Osceola County property record for 3384 Cordgrass Pl, Saint Cloud, FL 34773 · Last verified July 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 4 Beds |
| Bathrooms | 2.5 Baths |
| Year Built | Built 2016 |
| Square Footage | 2,978 sqft Living Area |
| Lot Size | 7,840 sqft (0.18 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $525,000 (2025) |
| Tax Bill | $8,441.00 (2025) |
| Primary APN | 30-26-32-3295-0001-0010 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Partial Baths | 1 Partial Baths |
| Building Area | 2,978 sqft Living Area |
| Gross Area | 3,709 sqft Gross Area |
| 1st Floor | 1,299 sqft 1st Floor |
| Upper Floors | 1,679 sqft Upper Floors |
| Stories | 2 Stories |
| Primary Flooring | Carpet Flooring |
| Interior Structure | Wallboard/Drywall Interior Structure |
| Year Built | Built 2016 |
|---|---|
| Effective Year Built | Effective 2016 |
| Architectural Style | Conventional Style |
| Exterior Material | Combination Exterior |
| Roof Construction | Gable/Hip Roof Construction |
| Roof Material | Composition Shingle Roof |
| Lot Area | 7,840 sqft (0.18 acres) |
| Parking Spaces | 2 Parking Spaces |
| Garage Type | Attached Garage |
| Garage Area | 420 sqft Garage |
| Pool Type | In-Ground Pool Pool Type |
|---|---|
| Pool Area | 312 sqft Pool |
| Deck Area | 752 sqft Deck |
| Porch Area | 311 sqft Porch |
| Cooling System | HVAC Cooling |
|---|---|
| Heating System | Central Heating |
| Street Address | 3384 CORDGRASS PL |
|---|---|
| City | SAINT CLOUD |
| State | FL |
| Zip | 34773-6053 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | HARMONY NEIGHBORHOOD H-2 PB 24 PG 36-39 LOT 1 |
| Legal Range | 32E |
| Legal Township | 26S |
| Legal Section | 30 |
| Legal Subdivision | HARMONY NBHD H-2 |
| Legal Tract | 3295 |
| Legal Block | 10 |
| Legal Lot Number | 1 |
| Jurisdiction | OSCEOLA FL |
| Minor Civil Division | SOUTH AND EAST OSCEOLA |
| Census Blockgroup | 2 |
| Census Block | 2096 |
| Census Tract | 43801 |
Source: Osceola County records · APN 30-26-32-3295-0001-0010
Assessment roll updated November 26, 2025 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 3384 CORDGRASS PL, SAINT CLOUD, FL 34773-6053 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Jul 02, 2026 | Deed of Trust, Mortgage · Federal Housing Administration (FHA) Mortgage UNITED WHOLESALE MORTGAGE |
| Jun 19, 2026 | Deed of Trust, Mortgage · Federal Housing Administration (FHA) Mortgage UNITED WHOLESALE MORTGAGE |
| May 30, 2025 | Warranty Deed, Construction Loan · Building or Construction Mortgage KIND LENDING LLC |
| Mar 25, 2020 | Warranty Deed, Transfer · Federal Housing Administration (FHA) Mortgage CALIBER HM LOANS |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | May 30, 2025 · Amount on Record |
| Deed Sale | May 30, 2025 · Amount on Record |
| Prior Sale | Mar 25, 2020 · Amount on Record |
| Deed Doc Number | 202567837 |
| Deed Book / Page | 6795 / 2304 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Recording Date | Jul 02, 2026 |
| Property Address | 3384 CORDGRASS PL, SAINT CLOUD, FL 34773-6053 |
| Document Number | 0000087529 |
| Book / Page | 6998 / 1774 |
| Instrument Date | Jun 11, 2026 |
| Instrument | 202687529 |
| Transaction Type | Mortgage |
| Record Updated | Jul 13, 2026 |
| Title Company | ATLAS TITLE, ATLAS TITLE COMPANY |
| Name | Verified Name |
|---|---|
| Address | 3384 CORDGRASS PL, SAINT CLOUD, FL 34773-6053 |
| Document Number | 0000087529, |
|---|---|
| Date | Jul 02, 2026 |
| Book Page | 6998/1774 |
| Instrument | 202687529 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|
| Type | Federal Housing Administration (FHA) Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jul 01, 2056 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 4.25% |
| Initial Type | Adjustable Rate |
| Adjustable | Document includes a rider for adjustable-rate mortgage with a specific rate change date. |
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Recording Date | Jun 19, 2026 |
| Property Address | 3384 CORDGRASS PL, SAINT CLOUD, FL 34773-6053 |
| Document Number | 0000081258 |
| Book / Page | 6991 / 843 |
| Instrument Date | Jun 11, 2026 |
| Instrument | 202681258 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | UNITED WHOLESALE MORTGAGE |
| Name | Verified Name |
|---|---|
| Address | 3384 CORDGRASS PL, SAINT CLOUD, FL 34773-6053 |
| Document Number | 0000081258, |
|---|---|
| Date | Jun 19, 2026 |
| Book Page | 6991/843 |
| Instrument | 202681258 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|
| Type | Federal Housing Administration (FHA) Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jul 01, 2056 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 4.25% |
| Initial Type | Adjustable Rate |
| Adjustable | Document includes a rider for adjustable-rate mortgage with a specific rate change date. |
| Max Rate | -1% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Recording Date | May 30, 2025 |
| Property Address | 3384 CORDGRASS PL, SAINT CLOUD, FL 34773-6053 |
| Document Number | 0067952304 |
| Book / Page | 6795 / 2304 |
| Map Reference | MB 24 PG 36 |
| Instrument Date | May 22, 2025 |
| Instrument | 2025067837 |
| Transaction Type | Construction Loan |
| Record Updated | Dec 12, 2025 |
| Title Company | RED DOOR TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $3,675.00 |
| Amount Accuracy | Rounded Values by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 4837 FOXGLOVE CIR, LAKELAND, FL 33811-2488 |
| Name | Verified Name |
|---|---|
| Address | 3384 CORDGRASS PL, HARMONY, FL 34773-6053 |
| Document Number | 0067952306 |
|---|---|
| Date | May 30, 2025 |
| Instrument | 6795/2306 |
| Name | KIND LENDING LLC |
|---|---|
| Type | Mortgage Company |
| Type | Building or Construction Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jun 01, 2055 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Recording Date | Mar 25, 2020 |
| Property Address | 3384 CORDGRASS PL, SAINT CLOUD, FL 34773-6053 |
| Document Number | 0056971343 |
| Book / Page | 005697 / 001343 |
| Instrument Date | Mar 20, 2020 |
| Instrument | 41962 |
| Transaction Type | Transfer |
| Record Updated | Jun 08, 2020 |
| Title Company | FIRST AMERICAN TITLE, FIRST AMERICAN MTG SOLUTIONS |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,289.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband And Wife |
| Address | 3384 CORDGRASS PL HARMONY FL 347736053, HARMONY, FL 34773-6053 |
| Document Number | 56971346 |
|---|---|
| Date | Mar 25, 2020 |
| Book Page | 005697/001346 |
| Instrument | 41963 |
| Name | CALIBER HM LOANS |
|---|---|
| Type | Funding / Finance Company |
| Address | COPPELL, TX 75019 |
| Type | Federal Housing Administration (FHA) Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Mar 24, 2050 |
Source: Osceola County records · Assessment roll updated November 26, 2025 · Last verified July 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Osceola County |
| Unified School District | Osceola County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $8,441.00 (+5.53%) | $345,706 (+5.99%) | $442,900 (-0.34%) Land $65,000 Building $377,900 |
| 2023 | $7,999.00 (+8.98%) Homeowner's exemption | $326,179 (+9.09%) | $444,400 (+18.25%) Land $65,000 Building $379,400 |
| 2022 | $7,340.00 Homeowner's exemption | $299,009 | $375,800 Land $60,000 Building $315,800 |
Source: FEMA National Flood Hazard Layer, Osceola County (12097C), updated September 24, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | High above 73% of the US · above 58% of Florida |
|---|---|
| Wildfire Likelihood | About 1 in 251 per year |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values are read at the parcel center point; lenders make the official flood determination.
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