INVESTORS TITLE CO

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3389 HORSESHOE LN, 3389, FESTUS, MO 63028-3305

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3389 HORSESHOE LN, FESTUS, MO 63028-3305

December 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	JEFFERSON MO
Recording Date	Dec 1, 2021
Property Address	3389 HORSESHOE LN, FESTUS, MO 63028-3305
Document Number	0000051963
Map Reference	MB 61 G 9
Instrument Date	Nov 16, 2021
Instrument	2021R-051963
Transaction Type	Transfer
Record Updated	Dec 15, 2021
Title Company	INVESTORS TITLE COMPANY, INVESTORS TITLE CO

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3389 HORSESHOE LN, 3389, FESTUS, MO 63028-3305

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3389 HORSESHOE LN, FESTUS, MO 63028-3305

Mortgage

Document Number	0000051965
Date	Dec 1, 2021
Instrument	2021R-051965

Lender

Name	GERSHMAN INVESTMENT CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 1, 2051

February 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JEFFERSON MO
Property Address	3389 HORSESHOE LN, FESTUS, MO 63028-3305
Document Number	0000005221
Instrument Date	Feb 20, 2019
Transaction Type	Mortgage
Record Updated	Mar 20, 2019

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	3389 HORSESHOE LN FESTUS MO 630283305, FESTUS, MO 63028-3305

Mortgage

Document Number	0000005221
Date	Feb 26, 2019
Instrument	5221

Lender

Name	COMMERCE BK
Type	Bank
Address	KANSAS CITY, MO 64106

Agreement

Amount	Amount Recorded
Term	144 Months
Due	Feb 25, 2031

Tax Assessment & Valuation

Source: Jefferson County assessment roll, as of May 31, 2025

Property Jurisdictions

Type	Name
State	Missouri
County	Jefferson County
Unified School District	Festus R-VI School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$29,100 (+9.4%) Land $3,300 Building $25,800
2024			$153,500 (+9.33%) Land $17,600 Building $135,900
2023	$1,620.00	$26,600 Land $3,300 Building $23,300	$140,400 Land $17,600 Building $122,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 2, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force
Nearby Flood Claims	1 (2015)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jul 2015 · Severe Storms, Tornadoes, Straight-line Winds, And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 84% of Missouri
Wildfire Likelihood	0.04% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	JEFFERSON COUNTY PWSD 5 serves 8,000 people · EPA ID MO6024296
Water Source	Groundwater
Last State Inspection	Mar 2026
Lead	1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 30 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Brown Dog Networks Fixed Wireless	50 / 10

May also be available: AT&T, Spectrum, Verizon, Wisper ISP.

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