3383 Keady Mill Loop, Kannapolis, NC 28081 Property Records

Cabarrus County property record for 3383 Keady Mill Loop, Kannapolis, NC 28081 · Last verified July 2026

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 3,036 sqft · built 2006
Lot Size	0.27 acres (11,761 sqft)
Owner	Individual Name on File
Last Sale	$635,000 (May 2026)
Tax Bill	$5,872 (2025)
Deeds & Mortgages	Sep 2023 Line of Credit May 2021 Mortgage + 10 more
Flood Zone	Zone X (minimal risk)
APN	`04051F0131.000000`

Property Details

APN / Parcel Number

Primary APN	`04051F0131.000000`
Alternative APNs	`56025717530000` `5602 57 1771` `96973`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Half Baths	2 Half Baths
Stories	2 Stories
Building Area	3,036 sqft Living Area
Gross Area	4,650 sqft
1st Floor Area	1,434 sqft
Upper Floors Area	1,190 sqft
Flooring	Hardwood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2006
Effective Year Built	Effective 2006
Exterior Material	Asbestos
Roof Type	Cathedral/Clerestory
Roof Material	Composition Shingle
Lot Area	11,761 sqft (0.27 acres)
Lot Dimensions	193 ft deep x 74 ft wide
Garage Type	Mixed
Garage Area	1,256 sqft
Driveway	Concrete Driveway
Driveway Area	192 sqft
Parking Spaces	4 Parking Spaces

Exterior Amenities

Porch	Patio
Porch Area	774 sqft
Deck Area	160 sqft
Patio Area	160 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Account Number	96973
Street Address	3383 KEADY MILL LOOP
City	KANNAPOLIS
State	NC
Zip	28081-6441
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LT 131 VILLAGE AT KELLSWATER BRIDGE
Legal Subdivision	KELLSWATER BRIDGE
Legal Lot Number	131
Jurisdiction	CABARRUS NC
Township / Civil Division	4, KANNAPOLIS
Census Block Group	3
Census Block	3006
Census Tract	41202

Owner

Source: Cabarrus County records · APN 04051F0131.000000

Assessment roll updated September 23, 2025 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	3383 KEADY MILL LOOP, KANNAPOLIS, NC 28081-6441
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Single

Deeds, Mortgages & Sale History

Date	Document
Sep 18, 2023	Deed of Trust, Mortgage · Line of Credit ALLEGACY FCU
May 25, 2021	Deed of Trust, Mortgage · Conventional Mortgage SHARONVIEW FCU
May 25, 2021	Deed of Trust, Mortgage · Line of Credit SHARONVIEW FCU
May 26, 2026	Deed of Trust, Mortgage · Conventional Mortgage U S BANK N A
May 26, 2026	Warranty Deed, Transfer · Conventional Mortgage U S BANK N A
May 25, 2021	Deed of Trust, Mortgage · Line of Credit SHARONVIEW FCU
Mar 06, 2019	Deed of Trust, Mortgage · Line of Credit SHARONVIEW FCU
Oct 24, 2018	Deed of Trust, Mortgage NOVA CU
Aug 22, 2018	Deed of Trust, Mortgage · Conventional Mortgage SHARONVIEW FCU
Jul 10, 2018	Deed of Trust, Mortgage · Line of Credit STATE EMPS FCU
Jul 14, 2017	Deed of Trust, Mortgage · Conventional with PMI STATE EMPS FCU
Feb 14, 2017	Warranty Deed, Transfer · Conventional Mortgage MOVEMENT MORTGAGE

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	May 26, 2026 · Amount on Record
Deed Sale	May 26, 2026 · Amount on Record
Prior Sale	Jan 03, 2025 · Amount on Record
Deed Document Number	202612241
Deed Book / Page	18006 / 206
Record Updated	Sep 20, 2026

September 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CABARRUS NC
Property Address	3383 KEADY MILL LOOP, KANNAPOLIS, NC 28081-6441
Transaction Type	Mortgage
Record Updated	Jun 30, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001665142
Date	Sep 18, 2023
Book Page	16651/42

Lender

Name	ALLEGACY FCU
Type	Credit Union
Address	26043

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Sep 17, 2053

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CABARRUS NC
Property Address	3383 KEADY MILL LOOP, KANNAPOLIS, NC 28081-6441
Transaction Type	Mortgage
Record Updated	Jun 30, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0015198294
Date	May 25, 2021
Book Page	15198/294

Lender

Name	SHARONVIEW FCU
Type	Credit Union
Address	EDGEMOOR, SC 29712

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 01, 2051

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CABARRUS NC
Property Address	3383 KEADY MILL LOOP, KANNAPOLIS, NC 28081-6441
Transaction Type	Mortgage
Record Updated	Jun 30, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001519981
Date	May 25, 2021
Book Page	15199/81

Lender

Name	SHARONVIEW FCU
Type	Credit Union
Address	FORT MILL, SC 29716

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	May 20, 2051

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

May 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CABARRUS NC
Recording Date	May 26, 2026
Property Address	3383 KEADY MILL LOOP, KANNAPOLIS, NC 28081-6441
Document Number	0000012242
Book / Page	18006 / 212
Instrument Date	May 26, 2026
Instrument	202612242
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	WOLTERS KLUWER FINANCIAL SERVICES, WOLTERS KLUWER FINANCIAL SER

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	148 CHARLOTTE CT, WINSTON SALEM, NC 27103-5944

Mortgage

Document Number	0000012242,
Date	May 26, 2026
Book Page	18006/212
Instrument	202612242

Lender

Name	U S BANK N A

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 01, 2056

Interest

Rate Type	Fixed Rate
Rate	6.3%
Initial Type	Fixed Rate
Max Rate	-1%

May 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CABARRUS NC
Recording Date	May 26, 2026
Property Address	3383 KEADY MILL LOOP, KANNAPOLIS, NC 28081-6441
Document Number	0000012241
Book / Page	18006 / 206
Instrument Date	May 26, 2026
Instrument	202612241
Transaction Type	Transfer
Record Updated	Jun 25, 2026
Title Company	MASTER TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$128,270.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000012241,
Date	May 26, 2026
Book Page	18006/212
Instrument	202612241

Lender

Name	U S BANK N A

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 01, 2056

Interest

Rate Type	Fixed Rate
Rate	6.3%
Initial Type	Fixed Rate
Max Rate	-1%

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CABARRUS NC
Property Address	3383 KEADY MILL LOOP, KANNAPOLIS, NC 28081-6441
Transaction Type	Mortgage
Record Updated	Jun 11, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	1519981
Date	May 25, 2021
Book Page	15199/81

Lender

Name	SHARONVIEW FCU
Type	Credit Union
Address	FORT MILL, SC 29716

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	May 20, 2051

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

March 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CABARRUS NC
Property Address	3383 KEADY MILL LOOP, KANNAPOLIS, NC 28081-6441
Document Number	1341559
Instrument Date	Mar 06, 2019
Transaction Type	Mortgage
Record Updated	Mar 26, 2019
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INSURANCE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	3383 KEADY MILL LOOP KANNAPOLIS NC 280816441, KANNAPOLIS, NC 28081-6441

Mortgage

Document Number	1341559
Date	Mar 15, 2019
Book Page	013415/000059
Instrument	5948

Lender

Name	SHARONVIEW FCU
Type	Credit Union
Address	FORT MILL, SC 29716

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Mar 14, 2049

Interest

Rate Type	Adjustable Rate

October 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CABARRUS NC
Property Address	3383 KEADY MILL LOOP, KANNAPOLIS, NC 28081-6441
Document Number	13245264
Instrument Date	Oct 24, 2018
Transaction Type	Mortgage
Record Updated	Nov 12, 2018
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3383 KEADY MILL LOOP KANNAPOLIS NC 280816441, KANNAPOLIS, NC 28081-6441

Mortgage

Document Number	13245264
Date	Oct 29, 2018
Book Page	013245/000264
Instrument	27167

Lender

Name	NOVA CU
Address	CHARLOTTE, NC 28208

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Oct 28, 2048

August 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CABARRUS NC
Property Address	3383 KEADY MILL LOOP, KANNAPOLIS, NC 28081-6441
Document Number	13162263
Instrument Date	Aug 22, 2018
Transaction Type	Mortgage
Record Updated	Sep 14, 2018
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	3393 KEADY MILL LOOP KANNAPOLIS NC 28081, KANNAPOLIS, NC 28081

Mortgage

Document Number	13162263
Date	Aug 30, 2018
Book Page	013162/000263
Instrument	21787

Lender

Name	SHARONVIEW FCU
Type	Credit Union
Address	FORT MILL, NC 29716

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Aug 29, 2038

July 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CABARRUS NC
Property Address	3383 KEADY MILL LOOP, KANNAPOLIS, NC 28081-6441
Document Number	1308644
Instrument Date	Jul 10, 2018
Transaction Type	Mortgage
Record Updated	Jul 24, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3383 KEADY MILL LOOP KANNAPOLIS NC 280816441, KANNAPOLIS, NC 28081-6441

Mortgage

Document Number	1308644
Date	Jul 13, 2018
Book Page	013086/000044
Instrument	16945

Lender

Name	STATE EMPS FCU
Type	Credit Union
Address	CORNELIUS, NC 28031

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

July 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CABARRUS NC
Property Address	3383 KEADY MILL LOOP, KANNAPOLIS, NC 28081-6441
Document Number	1258850
Book / Page	012588 / 000050
Instrument Date	Jul 14, 2017
Transaction Type	Mortgage
Record Updated	Aug 01, 2017
Title Company	ACCURATE TITLE GROUP, ACCURATE TITLE GRP

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3383 KEADY MILL LOOP KANNAPOLIS NC 280816441, KANNAPOLIS, NC 28081-6441

Mortgage

Document Number	1258850
Date	Jul 19, 2017
Book Page	012588/000050
Instrument	18326

Lender

Name	STATE EMPS FCU
Type	Credit Union
Address	RALEIGH, NC 27611-5279

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Jul 18, 2047

Interest

Rate Type	Adjustable Rate
Rate	4.62%

February 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CABARRUS NC
Recording Date	Feb 14, 2017
Property Address	3383 KEADY MILL LOOP, KANNAPOLIS, NC 28081-6441
Document Number	0012358248
Book / Page	12358 / 0248
Map Reference	MB48 PG24
Instrument Date	Feb 13, 2017
Instrument	12358-0248
Transaction Type	Transfer
Record Updated	Oct 21, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$610.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3860 MEADOW RIDGE CT NW, 3860, CONCORD, NC 28027-8331

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3383 KEADY MILL LOOP, KANNAPOLIS, NC 28081-6441

Mortgage

Document Number	0123580250
Date	Feb 14, 2017
Instrument	12358-0250

Lender

Name	MOVEMENT MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 01, 2047

Tax Assessment & Valuation

Source: Cabarrus County records · Assessment roll updated September 23, 2025 · Last verified July 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Cabarrus County
Municipality	Kannapolis City
Unified School District	Cabarrus County Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,872.00 (+19.47%)	$517,150 (+44.16%) Land $92,000 Building $425,150
2024			$517,150 (+44.16%) Land $92,000 Building $425,150
2023	$4,915.00	$358,730 Land $58,000 Building $300,730	$358,730 Land $58,000 Building $300,730

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Cabarrus County (37025C), updated July 1, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 370250412023, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	7 in force

Wildfire

Wildfire Risk	Low above 20% of the US · above 24% of North Carolina
Wildfire Likelihood	About 1 in 4,348 per year
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 217 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Hotwire Communications	Fiber	8,000 / 8,000
Spectrum	Fiber	1,000 / 500
Verizon	Fixed Wireless	300 / 20
T-Mobile USA	Fixed Wireless	100 / 20

May also be available at this address: Spectrum, Uniti Group. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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