3386 12th St, Union, NE 68455 Property Records

Cass County property record for 3386 12th St, Union, NE 68455

Property Summary

Property Type	Rural Home
Details	2 bd · 2.75 ba · 2,119 sqft · built 2005
Lot Size	13.5 acres (591,545 sqft)
Owner	Individual Name on File
Last Sale	$125,000 (Aug 2000)
Tax Bill	$5,817 (2025)
Deeds & Mortgages	Apr 2024 Mortgage Mar 2018 Mortgage + 10 more
Flood Zone	Zone X (minimal risk)
APN	`3481-10-0-00000-000-0005`

Property Details

APN / Parcel Number

Primary APN	`3481-10-0-00000-000-0005`
Alternative APN	`130387751`

Interior

Bedrooms	2 Beds
Full Baths	2.75 Baths
Plumbing Fixtures	14 Plumbing Fixtures
Total Rooms	7 Rooms
Stories	1 Story
Building Area	2,119 sqft Living Area
1st Floor Area	2,119 sqft
Basement Area	2,119 sqft
Unfinished Basement	2,119 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2005
Effective Year Built	Effective 2005
Exterior Material	Wood Siding
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	591,545 sqft (13.5 acres)
Garage Type	Mixed
Garage Area	700 sqft
Driveway	Concrete Driveway
Parking Spaces	7 Parking Spaces
Porch	Slab
Patio Area	320 sqft

Utilities, Heating & Cooling

Heating System	Heat Pump

Location & Zoning

Street Address	3386 12TH ST
City	UNION
State	NE
Zip	68455-2316
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Local Zoning Code	05-AGRICUL
Legal Description	10-10-13 TL 10R NE1/4 NE1/4 (13.58)
Legal Range	13
Legal Township	10
Legal Section	10
Jurisdiction	CASS NE
Township / Civil Division	LIBERTY
Census Block Group	3
Census Block	3037
Census Tract	966000

Owner

3386 12th St, a rural home, is owned and occupied by an individual who acquired it in October 2020.

Source: Cass County records, as of August 18, 2026

Owner of Record	Individual Name on File
Mailing Address	3386 12TH ST, UNION, NE 68455-2316
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 12, 2024	Deed of Trust, Mortgage · SBA Mortgage CENTRIS FCU
Mar 21, 2018	Deed of Trust, Mortgage · Conventional Mortgage FORTUNEBANK
Mar 27, 2006	Deed of Trust, Mortgage NEBRASKA STATE BANK OF OMAHA
Sep 1, 2005	Deed of Trust, Mortgage · Construction Mortgage NEBRASKA STATE BANK OF OMAHA
Jun 4, 2008	Deed of Trust, Mortgage · Line of Credit AMERICAN INTERSTATE BANK
Nov 1, 2011	Deed of Trust, Mortgage METLIFE HOME LOANS
Apr 30, 2009	Deed of Trust, Mortgage MERS
Apr 21, 2008	Deed of Trust, Mortgage FIRST HORIZON HOME LOAN CORPORATION
Jun 5, 2006	Deed of Trust, Mortgage NEBRASKA STATE BANK OF OMAHA
Mar 17, 2026	Transfer on Death Deed, Transfer
Mar 21, 2018	Deed of Trust, Mortgage · Conventional Mortgage FORTUNEBANK
Nov 30, 2020	Intrafamily Transfer, Transfer · Conventional Mortgage TRUIST BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 30, 2000 · Amount on File
Deed Sale	Aug 30, 2000 · Amount on File
Deed Book / Page	173 / 192
Last Transfer Date	Oct 30, 2020
Transfer Doc	0000006976
Record Updated	Sep 20, 2026

April 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CASS NE
Property Address	3386 12TH ST, UNION, NE 68455-2316
Transaction Type	Mortgage
Record Updated	Jun 30, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0202401258
Date	Apr 12, 2024
Instrument	2024-01258

Lender

Name	CENTRIS FCU
Type	Credit Union
Address	SAINT LOUIS, MO 63144

Agreement

Type	SBA Mortgage
Amount	Amount on Record

March 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CASS NE
Property Address	3386 12TH ST, UNION, NE 68455-2316
Transaction Type	Mortgage
Record Updated	Jun 30, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	00135/0691
Date	Mar 21, 2018
Book Page	135/0691
Instrument	01226

Lender

Name	FORTUNEBANK
Type	Bank
Address	ARNOLD, MO 63010

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2048

March 2006: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CASS NE
Property Address	3386 12TH ST, UNION, NE 68455-2316
Transaction Type	Mortgage
Record Updated	Jun 30, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4065 HILLSDALE AVE, OMAHA, NE 68107-1139

Mortgage

Document Number	000329/159
Date	Mar 27, 2006
Book Page	329/159
Instrument	1834

Lender

Name	NEBRASKA STATE BANK OF OMAHA
Address	17041 LAKESIDE HILLS PLZ, OMAHA, NE 68130

Agreement

Amount	Amount on Record

September 2005: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CASS NE
Property Address	3386 12TH ST, UNION, NE 68455-2316
Transaction Type	Mortgage
Record Updated	Jun 30, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4065 HILLSDALE AVE, OMAHA, NE 68107-1139

Mortgage

Document Number	000514/638
Date	Sep 1, 2005
Book Page	514/638
Instrument	5856

Lender

Name	NEBRASKA STATE BANK OF OMAHA
Type	Seller
Address	17041 LAKESIDE HILLS PLZ, OMAHA, NE 68130

Agreement

Type	Construction Mortgage
Amount	Amount on Record

June 2008: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CASS NE
Property Address	3386 12TH ST, UNION, NE 68455-2316
Transaction Type	Mortgage
Record Updated	Jun 30, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3386 12TH ST, UNION, NE 68455-2316

Mortgage

Document Number	000574/945
Date	Jun 4, 2008
Book Page	574/945
Instrument	2949

Lender

Name	AMERICAN INTERSTATE BANK
Type	Seller
Address	3331 N 204TH ST, ELKHORN, NE 68022

Agreement

Type	Line of Credit
Amount	Amount on Record

November 2011: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CASS NE
Property Address	3386 12TH ST, UNION, NE 68455-2316
Transaction Type	Mortgage
Record Updated	Jun 30, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	000639/263
Date	Nov 1, 2011
Book Page	639/263

Lender

Name	METLIFE HOME LOANS

Agreement

Amount	Amount on Record
Term	333 Months
Due	Aug 1, 2039

April 2009: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CASS NE
Property Address	3386 12TH ST, UNION, NE 68455-2316
Transaction Type	Mortgage
Record Updated	Jun 30, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	000589/594
Date	Apr 30, 2009
Book Page	589/594
Instrument	2132

Lender

Name	MERS
Address	4000 HORIZON WAY, IRVING, TX 75063

Agreement

Amount	Amount on Record
Term	361 Months
Due	May 1, 2039

April 2008: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CASS NE
Property Address	3386 12TH ST, UNION, NE 68455-2316
Transaction Type	Mortgage
Record Updated	Jun 30, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	000572/382
Date	Apr 21, 2008
Book Page	572/382
Instrument	1969

Lender

Name	FIRST HORIZON HOME LOAN CORPORATION
Address	4000 HORIZON WAY, IRVING, TX 75063

Agreement

Amount	Amount on Record
Term	361 Months
Due	May 1, 2038

June 2006: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CASS NE
Property Address	3386 12TH ST, UNION, NE 68455-2316
Transaction Type	Mortgage
Record Updated	Jun 30, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	000533/719
Date	Jun 5, 2006
Book Page	533/719
Instrument	3358

Lender

Name	NEBRASKA STATE BANK OF OMAHA
Address	3211 N 90TH ST, OMAHA, NE 68134

Agreement

Amount	Amount on Record
Term	360 Months
Due	Jun 1, 2036

March 2026: Transfer on Death Deed, Transfer

Document Type	Transfer on Death Deed
Jurisdiction	CASS NE
Recording Date	Mar 17, 2026
Property Address	3386 12TH ST, UNION, NE 68455-2316
Document Number	0202601170
Instrument Date	Mar 13, 2026
Instrument	2026-01170
Transaction Type	Transfer
Record Updated	Jun 30, 2026

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3386 12TH ST, UNION, NE 68455-2316

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3386 12TH ST, UNION, NE 68455-2316

March 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CASS NE
Property Address	3386 12TH ST, UNION, NE 68455-2316
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	135/0691
Date	Mar 21, 2018
Book Page	135/0691
Instrument	01226

Lender

Name	FORTUNEBANK
Type	Bank
Address	ARNOLD, MO 63010

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2048

November 2020: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	CASS NE
Recording Date	Nov 30, 2020
Property Address	3386 12TH ST, UNION, NE 68455-2316
Document Number	0202006976
Instrument Date	Oct 30, 2020
Instrument	2020-06976
Transaction Type	Transfer
Record Updated	Jun 30, 2026

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3386 12TH ST, UNION, NE 68455-2316
Investor	Possibly a Property Investor

Mortgage

Document Number	0202006977
Date	Nov 30, 2020
Instrument	2020-06977

Lender

Name	TRUIST BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Dec 1, 2050

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

The 2025 property tax bill for 3386 12th St was $5,817.

Source: Cass County assessment roll, as of February 2, 2026

Property Jurisdictions

Type	Name
State	Nebraska
County	Cass County
Unified School District	Conestoga Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$478,165 (+1.76%) Land $111,120 Building $367,045	$478,165 (+1.76%) Land $111,120 Building $367,045
2025	$5,817.00	$469,915 Land $111,120 Building $358,795	$469,915 Land $111,120 Building $358,795
2023	$6,085.00	$442,603 Land $83,808 Building $358,795	$442,603 Land $83,808 Building $358,795

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 3386 12th St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective August 14, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 107 policies
Nearby Flood Policies	107 in force
Nearby Flood Claims	156 (1984–2024)
Claims Outside the SFHA	137 of 156
Most Recent Claim	Jun 2024 · rainfall accumulation
Claims by Event	Severe Storms And Flooding, Mar 2019 · 27 claims Flooding, Aug 2011 · 103 claims Severe Storms, Tornadoes, And Flooding, Jun 2008 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3386 12th St is low, with a 0.04% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 64% of the US · lower than 74% of Nebraska
Wildfire Likelihood	0.04% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 2 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
GigFire Fixed Wireless	150 / 130
Windstream DSL	10 / 1

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