3383 Katacreek Rd, Creston, CA 93432 Property Records

San Luis Obispo County property record for 3383 Katacreek Rd, Creston, CA 93432

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,885 sqft · built 1981
Lot Size	9.23 acres (402,494 sqft)
Owner	2 Individual Names on File
Last Sale	$450,000 (Sep 2018)
Tax Bill	$5,653 (2025)
Deeds & Mortgages	Dec 2025 Second Mortgage Aug 2020 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`070-182-017`

Property Details

APN / Parcel Number

Primary APN	`070-182-017`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,885 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1981
Effective Year Built	Effective 1981
Construction Type	Wood
Lot Area	402,494 sqft
Terrain	Steep

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Street Address	3383 KATACREEK RD
City	CRESTON
State	CA
Zip	93432-9779
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RL
Legal Description	T29S R14E PTN SEC 10
Legal Block	1
Jurisdiction	SAN LUIS OBISPO CA
Township / Civil Division	ATASCADERO
Census Block Group	1
Census Block	1067
Census Tract	12708

Owner

3383 Katacreek Rd is owned and occupied by two individuals who acquired it in June 2021.

Source: San Luis Obispo County records, as of August 6, 2026

Owner of Record	2 Individual Names on File
Mailing Address	3383 KATACREEK RD, CRESTON, CA 93432-9779
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 15, 2025	Deed of Trust, Mortgage · Stand-Alone Second Mortgage LADERA LENDING INC
Aug 10, 2020	Deed of Trust, Mortgage · Conventional Mortgage FLAGSTAR BANK FSB
Dec 10, 2019	Deed of Trust, Mortgage · Conventional Mortgage ACADEMY MORTGAGE CORP
Aug 3, 2021	Intrafamily Transfer, Transfer · Conventional Mortgage LADERA LENDING INC
Sep 14, 2018	Grant Deed, Transfer · Conventional Mortgage ACADEMY MORTGAGE CORP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 14, 2018 · Amount on File
Deed Sale	Sep 14, 2018 · Amount on File
Deed Document Number	201838170
Last Transfer Date	Jun 8, 2021
Transfer Doc	0000054556
Record Updated	Oct 29, 2026

December 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN LUIS OBISPO CA
Property Address	3383 KATACREEK RD, CRESTON, CA 93432-9779
Transaction Type	Mortgage
Record Updated	Jan 6, 2026
Title Company	UNISOURCE NATIONAL LENDER SERVICES LL, UNISOURCE NATIONAL LENDER SE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3383 KATACREEK RD, CRESTON, CA 93432-9779

Mortgage

Document Number	0000038304
Date	Dec 15, 2025
Instrument	2025038304

Lender

Name	LADERA LENDING INC
Type	Mortgage Company
Address	LADERA RANCH, CA 92694

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record
Term	236 Months
Due	Aug 1, 2045

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN LUIS OBISPO CA
Property Address	3383 KATACREEK RD, CRESTON, CA 93432-9779
Transaction Type	Mortgage
Record Updated	Jul 25, 2022
Title Company	TITLE CONNECT INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000041465
Date	Aug 10, 2020
Instrument	2020041465

Lender

Name	FLAGSTAR BANK FSB
Type	Bank
Address	TROY, MI 48098

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Aug 1, 2050

December 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN LUIS OBISPO CA
Property Address	3383 KATACREEK RD, CRESTON, CA 93432-9779
Transaction Type	Mortgage
Record Updated	Jul 25, 2022
Title Company	PLACER TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000055350
Date	Dec 10, 2019
Instrument	2019055350

Lender

Name	ACADEMY MORTGAGE CORP
Type	Mortgage Company
Address	DRAPER, UT 84020

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2050

August 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN LUIS OBISPO CA
Recording Date	Aug 3, 2021
Property Address	3383 KATACREEK RD, CRESTON, CA 93432-9779
Document Number	0000054556
Instrument Date	Jun 8, 2021
Instrument	2021054556
Transaction Type	Transfer
Record Updated	Jul 25, 2022
Title Company	UNISOURCE

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	3383 KATACREEK RD, CRESTON, CA 93432-9779

Mortgage

Document Number	0000054557
Date	Aug 3, 2021
Instrument	2021054557

Lender

Name	LADERA LENDING INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	359 Months
Due	Jul 1, 2051

September 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN LUIS OBISPO CA
Recording Date	Sep 14, 2018
Property Address	3383 KATACREEK RD, CRESTON, CA 93432-9779
Document Number	0000038170
Instrument Date	Aug 9, 2018
Instrument	2018038170
Transaction Type	Transfer
Record Updated	Jul 25, 2022
Title Company	PLACER TITLE CO

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	3383 KATACREEK RD, CRESTON, CA 93432-9779

Mortgage

Document Number	0000038171
Date	Sep 14, 2018
Instrument	2018038171

Lender

Name	ACADEMY MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 3383 Katacreek Rd was $5,653 with a homeowner's exemption.

Source: San Luis Obispo County assessment roll, as of August 6, 2026

Property Jurisdictions

Type	Name
State	California
County	San Luis Obispo County
Unified School District	Atascadero Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$512,016 (+2%) Land $227,563 Building $284,453
2025	$5,653.00 Homeowner's exemption	$501,977 Land $223,101 Building $278,876
2023	$5,386.00 (+1.28%) Homeowner's exemption	$482,487 Land $214,439 Building $268,048
2022	$5,318.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 3383 Katacreek Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective July 22, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3383 Katacreek Rd is extreme, ranking above 98.9% of the US, with a 3% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Extreme above 98.9% of the US · above 92% of California
Wildfire Likelihood	3% annual chance
Exposure	Direct burnable vegetation

Insurers in high-risk areas may require mitigation or decline coverage; check availability before making an offer.

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 2 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30

Cell Coverage

5G and 4G LTE (outdoors only)

Nearby Properties on Katacreek Rd

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures