3387 Gulf Winds Cir, Hernando Beach (Spring Hill), FL 34607 Property Records

Hernando County property record for 3387 Gulf Winds Cir, Hernando Beach, FL 34607

Property Summary

Property Type	Residential Vacant Land
Lot Size	0.182 acres (7,908 sqft)
Owner	2 Individual Names on Record
Last Sale	$510,000 (Jul 2026)
Tax Bill	$5,327 (2025)
Deeds & Mortgages	Jul 2026 Sale Feb 2023 Sale + 1 more
Flood Zone	Zone AE (high risk)
APN	`R12-223-16-2020-0790-0100`

Property Details

APN / Parcel Number

Primary APN	`R12-223-16-2020-0790-0100`
Alternative APNs	`00161979` `161979`

Exterior

Lot Area	7,908 sqft (0.182 acres)

Location & Zoning

Account Number	00161979
Street Address	3387 GULF WINDS CIR
City	HERNANDO BEACH
State	FL
Zip	34607-3027
Property Category	Residential
Property Type	Vacant Land > Residential
Legal Description	GULF COAST RET UNIT 6 BLK 79 LOT 10 ORB 292 PG 145
Legal Subdivision	GULF COAST RET UNIT 6
Legal Block	79
Legal Lot Number	10
Jurisdiction	HERNANDO FL
Township / Civil Division	HERNANDO BEACH
Census Block Group	2
Census Block	2033
Census Tract	41501

Owner

Source: Hernando County records, as of July 30, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	3355 GULF WINDS CIR, HERNANDO BEACH, FL 34607-3027
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
Jul 14, 2026	Warranty Deed, Transfer SOUTHERN TITLE, SOUTHERN SECURITY TITLE
Feb 10, 2023	Warranty Deed, Transfer REPUBLIC LAND AND TITLE INC, REPUBLIC LAND & TITLE INC
Jan 22, 2021	Warranty Deed, Transfer TITLE US LLC, TITLE USA LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 14, 2026 · Amount on Record
Deed Sale	Jul 14, 2026 · Amount on Record
Prior Sale	Jul 23, 2025 · Amount on Record
Deed Document Number	202647527
Deed Book / Page	4734 / 1898
Record Updated	Oct 29, 2026

July 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HERNANDO FL
Recording Date	Jul 14, 2026
Property Address	3387 GULF WINDS CIR, HERNANDO BEACH, FL 34607-3027
Document Number	0000047527
Book / Page	4734 / 1898
Instrument Date	Jul 13, 2026
Instrument	202647527
Transaction Type	Transfer
Record Updated	Jul 30, 2026
Title Company	SOUTHERN TITLE, SOUTHERN SECURITY TITLE

Transaction

Amount	Amount Recorded
Tax	$360,570.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3355 GULF WINDS CIR, HERNANDO BEACH, FL 34607-3027

February 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HERNANDO FL
Recording Date	Feb 10, 2023
Property Address	GULF WINDS CIR, SPRING HILL, FL 34607
Document Number	0042661763
Book / Page	4266 / 1763
Map Reference	MB 7 PG 14
Instrument Date	Jan 23, 2023
Instrument	2023008761
Transaction Type	Transfer
Record Updated	Feb 13, 2024
Title Company	REPUBLIC LAND AND TITLE INC, REPUBLIC LAND & TITLE INC

Transaction

Amount	Amount Recorded
Tax	$3,920.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 107, SUWANNEE, FL 32692-0107

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12410 FILLMORE ST, SPRING HILL, FL 34609-5855

January 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HERNANDO FL
Recording Date	Jan 22, 2021
Property Address	GULF WINDS CIR, SPRING HILL, FL 34607
Document Number	0039420834
Book / Page	3942 / 834
Map Reference	MB 7 PG 14
Instrument Date	Jan 8, 2021
Instrument	2021004554
Transaction Type	Transfer
Record Updated	Feb 13, 2024
Title Company	TITLE US LLC, TITLE USA LLC

Transaction

Amount	Amount Recorded
Tax	$2,240.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	11373 CORTEZ BLVD STE 401, 401, BROOKSVILLE, FL 34613-5406

Transferred To (Grantee/Buyer)

Name	Verified Name

Tax Assessment & Valuation

Source: Hernando County assessment roll, as of December 8, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Hernando County
Unified School District	Hernando County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,327.00 (-3.95%)	$365,211 (-) Land $363,771 Building $1,440	$365,211 (-) Land $363,771 Building $1,440
2023		$365,211
2022	$5,546.00		$365,211 Land $363,771 Building $1,440

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 19, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	13.0 ft
Coastal	Yes
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 412 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	412 in force
Nearby Flood Claims	1,071 (1979–2024)
Claims Outside the SFHA	6 of 1,071
Most Recent Claim	Oct 2024 · Hurricane Milton
Claims by Event	Hurricane Helene, Sep 2024 · 342 claims Hurricane Idalia, Sep 2023 · 115 claims Tropical Storm Josephine, Oct 1996 · 84 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 96% of Florida
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HERNANDO CO UTL-WEST serves 145,204 people · EPA ID FL6277059
Water Source	Groundwater
Last State Inspection	May 2025
Lead	1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	18 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 215 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
WOW Internet, Cable & Phone Fiber	5,000 / 5,000
Spectrum Cable	1,000 / 1,000

May also be available: Verizon.

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