3385 46th St, Hamilton, MI 49419 Property Records

Allegan County property record for 3385 46th St, Hamilton, MI 49419

Property Summary

Property Type	Mobile Home
Details	3 bd · 2 ba · 1,344 sqft · built 1980
Lot Size	1.84 acres (80,150 sqft)
Owner	Individual Name on Record
Last Sale	$220,000 (Feb 2021)
Tax Bill	$2,797 (2025)
Deeds & Mortgages	Apr 2020 Line of Credit Feb 2021 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`09-007-001-01`

Property Details

APN / Parcel Number

Primary APN	`09-007-001-01`
Alternative APN	`03-09-007-001-01`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Building Area	1,344 sqft Living Area
1st Floor Area	1,344 sqft
Basement Area	1,344 sqft
Unfinished Basement	1,344 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1980
Effective Year Built	Effective 1980
Architectural Style	Mobile/Manufactured
Lot Area	80,150 sqft (1.84 acres)
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Street Address	3385 46TH ST
City	HAMILTON
State	MI
Zip	49419-9511
Property Category	Residential
Property Type	Residential > Prefabricated > Mobile Home
Local Zoning Code	AG
Legal Description	COM 198' S OF N 1/8 PST NE 1/4 TH E 709' TH S 446' TH W 309' TH N 246' TH W 400' TH N 200' TO POB SEC 7 T3N R14W (87) SPLIT/COMBINED ON 01/26/2021 FROM 09-007-001-00;
Legal Range	14W
Legal Township	03N
Legal Section	07
Jurisdiction	ALLEGAN MI
Township / Civil Division	HEATH
Census Block Group	2
Census Block	2039
Census Tract	30702

Owner

Source: Allegan County records, as of September 9, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	3385 46TH ST, HAMILTON, MI 49419-9511
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 2, 2020	Deed of Trust, Mortgage · Line of Credit WEST MICHIGAN COMMUNITY BANK
Feb 17, 2021	Warranty Deed, Transfer · FHA Mortgage TOP FLITE FINANCIAL INC
Mar 19, 2019	Warranty Deed, Transfer CHICAGO TITLE/MI, CHICAGO TITLE OF MI INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 17, 2021 · Amount on Record
Deed Sale	Feb 17, 2021 · Amount on Record
Deed Document Number	20214070
Deed Book / Page	4578 / 988
Record Updated	Oct 29, 2026

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALLEGAN MI
Property Address	3385 46TH ST, HAMILTON, MI 49419-9511
Transaction Type	Mortgage
Record Updated	Jun 13, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	004445/743
Date	Apr 2, 2020
Book Page	4445/743

Lender

Name	WEST MICHIGAN COMMUNITY BANK
Type	Bank
Address	HUDSONVILLE, MI 49426

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

February 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ALLEGAN MI
Recording Date	Feb 17, 2021
Property Address	3385 46TH ST, HAMILTON, MI 49419-9511
Document Number	004578/988
Book / Page	4578 / 988
Instrument Date	Feb 9, 2021
Transaction Type	Transfer
Record Updated	Jun 13, 2022
Title Company	CHICAGO TITLE OF MICHIGAN IN

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,892.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3385 46TH ST, 3385, HAMILTON, MI 49419-9511

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3385 46TH ST, HAMILTON, MI 49419-9511

Mortgage

Document Number	00004579/1
Date	Feb 17, 2021
Book Page	4579/1

Lender

Name	TOP FLITE FINANCIAL INC
Type	Mortgage Company
Address	WILLIAMSTON, MI 48895

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2051

March 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ALLEGAN MI
Recording Date	Mar 19, 2019
Property Address	3385 46TH ST, HAMILTON, MI 49419-9511
Document Number	004327/909
Book / Page	4327 / 909
Instrument Date	Mar 15, 2019
Transaction Type	Transfer
Record Updated	Jun 13, 2022
Title Company	CHICAGO TITLE/MI, CHICAGO TITLE OF MI INC

Transaction

Amount	Amount Recorded
Tax	$890.10
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3385 46TH ST, 3385, HAMILTON, MI 49419-9511

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3385 46TH ST, HAMILTON, MI 49419-9511

Tax Assessment & Valuation

Source: Allegan County assessment roll, as of September 9, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Allegan County
County Subdivision	Heath Township
Unified School District	Hamilton Community Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$122,100 (+39.07%) Land $34,700 Building $87,400	$244,200 (+39.07%) Land $69,400 Building $174,800
2025	$2,797.00 (+14.3%)
2023		$87,800 Land $25,900 Building $61,900	$175,600 Land $51,800 Building $123,800
2022	$2,447.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 21, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 145 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: 123.NET.

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