3389 Bowman Rd, Granite Falls, NC 28630 Property Records

Caldwell County property record for 3389 Bowman Rd, Granite Falls, NC 28630

Property Summary

Property Type	Rural Home
Details	3 bd · 2 ba · 1,500 sqft · built 2018
Lot Size	1 acres (43,560 sqft)
Owner	2 Individual Names on Record
Last Sale	$330,000 (Jul 2022)
Tax Bill	$1,407 (2026)
Deeds & Mortgages	Jul 2022 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`08 98 1 35`

Property Details

APN / Parcel Number

Primary APN	`08 98 1 35`
Alternative APNs	`163571` `175207`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,500 sqft Heated Area
Gross Area	1,692 sqft
1st Floor Area	1,500 sqft
Flooring	Laminate Plank
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2018
Effective Year Built	Effective 2018
Exterior Material	Aluminum/Vinyl
Foundation Type	Footing
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	43,560 sqft (1 acres)
Garage Type	Carport
Carport	Carport
Deck Area	192 sqft
Patio Area	192 sqft
Storage Building	Storage Building

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Heating Fuel	Electric

Location & Zoning

Account Number	175207
Street Address	3389 BOWMAN RD
City	GRANITE FALLS
State	NC
Zip	28630-9527
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Legal Description	BK 2061 PG 452 YR 22 ST 660.00 PLAT 38/144 LT 3 2022
Legal Tract	2
Legal Lot Number	3
Jurisdiction	CALDWELL NC
Township / Civil Division	LOVELADY
Census Block Group	1
Census Block	1012
Census Tract	31302

Owner

Source: Caldwell County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	3389 BOWMAN RD, GRANITE FALLS, NC 28630-9527
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 8, 2022 · Amount on Record
Deed Sale	Jul 8, 2022 · Amount on Record
Prior Sale	May 2, 2018 · Amount on Record
Deed Document Number	202210074355
Deed Book / Page	2061 / 452
Record Updated	Oct 29, 2026

July 2022: Executor's Deed, Transfer

Document Type	Executor's Deed
Jurisdiction	CALDWELL NC
Recording Date	Jul 8, 2022
Property Address	3389 BOWMAN RD, GRANITE FALLS, NC 28630-9527
Document Number	0020610452
Book / Page	2061 / 452
Map Reference	MB 34 PG 120
Instrument Date	Jul 8, 2022
Instrument	10074355
Transaction Type	Transfer
Record Updated	Sep 13, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$660.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3389 BOWMAN RD, GRANITE FALLS, NC 28630-9527

Mortgage

Document Number	0010074356
Date	Jul 8, 2022
Instrument	10074356

Lender

Name	HIGHLANDS RESIDENTIAL MORTGAGE LTD
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	362 Months
Due	Sep 1, 2052

Tax Assessment & Valuation

Source: Caldwell County assessment roll, as of August 7, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Caldwell County
Unified School District	Caldwell County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,407.00 (-4.87%)	$232,100 (-) Land $32,600 Building $199,500
2025	$1,479.00 (+26.95%)	$232,100 (+46.25%) Land $32,600 Building $199,500	$232,100 (+46.25%) Land $32,600 Building $199,500
2024	$1,165.00 (-23.96%)
2023		$158,700 (-25.81%) Land $29,100 Building $129,600	$158,700 (-25.81%) Land $29,100 Building $129,600
2022	$1,532.00	$213,900 Land $84,300 Building $129,600	$213,900 Land $84,300 Building $129,600

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective January 22, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.02% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 11 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 35

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Bowman Rd

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