3384 4th St, Elkton, FL 32033 Property Records

St. Johns County property record for 3384 4th St, Elkton, FL 32033

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,192 sqft · built 2006
Lot Size	0.11 acres (4,791 sqft)
Owner	Individual Name on File
Last Sale	$78,200 (Mar 2014)
Tax Bill	$3,173 (2025)
Deeds & Mortgages	Mar 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`138445-0000`

Property Details

APN / Parcel Number

Primary APN	`138445-0000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	12 Plumbing Fixtures
Stories	1 Story
Building Area	1,192 sqft Living Area
1st Floor Area	1,192 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2006
Effective Year Built	Effective 2006
Exterior Material	Stucco
Construction Type	Wood
Foundation Type	Concrete
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	4,791 sqft (0.11 acres)
Lot Width	50 ft Width
Porch	Finished/Open Porch
Porch Area	16 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	3384 4TH ST
City	ELKTON
State	FL
Zip	32033-2232
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS3
Legal Description	5-29 VERMONT HEIGHTS LOT 1 BLK 73 OR3858/540
Legal Range	29E
Legal Township	08S
Legal Section	17
Legal Subdivision	VERMONT HEIGHTS
Legal Block	73
Legal Lot Number	1
Jurisdiction	ST JOHNS FL
Township / Civil Division	HASTINGS
Census Block Group	2
Census Block	2001
Census Tract	21102

Owner

3384 4th St is owned and occupied by an individual who bought it in March 2014.

Source: St. Johns County records, as of April 13, 2026

Owner of Record	Individual Name on File
Mailing Address	3384 4TH ST, ELKTON, FL 32033-2232
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 20, 2014 · Amount on File
Deed Sale	Mar 20, 2014 · Amount on File
Prior Sale	Jan 10, 2006 · Amount on File
Deed Document Number	201415699
Deed Book / Page	3858 / 540
Record Updated	Oct 29, 2026

March 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST JOHNS FL
Property Address	3384 4TH ST, ELKTON, FL 32033-2232
Document Number	0049080187
Instrument Date	Mar 14, 2020
Transaction Type	Mortgage
Record Updated	Jun 18, 2020
Title Company	TITLE SERVICE AND LIAISON COMPANIES, INDECOMM GLOBAL SVCS

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12760 QUARTERHORSE LN WOODBRIDGE VA 221925046, WOODBRIDGE, VA 22192-5046

Mortgage

Document Number	0049080187
Date	Mar 24, 2020
Book Page	004908/000187
Instrument	23339

Lender

Name	PENNYMAC
Address	WESTLAKE VILLAGE, CA 91361

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Mar 23, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 3384 4th St was $3,173, up 15.7% from the year before.

Source: St. Johns County assessment roll, as of April 13, 2026

Property Jurisdictions

Type	Name
State	Florida
County	St. Johns County
Unified School District	St. Johns County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$219,630 (-0.37%) Land $28,250 Building $191,380	$219,630 (-0.37%) Land $28,250 Building $191,380
2025	$3,173.00 (+15.68%)	$220,447	$220,447 Land $31,050 Building $189,397
2024	$2,743.00 (+8.98%)
2023	$2,517.00 (+5.09%)	$193,145 (+1.16%)	$193,145 (+1.16%) Land $24,650 Building $168,495
2022	$2,395.00	$190,933	$190,933 Land $28,000 Building $162,933

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 3384 4th St in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 1994.

Source: FEMA National Flood Hazard Layer, effective September 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	2 in force
Nearby Flood Claims	2 (1994–2014)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Sep 2014 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3384 4th St is moderate, ranking above 66% of the US, with a 0.2% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 66% of the US · above 43% of Florida
Wildfire Likelihood	0.2% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SJCU-CR214 MAINLAND WTP serves 66,953 people · EPA ID FL2554447
Water Source	Groundwater
Last State Inspection	Aug 2025
Lead	Under 1 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	6 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 122 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20