3385 Lodge Dr, Chipley, FL 32428 Property Records

Washington County property record for 3385 Lodge Dr, Chipley, FL 32428

Property Summary

Property TypeSingle Family Home
Details2 bd · 2 ba · 2,524 sqft · built 2011
Lot Size10 acres (435,600 sqft)
OwnerIndividual Name on File
Last Sale$475,000 (Feb 2016)
Tax Bill$6,024 (2025)
Deeds & MortgagesMay 2020 Mortgage
Feb 2018 Sale
Flood ZoneZone X (minimal risk)
APN000041470001

Property Details

APN / Parcel Number

Primary APN000041470001
Alternative APN
  • 41470001

Interior

Bedrooms2 Beds
Full Baths2 Baths
Building Area2,524 sqft Heated Area
Gross Area4,356 sqft
Basement Area342 sqft
Finished Basement342 sqft
FlooringWood
Interior WallsPaneling
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2011
Effective Year BuiltEffective 2018
Exterior MaterialLogs
Roof TypeGable/Hip
Roof MaterialMetal
Lot Area435,600 sqft (10 acres)

Exterior Amenities

PorchOpen Porch
Porch Area1,496 sqft
Patio Area336 sqft
Shed1 Shed
Shed Area1,440 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air

Location & Zoning

Account Number000041470001
Street Address3385 LODGE DR
CityCHIPLEY
StateFL
Zip32428-5633
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Description12 1 15 10 ORB 1045 P 397 NW1/4 OF NE1/4 OF NE1/4
Legal Range15W
Legal Township01N
Legal Section12
Legal Block4147
Legal Lot Number0001
JurisdictionWASHINGTON FL
Township / Civil DivisionVERNON
Census Block Group1
Census Block1027
Census Tract970302

Owner

3385 Lodge Dr is owned by an individual who acquired it in February 2018.

Source: Washington County records, as of December 22, 2025

Owner of RecordIndividual Name on File
Mailing Address2523 W 33RD ST, PANAMA CITY, FL 32405-1950
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
May 18, 2020Deed of Trust, Mortgage · Conventional Mortgage
WHITNEY BANK
Feb 16, 2018Quit Claim Deed, Transfer
ATTORNEY ONLY

Assessor's Deed Record

Deed NamesName on Deed
Last SaleFeb 12, 2016 · Amount on File
Deed SaleFeb 12, 2016 · Amount on File
Prior SaleFeb 20, 2015
Deed Document Number0067000803
Deed Book / Page1045 / 397
Last Transfer DateFeb 16, 2018
Transfer Doc0067001083
Record UpdatedJun 8, 2026

May 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWASHINGTON FL
Property Address3385 LODGE DR, CHIPLEY, FL 32428-5633
Transaction TypeMortgage
Record UpdatedDec 27, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0067003320
DateMay 18, 2020
Book Page1176/335
Instrument202067003320
Lender
NameWHITNEY BANK
TypeBank
AddressGULFPORT, MS 39502
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term181 Months
DueJun 1, 2035

February 2018: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionWASHINGTON FL
Recording DateFeb 16, 2018
Property Address3385 LODGE DR, CHIPLEY, FL 32428-5633
Document Number0067001083
Book / Page001110 / 000726
Instrument DateFeb 9, 2018
Instrument67001083
Transaction TypeTransfer
Record UpdatedMar 2, 2018
Title CompanyATTORNEY ONLY

Transaction

AmountAmount on Record
Tax$87.50
Additional
  • Quitclaim

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
AddressPO BOX 289 TERRA CEIA FL 342500289, TERRA CEIA, FL 34250-0289

Tax Assessment & Valuation

The 2025 property tax bill for 3385 Lodge Dr was $6,024, up 4.1% from the year before.

Source: Washington County assessment roll, as of July 1, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyWashington County
Unified School DistrictWashington County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$6,024.00 (+4.13%)$434,949 (-7.23%) Land $68,000 Building $366,949$434,949 (-7.23%) Land $68,000 Building $366,949
2024$5,785.00 (+9.86%)$468,828 (+9.66%) Land $60,000 Building $408,828$468,828 (+9.66%) Land $60,000 Building $408,828
2023$5,266.00 (+10.79%)$427,528 (+14.15%) Land $60,000 Building $367,528$427,528 (+14.15%) Land $60,000 Building $367,528
2022$4,753.00$374,533 Land $38,000 Building $336,533$374,533 Land $38,000 Building $336,533

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 3385 Lodge Dr in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective July 4, 2011 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone A, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 10 policies
Nearby Flood Policies10 in force
Nearby Flood Claims9 (1994–2021)
Claims Outside the SFHA1 of 9
Most Recent ClaimApr 2021 · rainfall accumulation
Claims by Event
  • Severe Storms, High Winds, Tornadoes, And Flooding, Mar 1998 · 2 claims
  • Severe Storms And Flooding (tropical Storm Alberto), Jul 1994 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3385 Lodge Dr is moderate, ranking above 57% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 57% of the US · lower than 69% of Florida
Wildfire Likelihood0.1% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 2 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Starlink
Satellite
280 / 30
Wildstar Networks
Fixed Wireless
200 / 50
Verizon
Fixed Wireless
25 / 6

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