3389 E Fork Rd, Owingsville, KY 40360 Property Records

Bath County property record for 3389 E Fork Rd, Owingsville, KY 40360

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 1,368 sqft · built 1999
Lot Size	10 acres (435,600 sqft)
Owner	Individual Name on File
Last Sale	$207,000 (Jul 2019)
Tax Bill	$1,674 (2024)
Deeds & Mortgages	Dec 2020 Mortgage Jul 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`030-00-00-030.01`

Property Details

APN / Parcel Number

Primary APN	`030-00-00-030.01`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Half Baths	1 Half Bath
Building Area	1,368 sqft Living Area

Exterior

Year Built	Built 1999
Exterior Material	Brick Veneer
Foundation Type	Block
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	435,600 sqft (10 acres)
Terrain	Rolling
Porch	Porch
Porch Area	258 sqft

Utilities, Heating & Cooling

Heating Fuel	Electric

Location & Zoning

Street Address	3389 E FORK RD
City	OWINGSVILLE
State	KY
Zip	40360-9207
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	10.5 AC FARM RES & GARAGE
Jurisdiction	BATH KY
Township / Civil Division	SHARPSBURG
Census Block Group	1
Census Block	1050
Census Tract	970100

Owner

3389 E Fork Rd is owned and occupied by an individual who bought it in July 2019.

Source: Bath County records, as of January 26, 2026

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	3389 E FORK RD, OWINGSVILLE, KY 40360-9207
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 7, 2020	Deed of Trust, Mortgage · Conventional Mortgage COMMONWEALTH CREDIT UNION
Jul 19, 2019	Deed, Transfer PEOPLES BANK OF KENTUCKY INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 19, 2019 · Amount on File
Deed Sale	Jul 19, 2019 · Amount on File
Prior Sale	Dec 15, 2016 · Amount on File
Deed Document Number	773857
Deed Book / Page	D249 / 211
Record Updated	Jun 8, 2026

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BATH KY
Property Address	3389 E FORK RD, OWINGSVILLE, KY 40360-9207
Transaction Type	Mortgage
Record Updated	Apr 11, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000M256/1
Date	Dec 7, 2020
Book Page	M256/1
Instrument	2395667

Lender

Name	COMMONWEALTH CREDIT UNION
Type	Credit Union
Address	FRANKFORT, KY 40602

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Dec 1, 2050

July 2019: Deed, Transfer

Document Type	Deed
Jurisdiction	BATH KY
Recording Date	Jul 19, 2019
Property Address	3389 E FORK RD, OWINGSVILLE, KY 40360-9207
Document Number	00D249/211
Book / Page	D249 / 211
Instrument Date	Jul 19, 2019
Instrument	773857
Transaction Type	Transfer
Record Updated	Apr 11, 2023

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$207.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3389 E FORK RD, OWINGSVILLE, KY 40360-9207

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	3389 E FORK RD, OWINGSVILLE, KY 40360-9207

Mortgage

Document Number	0000773858
Date	Jul 19, 2019
Instrument	773858

Lender

Name	PEOPLES BANK OF KENTUCKY INC
Type	Bank

Agreement

Amount	Amount on Record
Term	360 Months
Due	Jul 30, 2049

Tax Assessment & Valuation

Source: Bath County assessment roll, as of October 15, 2025

Property Jurisdictions

Type	Name
State	Kentucky
County	Bath County
Unified School District	Bath County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$134,321	$134,321
2024	$1,674.00 (+0.84%)
2023	$1,660.00	$134,321	$134,321

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 3389 E Fork Rd in Zone X, an area of minimal flood risk, though there have been 4 flood claims nearby since 2010.

Source: FEMA National Flood Hazard Layer, effective February 28, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	4 (2010–2015)
Claims Outside the SFHA	3 of 4
Most Recent Claim	Apr 2015 · Severe Storms, Tornadoes, Flooding, Landslides, And Mudslides
Claims by Event	Severe Storms, Tornadoes, Flooding, Landslides, And Mudslides, Apr 2015 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3389 E Fork Rd is low, with a 0.04% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 63% of Kentucky
Wildfire Likelihood	0.04% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SHARPSBURG WATER DISTRICT serves 4,332 people · EPA ID KY0060392
Water Source	Purchased surface water from several systems
Last State Inspection	Jun 2024
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	Haloacetic acids resolved · Oct 2018 Total trihalomethanes resolved · Jan 2018
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 7 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Fiber	1,000 / 1,000

Cell Coverage

4G LTE (outdoors only), no 5G reported

Nearby Properties on E Fork Rd

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