Osceola County property record for 3384 Barina St, Saint Cloud, FL 34769
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,556 sqft · built 2020 |
| Lot Size | 0.15 acres (6,534 sqft) |
| Owner | Individual Name on File |
| Last Sale | $263,400 (Oct 2020) |
| Tax Bill | $3,616 (2025) |
| Deeds & Mortgages | Feb 2022 Mortgage Oct 2020 Sale & Mortgage |
| Flood Zone | Zone X (moderate risk) |
| APN | 142630009900010150 |
| Primary APN | 142630009900010150 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,556 sqft Heated Area |
| Gross Area | 2,099 sqft |
| Flooring | Tile |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2020 |
|---|---|
| Exterior Material | Concrete Block |
| Foundation Type | Footing |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 6,534 sqft (0.15 acres) |
| Garage Type | Finished |
| Porch | Open Porch |
| Patio Area | 120 sqft |
| Fence | Fence |
| Cooling System | Package A/C |
|---|---|
| Heating System | HVAC |
| Street Address | 3384 BARINA ST |
|---|---|
| City | SAINT CLOUD |
| State | FL |
| Zip | 34769-5633 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | CANOPY RESERVE PB 28 PGS 1-2 LOT 15 |
| Legal Range | 30E |
| Legal Township | 26S |
| Legal Section | 14 |
| Legal Subdivision | CANOPY RESERVE |
| Legal Tract | 99 |
| Legal Lot Number | 15 |
| Jurisdiction | OSCEOLA FL |
| Township / Civil Division | ST. CLOUD |
| Census Block Group | 2 |
| Census Block | 2019 |
| Census Tract | 43303 |
Source: Osceola County records · APN 142630009900010150
Assessment roll updated July 1, 2025 · Last verified December 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Verified Secondary Owner |
| Mailing Address | 3384 BARINA ST, SAINT CLOUD, FL 34769-5633 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Feb 17, 2022 | Deed of Trust, Mortgage · FHA Mortgage CALIBER HOME LOANS INC |
| Oct 01, 2020 | Special Warranty Deed, Transfer · FHA Mortgage CALIBER HOME LOANS INC |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Oct 01, 2020 · Amount on Record |
| Deed Sale | Oct 01, 2020 · Amount on Record |
| Deed Document Number | 2020131747 |
| Deed Book / Page | 5804 / 315 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Property Address | 3384 BARINA ST, SAINT CLOUD, FL 34769-5633 |
| Transaction Type | Mortgage |
| Record Updated | Mar 07, 2022 |
| Name | Verified Name |
|---|---|
| Address | 3384 BARINA ST, SAINT CLOUD, FL 34769-5633 |
| Document Number | 0061530869 |
|---|---|
| Date | Feb 17, 2022 |
| Book Page | 6153/869 |
| Instrument | 2022026908 |
| Name | CALIBER HOME LOANS INC |
|---|---|
| Type | Mortgage Company |
| Address | OKLAHOMA CITY, OK 73134 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 344 Months |
| Due | Oct 01, 2050 |
| Document Type | Special Warranty Deed |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Recording Date | Oct 01, 2020 |
| Property Address | 3384 BARINA ST, SAINT CLOUD, FL 34769-5633 |
| Document Number | 0058040315 |
| Book / Page | 5804 / 315 |
| Map Reference | MB 28 PG 1&2 |
| Instrument Date | Sep 28, 2020 |
| Instrument | 2020131747 |
| Transaction Type | Transfer |
| Record Updated | Feb 08, 2022 |
| Title Company | INNOVATIVE TITLE LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,843.80 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 3020 S FLORIDA AVE, 3020, LAKELAND, FL 33803-4053 |
| Name | Verified Name |
|---|---|
| Address | 3384 BARINA ST, SAINT CLOUD, FL 34769-5633 |
| Document Number | 0005804317 |
|---|---|
| Date | Oct 01, 2020 |
| Instrument | 5804/317 |
| Name | CALIBER HOME LOANS INC |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Oct 01, 2050 |
Source: Osceola County records · Assessment roll updated July 1, 2025 · Last verified December 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Osceola County |
| Municipality | St. Cloud City |
| Unified School District | Osceola County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,616.00 (+6.26%) Homeowner's exemption | $244,938 (+5.99%) | $315,700 (+4.95%) Land $67,000 Building $248,700 |
| 2023 | $3,403.00 (+6.24%) Homeowner's exemption | $231,102 (+5.09%) | $300,800 (+28.99%) Land $60,000 Building $240,800 |
| 2022 | $3,203.00 Homeowner's exemption | $219,905 | $233,200 Land $45,000 Building $188,200 |
Source: FEMA National Flood Hazard Layer as of September 24, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X moderate risk |
|---|---|
| 500-Year Floodplain | Yes 0.2% annual chance |
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 38 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 38 in force |
| Wildfire Risk | Moderate above 63% of the US · lower than 61% of Florida |
|---|---|
| Wildfire Likelihood | 0.2% annual chance |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
May also be available: Lumen Technologies.
Based on FCC filings for 128 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | ST. CLOUD, CITY OF (3 WPS) serves 82,752 people |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jul 2025 |
| Lead | 2 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
Search by:
By searching, you agree to: Terms • Privacy • Disclosures