Cabarrus County property record for 3387 Merchant Ln, Davidson, NC 28036 · Last verified June 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 4 Beds |
| Bathrooms | 2.5 Baths |
| Year Built | Built 2010 |
| Square Footage | 2,440 sqft Living Area |
| Lot Size | 9,148 sqft (0.21 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $377,500 (2023) |
| Tax Bill | $4,493.00 (2025) |
| Primary APN | 03008B0086.000000 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Partial Baths | 1 Partial Baths |
| Building Area | 2,440 sqft Living Area |
| Gross Area | 3,001 sqft Gross Area |
| 1st Floor | 1,615 sqft 1st Floor |
| Upper Floors | 825 sqft Upper Floors |
| Stories | 2 Stories |
| Primary Flooring | Carpet Flooring |
| Interior Structure | Wallboard/Drywall Interior Structure |
| Fireplace | Fireplace |
| Fireplaces | 1 Fireplaces |
| Year Built | Built 2006 |
|---|---|
| Effective Year Built | Effective 2010 |
| Exterior Material | Aluminum/Vinyl Exterior |
| Roof Construction | Cathedral/Clerestory Roof Construction |
| Roof Material | Composition Shingle Roof |
| Lot Area | 9,148 sqft (0.21 acres) |
| Depth X Width | 110 ft x 81 ft Depth x Width |
| Driveway | Driveway Concrete |
| Driveway Area | 600 sqft Driveway |
| Parking Spaces | 2 Parking Spaces |
| Garage Type | Mixed Garage |
| Garage Area | 441 sqft Garage |
| Patio Area | 80 sqft Patio |
| Porch Area | 40 sqft Porch |
| Cooling System | Central Cooling |
|---|---|
| Heating System | Forced Air with Air Conditioning Heating |
| Heating Fuel | Gas Heating Fuel |
| Account Number | 162436 |
|---|---|
| Street Address | 3387 MERCHANT LN |
| City | DAVIDSON |
| State | NC |
| Zip | 28036-7785 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | LT 86 FARM AT RIVERPOINTE |
| Legal Subdivision | FARM AT RIVERPOINTE FRONT |
| Legal Lot Number | 86 |
| Jurisdiction | CABARRUS NC |
| Minor Civil Division | 3, ODELL |
| Census Blockgroup | 1 |
| Census Block | 1022 |
| Census Tract | 41301 |
Source: Cabarrus County records · APN 03008B0086.000000
Assessment roll updated September 23, 2025 · Last verified June 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 3387 MERCHANT LN, DAVIDSON, NC 28036-7785 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Vesting | Husband And Wife |
| Date | Document |
|---|---|
| Apr 17, 2023 | Warranty Deed, Transfer · Federal Housing Administration (FHA) Mortgage NFM INC |
| Feb 05, 2019 | Deed of Trust, Mortgage · Line of Credit BRANCH BK&TR |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Apr 17, 2023 · Amount on Record |
| Deed Sale | Apr 17, 2023 · Amount on Record |
| Prior Sale | May 02, 2006 · Amount on Record |
| Deed Doc Number | 20237294 |
| Deed Book / Page | 16449 / 311 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CABARRUS NC |
| Recording Date | Apr 17, 2023 |
| Property Address | 3387 MERCHANT LN, DAVIDSON, NC 28036-7785 |
| Document Number | 0016449311 |
| Book / Page | 16449 / 311 |
| Map Reference | MB 46 PG 22 |
| Instrument Date | Mar 07, 2023 |
| Transaction Type | Transfer |
| Record Updated | Apr 26, 2023 |
| Title Company | TITLE INSURANCE |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $755.00 |
| Amount Accuracy | Rounded Values by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 794 WILLIAMSBURG DR NE, CONCORD, NC 28025-2544 |
| Name | Verified Name |
|---|---|
| Address | 3387 MERCHANT LN, DAVIDSON, NC 28036-7785 |
| Document Number | 0164490313 |
|---|---|
| Date | Apr 17, 2023 |
| Instrument | 16449-0313 |
| Name | NFM INC |
|---|---|
| Type | Mortgage Company |
| Type | Federal Housing Administration (FHA) Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | May 01, 2053 |
| Document Number | 0016449325 |
|---|---|
| Date | Apr 17, 2023 |
| Book Page | 16449/325 |
| Name | NFM INC |
|---|---|
| Type | Mortgage Company |
| Address | LINTHICUM HEIGHTS, MD 21090 |
| Type | Stand Alone Second Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 121 Months |
| Due | May 01, 2033 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CABARRUS NC |
| Property Address | 3387 MERCHANT LN, DAVIDSON, NC 28036-7785 |
| Document Number | 13383235 |
| Instrument Date | Feb 05, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Mar 04, 2019 |
| Title Company | DATA SEARCH INC |
| Name | Verified Name |
|---|---|
| Address | 3387 MERCHANT LN DAVIDSON NC 280367785, DAVIDSON, NC 28036-7785 |
| Document Number | 13383235 |
|---|---|
| Date | Feb 22, 2019 |
| Book Page | 013383/000235 |
| Instrument | 4037 |
| Name | BRANCH BK&TR |
|---|---|
| Type | Bank |
| Address | WHITEVILLE, NC 28472 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|
Source: Cabarrus County records · Assessment roll updated September 23, 2025 · Last verified June 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Cabarrus County |
| Municipality | Kannapolis City |
| Unified School District | Cabarrus County Schools (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,493.00 (+37.23%) | $395,720 (+65.61%) Land $95,000 Building $300,720 | |
| 2024 | $395,720 (+65.61%) Land $95,000 Building $300,720 | ||
| 2023 | $3,274.00 | $238,950 Land $50,000 Building $188,950 | $238,950 Land $50,000 Building $188,950 |
Source: FEMA National Flood Hazard Layer, Cabarrus County (37025C), updated July 1, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Wildfire Risk | Low above 34% of the US · above 46% of North Carolina |
|---|---|
| Wildfire Likelihood | About 1 in 2,941 per year |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values are read at the parcel center point; lenders make the official flood determination.
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