Home Florida Pinellas County Palm Harbor Crystal Ct E 3389 Crystal Ct E
3389 Crystal Ct E, Apt D, Palm Harbor, FL 34685 Property Records
Pinellas County property record for 3389 Crystal Ct E, Apt D, Palm Harbor, FL 34685
Property Summary
Property Type Condominium Details 2 bd · 1 ba · 860 sqft · built 1985 Lot Size 9.35 acres (407,558 sqft) Owner Individual Name on File Last Sale $210,000 (Dec 2023) Tax Bill $2,559 (2025) Deeds & Mortgages Dec 2023 Sale Apr 2022 Sale & Mortgage + 5 more Flood Zone Zone X (minimal risk)APN C62-000-757-9475-0
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Property Details APN / Parcel Number
Primary APN C62-000-757-9475-0 Alternative APNs 33-27-16-19999-389-0040 271633199993890040 162733199993890040 R361507
Interior
Bedrooms 2 Beds Full Baths 1 Bath Units 17 Units Stories 1 Story Building Area 860 sqft Living Area 1st Floor Area 860 sqft
Exterior
Year Built Built 1985 Effective Year Built Effective 1992 Architectural Style Condo/Apartment Exterior Material Brick/Stone Construction Type Wood Lot Area 407,558 sqft (9.35 acres) View / Lot Corner Porch Patio
Utilities, Heating & Cooling Cooling System HVAC Heating System HVAC
Location & Zoning Account Number R361507 Street Address 3389 CRYSTAL CT E, D City PALM HARBOR State FL Zip 34685-1236 Property Category Residential Property Type Residential > Condominium / Townhouse > Condominium Legal Description CRYSTAL LAKE CONDO BLDG 3389, UNIT D Legal Range 16E Legal Township 27S Legal Section 33 Legal Subdivision CRYSTAL LAKE CONDO Legal Tract 19999 Jurisdiction PINELLAS FL Township / Civil Division TARPON SPRINGS Census Block Group 1 Census Block 1009 Census Tract 27329
Owner
3389 Crystal Ct E, Apt D is owned and occupied by an individual who bought it in December 2023.
Source: Pinellas County records, as of October 14, 2026
Owner of Record Individual Name on File Mailing Address 3389 CRYSTAL CT E, D, PALM HARBOR, FL 34685-1236 Occupancy Owner Occupied Owner Type Individual
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Deeds, Mortgages & Sale History
Date Document Dec 12, 2023 Warranty Deed, Transfer WOLLINKA-WIKLE TITLE INSURANCE AGENCY, WOLLINKA WIKLE TTL INS AGCY Apr 8, 2022 Special Warranty Deed, Transfer · Conventional Mortgage THE MORTGAGE FIRM INC Jan 6, 2022 Deed of Trust, Mortgage · Commercial Mortgage BANK OF THE WEST Dec 16, 2021 Warranty Deed, Transfer ATTORNEY ONLY, ATTORNEY Apr 23, 2021 Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS LLC May 2, 2018 Warranty Deed, Transfer · Conventional Mortgage FIDELITY BANK Nov 14, 2017 Quit Claim Deed, Transfer CARE TITLE INC
Assessor's Deed Record
Deed Names Name on Deed Last Sale Dec 12, 2023 · Amount on File Deed Sale Dec 12, 2023 · Amount on File Prior Sale Apr 8, 2022 · Amount on File Deed Document Number 2023314016 Deed Book / Page 22648 / 1901 Transfer Doc 1184001831 Record Updated Oct 29, 2026
December 2023: Warranty Deed, Transfer Document Type Warranty Deed Jurisdiction PINELLAS FL Recording Date Dec 12, 2023 Property Address 3389 CRYSTAL CT E APT D, D, PALM HARBOR, FL 34685-1236 Document Number 0226481901 Book / Page 22648 / 1901 Map Reference MB 5862 PG 737 Instrument Date Dec 11, 2023 Instrument 2023314016 Transaction Type Transfer Record Updated Dec 25, 2023 Title Company WOLLINKA-WIKLE TITLE INSURANCE AGENCY, WOLLINKA WIKLE TTL INS AGCY
Transaction
Amount Amount on Record Tax $1,470.00 Amount Accuracy Full Amount Stated Additional
Transferred From (Grantor/Seller)
Name Verified Name Address 3450 SADDLEBACK CT, PORT ORANGE, FL 32129-3135
Transferred To (Grantee/Buyer)
Name Verified Name Address 3389 CRYSTAL CT E APT D, D, PALM HARBOR, FL 34685-1236
April 2022: Special Warranty Deed, Transfer Document Type Special Warranty Deed Jurisdiction PINELLAS FL Recording Date Apr 8, 2022 Property Address 3389 CRYSTAL CT E APT D, D, PALM HARBOR, FL 34685-1236 Document Number 0220112598 Book / Page 22011 / 2598 Map Reference MB 5862 PG 737 Instrument Date Mar 31, 2022 Instrument 2022111171 Transaction Type Transfer Record Updated Apr 29, 2022 Title Company ATTORNEY ONLY, ATTORNEY
Transaction
Amount Amount on Record Downpayment Downpayment on Record Loan-to-Value (LTV) LTV on Record Tax $1,610.00 Amount Accuracy Full Amount Stated Additional
Transferred From (Grantor/Seller)
Name Verified Name Address 2015 MANHATTAN BEACH BLVD, 2015, REDONDO BEACH, CA 90278-1226
Transferred To (Grantee/Buyer)
Name Verified Name Address 3389 CRYSTAL CT E APT D, D, PALM HARBOR, FL 34685-1236
Mortgage
Document Number 0220112601 Date Apr 8, 2022 Instrument 22011/2601
Lender
Name THE MORTGAGE FIRM INC Type Mortgage Company
Agreement
Type Conventional Mortgage Amount Amount on Record Term 360 Months Due Apr 1, 2052
January 2022: Deed of Trust, Mortgage Document Type Deed of Trust Jurisdiction PINELLAS FL Property Address 3389 CRYSTAL CT E APT D, D, PALM HARBOR, FL 34685-1236 Transaction Type Mortgage Record Updated Jan 20, 2022
Transferred To (Grantee/Buyer)
Name Verified Name Address 2015 MANHATTAN BEACH BLVD 100, 100, REDONDO BEACH, CA 90278-1230
Mortgage
Document Number 0218801274 Date Jan 6, 2022 Book Page 21880/1274 Instrument 2022005333
Lender
Name BANK OF THE WEST Type Bank Address SAN RAMON, CA 94583
Agreement
Type Commercial Mortgage Amount Amount on Record
December 2021: Warranty Deed, Transfer Document Type Warranty Deed Jurisdiction PINELLAS FL Recording Date Dec 16, 2021 Property Address 3389 CRYSTAL CT E APT D, D, PALM HARBOR, FL 34685-1236 Document Number 0218520682 Book / Page 21852 / 682 Map Reference MB 5862 PG 737 Instrument Date Dec 7, 2021 Instrument 2021406779 Transaction Type Transfer Record Updated Jan 3, 2022 Title Company ATTORNEY ONLY, ATTORNEY
Transaction
Amount Amount on Record Tax $1,067.50 Amount Accuracy Full Amount Stated Additional
Transferred From (Grantor/Seller)
Name Verified Name Address 3389 CRYSTAL CT E # ED, 3389, PALM HARBOR, FL 34685-1235
Transferred To (Grantee/Buyer)
Name Verified Name Address 2015 MANHATTAN BEACH BLVD, REDONDO BEACH, CA 90278-1226 Investor Possibly a Property Investor
April 2021: Deed of Trust, Mortgage Document Type Deed of Trust Jurisdiction PINELLAS FL Property Address 3389 CRYSTAL CT E APT D, D, PALM HARBOR, FL 34685-1236 Transaction Type Mortgage Record Updated May 18, 2021 Title Company AMROCK INC
Transferred To (Grantee/Buyer)
Mortgage
Document Number 0215011049 Date Apr 23, 2021 Book Page 21501/1049 Instrument 2021134311
Lender
Name QUICKEN LOANS LLC Type Mortgage Company Address DETROIT, MI 48226
Agreement
Type Conventional Mortgage Amount Amount on Record Term 181 Months Due May 1, 2036
May 2018: Warranty Deed, Transfer Document Type Warranty Deed Jurisdiction PINELLAS FL Recording Date May 2, 2018 Property Address 3389 CRYSTAL CT E APT D, D, PALM HARBOR, FL 34685-1236 Document Number 0200361389 Book / Page 20036 / 1389 Map Reference OR 5862 PG 737-770 Instrument Date Apr 23, 2018 Instrument 2018138782 Transaction Type Transfer Record Updated Feb 1, 2022 Title Company KLEER TITLE LLC
Transaction
Amount Amount on Record Downpayment Downpayment on Record Loan-to-Value (LTV) LTV on Record Tax $700.00 Amount Accuracy Full Amount Stated Additional
Transferred From (Grantor/Seller)
Name Verified Name Address 12331 ROSE HAVEN BLVD, 12331, NEW PORT RICHEY, FL 34654-2113
Transferred To (Grantee/Buyer)
Name Verified Name Address 441 MERAVAN DR, PALM HARBOR, FL 34683-6048
Mortgage
Document Number 2018138783 Date May 2, 2018 Instrument 2018138783
Lender
Name FIDELITY BANK Type Bank
Agreement
Type Conventional Mortgage Amount Amount on Record Term 360 Months Due May 1, 2048
November 2017: Quit Claim Deed, Transfer Document Type Quit Claim Deed Jurisdiction PINELLAS FL Recording Date Nov 14, 2017 Property Address 3389 CRYSTAL CT E APT D, D, PALM HARBOR, FL 34685-1236 Document Number 0198410425 Book / Page 019841 / 000425 Instrument Date Nov 3, 2017 Instrument 348238 Transaction Type Transfer Record Updated Dec 5, 2017 Title Company CARE TITLE INC
Transaction
Tax $0.00 Additional Quitclaim Intrafamily Transfer
Transferred From (Grantor/Seller)
Transferred To (Grantee/Buyer)
Name Verified Name Relationship Husband and Wife Address 3389 CRYSTAL CT E #D PALM HARBOR FL 346851236, D, PALM HARBOR, FL 34685-1236
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Tax Assessment & Valuation
The 2025 property tax bill for 3389 Crystal Ct E, Apt D was $2,559 with a homeowner's exemption, down 1.3% from the year before.
Source: Pinellas County assessment roll, as of December 2, 2025
Property Jurisdictions
Type Name State Florida County Pinellas County Unified School District Pinellas County School District (PK - 12)
Tax Bill & Assessment History
Year Tax Bill Assessed Value Assessed Market Value 2025 $2,559.00 (-1.35%) Homeowner's exemption $179,823 Building $179,823 $179,823 Building $179,823 2024 $2,594.00 (+43.95%) 2023 $1,802.00 (-24.57%) Homeowner's exemption $138,792 (+7.54%) $183,320 (+42.05%) Building $183,320 2022 $2,389.00 $129,056 $129,056 Building $129,056
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
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Tax and assessment analysis, valuation & comps, ownership context, and lien insights — all in one PDF. See a sample report →
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Flood
FEMA maps place 3389 Crystal Ct E, Apt D in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
FEMA Flood Zone Zone Xminimal risk Nearest Special Flood Hazard Area Zone AE, within 100 ft Flood Insurance Requirement Not requiredlenders may require it Flood Insurance Cost Premium on File median of 135 individual policies Community Rating System Class 2 (40% premium discount) Nearby Flood Policies 159 units insuredincl. 24 condo units Nearby Flood Claims 5 (2011–2024) Claims Outside the SFHA 4 of 5 Most Recent Claim Oct 2024 · Hurricane Milton
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire
Wildfire risk around 3389 Crystal Ct E, Apt D is low, with a 0.02% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
Wildfire Risk Lowlower than 67% of the US · lower than 92% of Florida Wildfire Likelihood 0.02% annual chance Exposure Nonebeyond ember reach
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Drinking Water
Source: EPA Safe Drinking Water Information System, as of September 2026
Water System PINELLAS COUNTY UTILITIESserves 506,353 people · EPA ID FL6521405 Water Source Purchased surface water from several systems Last State Inspection Mar 2023 Lead Under 1 ppb (2020)action level 15 ppb
Violations Reported to EPA
Listed by EPA as a serious violator for missed monitoring and reporting.
Water Quality Nonelast 10 years Treatment and Procedure Nonelast 10 years Monitoring and Reporting 17last 3 years
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Internet Providers
Source: FCC Broadband Data Collection, based on 200 locations within half a mile, as of December 31, 2025
Provider Max Down / Up (Mbps) FrontierFiber 7,000 / 7,000 WOW Internet, Cable & PhoneCable 1,200 / 50 SpectrumCable · Fiber in parts of the area 1,000 / 1,000 VerizonFixed Wireless 300 / 20 AT&TFixed Wireless 100 / 20 T-MobileFixed Wireless 100 / 20
Nearby Properties on Crystal Ct E 3389 Crystal Ct E, Apt A2 bd · 1 ba · 860 sqft · built 1985 · 9.35 acres
3389 Crystal Ct E, Apt B1,070 sqft · built 1985 · 9.35 acres
3389 Crystal Ct E, Apt C2 bd · 2 ba · 1,070 sqft · built 1985 · 9.35 acres
3389 Crystal Ct E, Apt E1,240 sqft · built 1985 · 9.35 acres
3389 Crystal Ct E, Apt F1 bd · 1 ba · 690 sqft · built 1985 · 9.35 acres
3389 Crystal Ct E, Apt G1 bd · 1 ba · 690 sqft · built 1985 · 9.35 acres
3389 Crystal Ct E, Apt H1,240 sqft · built 1985
3389 Crystal Ct E, Apt I860 sqft · built 1985
3389 Crystal Ct E, Apt J2 bd · 2 ba · 1,070 sqft · built 1985 · 9.35 acres
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