3384 Celena Cir, Saint Cloud, FL 34769 Property Records

Osceola County property record for 3384 Celena Cir, Saint Cloud, FL 34769 · Last verified August 2026

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,372 sqft · built 2003
Lot Size0.048 acres (2,090 sqft)
OwnerIndividual Name on File
Last Sale$203,000 (Feb 2021)
Tax Bill$2,640 (2025)
Deeds & MortgagesFeb 2021 Sale & Mortgage
Nov 2017 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN10-26-30-0551-0001-0720

Property Details

APN / Parcel Number

Primary APN10-26-30-0551-0001-0720
Alternative APNs
  • 263010055100010720
  • 114891

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,372 sqft Living Area
Gross Area1,802 sqft
1st Floor Area1,372 sqft
FlooringCarpet
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2003
Effective Year BuiltEffective 2003
Architectural StyleConventional
Exterior MaterialConcrete Block
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area2,090 sqft (0.048 acres)
Lot Dimensions63.3 ft deep x 33.7 ft wide
Garage TypeAttached
Garage Area306 sqft
Parking Spaces1 Parking Space
PorchFlorida Room
Porch Area124 sqft

Utilities, Heating & Cooling

Cooling SystemPackage A/C
Heating SystemHVAC

Location & Zoning

Street Address3384 CELENA CIR
CitySAINT CLOUD
StateFL
Zip34769-5901
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionMAGNOLIA GLEN PB 14 PG 170 LOT 72
Legal Range30E
Legal Township26S
Legal Section10
Legal SubdivisionMAGNOLIA GLEN
Legal Tract551
Legal Block720
Legal Lot Number72
JurisdictionOSCEOLA FL
Township / Civil DivisionST. CLOUD
Census Block Group2
Census Block2038
Census Tract43203

Owner

Source: Osceola County records · APN 10-26-30-0551-0001-0720

Assessment roll updated November 26, 2025 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address3384 CELENA CIR, SAINT CLOUD, FL 34769-5901
OccupancyOwner Occupied
Owner TypeIndividual
VestingMarried

Deeds, Mortgages & Sale History

DateDocument
Feb 03, 2021Warranty Deed, Transfer · FHA Mortgage
AMERICAN BANCSHARES MORTGAGE LLC
Nov 30, 2017Warranty Deed, Transfer · FHA Mortgage
MIDFLORIDA FCU

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleFeb 03, 2021 · Amount on Record
Deed SaleFeb 03, 2021 · Amount on Record
Prior SaleNov 30, 2017 · Amount on Record
Deed Document Number202115336
Deed Book / Page5883 / 894
Last Transfer DateSep 12, 2024
Transfer Doc0066642453
Record UpdatedSep 20, 2026

February 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionOSCEOLA FL
Recording DateFeb 03, 2021
Property Address3384 CELENA CIR, SAINT CLOUD, FL 34769-5901
Document Number0058830894
Book / Page5883 / 894
Map ReferenceMB 14 PG 170
Instrument DateFeb 02, 2021
Instrument2021015336
Transaction TypeTransfer
Record UpdatedFeb 08, 2022
Title CompanyFIDELITY NATIONAL TITLE, FIDELITY NATL TTL OF FL INC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$1,421.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address3680 RICKY LN, 3680, SAINT CLOUD, FL 34772-8211

Transferred To (Grantee/Buyer)

NameVerified Name
Address3384 CELENA CIR, SAINT CLOUD, FL 34769-5901

Mortgage

Document Number0005883896
DateFeb 03, 2021
Instrument5883/896
Lender
NameAMERICAN BANCSHARES MORTGAGE LLC
TypeMortgage Company
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term361 Months
DueMar 01, 2051

November 2017: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionOSCEOLA FL
Recording DateNov 30, 2017
Property Address3384 CELENA CIR, SAINT CLOUD, FL 34769-5901
Document Number0052460745
Book / Page005246 / 000745
Instrument DateNov 29, 2017
Instrument169803
Transaction TypeTransfer
Record UpdatedJan 03, 2018
Title CompanySTEWART TITLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$1,085.00
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address3384 CELENA CIR ST CLOUD FL 347695901, ST CLOUD, FL 34769-5901

Mortgage

Document Number52460746
DateNov 30, 2017
Book Page005246/000746
Instrument169804
Lender
NameMIDFLORIDA FCU
TypeCredit Union
AddressLAKELAND, FL 33801
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term360 Months
DueNov 29, 2047

Tax Assessment & Valuation

Source: Osceola County records · Assessment roll updated November 26, 2025 · Last verified August 2026

Property Jurisdictions

TypeName
StateFlorida
CountyOsceola County
MunicipalitySt. Cloud City
Unified School DistrictOsceola County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$2,640.00 (+3.65%)$190,385 (+5.99%)$235,700 (-3.2%) Land $35,000 Building $200,700
2024$2,547.00 (+2.87%)
2023$2,476.00 (+3.9%) Homeowner's exemption$179,632 (+3%)$243,500 (+39.62%) Land $25,000 Building $218,500
2022$2,383.00 Homeowner's exemption$174,400 Land $14,900 Building $159,500$174,400 Land $14,900 Building $159,500

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Osceola County (12097C), updated September 24, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

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