3382 Discovery Dr, Folsom, CA 95630 Property Records

Sacramento County property record for 3382 Discovery Dr, Folsom, CA 95630

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,479 sqft · built 2024
Lot Size	0.163 acres (7,080 sqft)
Owner	2 Individual Names on File
Last Sale	$767,500 (Mar 2024)
Tax Bill	$13,781 (2025)
Deeds & Mortgages	Nov 2025 Mortgage Nov 2025 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`072-4190-090-0000`

Property Details

APN / Parcel Number

Primary APN	`072-4190-090-0000`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	2,479 sqft Living Area
1st Floor Area	1,086 sqft
2nd Floor Area	1,393 sqft

Exterior

Year Built	Built 2024
Effective Year Built	Effective 2024
Roof Material	Other
Lot Area	7,080 sqft (0.163 acres)
Garage Area	445 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Connected

Location & Zoning

Street Address	3382 DISCOVERY DR
City	FOLSOM
State	CA
Zip	95630-7231
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SP-SFHD (P
Legal Subdivision	MANGINI RANCH PHASE 3 VILLAGE 1
Jurisdiction	SACRAMENTO CA
Township / Civil Division	FOLSOM
Census Block Group	4
Census Block	4010
Census Tract	8508

Owner

3382 Discovery Dr is owned and occupied by two individuals who bought it in March 2024.

Source: Sacramento County records, as of July 22, 2026

Owner of Record	2 Individual Names on File
Mailing Address	3382 DISCOVERY DR, FOLSOM, CA 95630-7231
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 24, 2025	Deed of Trust, Mortgage · Conventional Mortgage ENSURE HOME LOANS LLC
Nov 24, 2025	Deed of Trust, Mortgage · Conventional Mortgage ENSURE HOME LOANS LLC
Nov 24, 2025	Deed of Trust, Mortgage · Conventional Mortgage ENSURE HOME LOANS LLC
Mar 15, 2024	Grant Deed, Transfer · Conventional Mortgage NMSI INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 15, 2024 · Amount on File
Deed Sale	Mar 15, 2024 · Amount on File
Deed Book / Page	20240315 / 637
Record Updated	Sep 20, 2026

November 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SACRAMENTO CA
Property Address	3382 DISCOVERY DR, FOLSOM, CA 95630-7231
Transaction Type	Mortgage
Record Updated	Jan 7, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3382 DISCOVERY DR, FOLSOM, CA 95630-7231

Mortgage

Document Number	0000000014
Date	Nov 24, 2025
Instrument	202511240014

Lender

Name	ENSURE HOME LOANS LLC
Type	Mortgage Company
Address	LEWISVILLE, TX 75067

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	181 Months
Due	Dec 1, 2040

November 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SACRAMENTO CA
Property Address	3382 DISCOVERY DR, FOLSOM, CA 95630-7231
Transaction Type	Mortgage
Record Updated	Jan 6, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3382 DISCOVERY DR, FOLSOM, CA 95630-7231

Mortgage

Document Number	0000000014
Date	Nov 24, 2025
Instrument	202511240014

Lender

Name	ENSURE HOME LOANS LLC
Type	Mortgage Company
Address	LEWISVILLE, TX 75067

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	181 Months
Due	Dec 1, 2040

November 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SACRAMENTO CA
Property Address	3382 DISCOVERY DR, FOLSOM, CA 95630-7231
Transaction Type	Mortgage
Record Updated	Dec 11, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3382 DISCOVERY DR, FOLSOM, CA 95630-7231

Mortgage

Document Number	0000000014
Date	Nov 24, 2025
Instrument	202511240014

Lender

Name	ENSURE HOME LOANS LLC
Type	Mortgage Company
Address	LEWISVILLE, TX 75067

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	181 Months
Due	Dec 1, 2040

March 2024: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SACRAMENTO CA
Recording Date	Mar 15, 2024
Property Address	3382 DISCOVERY DR, FOLSOM, CA 95630-7231
Document Number	0000000637
Map Reference	MB 441 PG 1
Instrument Date	Mar 11, 2024
Instrument	202403150637
Transaction Type	Transfer
Record Updated	Mar 27, 2024

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	3382 DISCOVERY DR, FOLSOM, CA 95630-7231

Mortgage

Document Number	0000000638
Date	Mar 15, 2024
Instrument	202403150638

Lender

Name	NMSI INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2054

Tax Assessment & Valuation

The 2025 property tax bill for 3382 Discovery Dr was $13,781, up 11.3% from the year before.

Source: Sacramento County assessment roll, as of July 22, 2026

Property Jurisdictions

Type	Name
State	California
County	Sacramento County
Municipality	Folsom City
Unified School District	Folsom-Cordova Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$798,226 (+2%) Land $187,272 Building $610,954
2025	$13,781.00 (+11.29%)	$782,575 Land $183,600 Building $598,975
2024	$12,383.00 (+328.18%)
2023	$2,892.00	$153,203 Land $153,203

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 3382 Discovery Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 29, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 2 (40% premium discount)
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3382 Discovery Dr is high, ranking above 70% of the US, with a 0.3% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 70% of the US · above 45% of California
Wildfire Likelihood	0.3% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 431 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Xfinity Cable	2,000 / 250
Zeta Broadband Fixed Wireless	400 / 50
Cal.net Fixed Wireless	100 / 20

May also be available: Succeed.Net, Verizon.

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