3381 Stepstone Rd, Mount Sterling, KY 40353 Property Records

Montgomery County property record for 3381 Stepstone Rd, Mount Sterling, KY 40353

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,224 sqft
Lot Size	34.3 acres (1,496,286 sqft)
Owner	Individual Name on File
Last Sale	$60,000 (Dec 1991)
Tax Bill	$533 (2025)
Flood Zone	Zone X (minimal risk)
APN	`038-00-00-016.00`

Property Details

APN / Parcel Number

Primary APN	`038-00-00-016.00`
Alternative APN	`3916`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,224 sqft Living Area

Exterior

Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Foundation Type	Block
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	1,496,286 sqft (34.3 acres)
Terrain	Rolling
Porch	Porch
Porch Area	108 sqft
Deck Area	356 sqft

Utilities, Heating & Cooling

Cooling System	None
Heating System	Forced Air
Heating Fuel	Gas

Location & Zoning

Account Number	3916
Street Address	3381 STEPSTONE RD
City	MOUNT STERLING
State	KY
Zip	40353
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	STEPSTONE RD FARM & HOUSE
Jurisdiction	MONTGOMERY KY
Township / Civil Division	MOUNT STERLING
Census Block Group	2
Census Block	2009
Census Tract	920202

Owner

3381 Stepstone Rd is owned by an individual who bought it in December 1991.

Source: Montgomery County records, as of January 12, 2026

Owner of Record	Individual Name on File
Mailing Address	3428 DEERVIEW DR, MURFREESBORO, TN 37128-5890
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 1, 1991 · Amount on File
Deed Sale	Dec 1, 1991 · Amount on File
Record Updated	Jun 8, 2026

Tax Assessment & Valuation

The 2025 property tax bill for 3381 Stepstone Rd was $533.

Source: Montgomery County assessment roll, as of April 1, 2025

Property Jurisdictions

Type	Name
State	Kentucky
County	Montgomery County
Unified School District	Montgomery County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$533.00	$49,000	$49,000
2023	$484.00	$45,000	$45,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 3381 Stepstone Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective February 27, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 3381 Stepstone Rd is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 63% of Kentucky
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BATH COUNTY WATER DISTRICT serves 10,083 people · EPA ID KY0060022
Water Source	Purchased surface water from several systems
Last State Inspection	Jun 2024
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	Haloacetic acids resolved · Apr 2023
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 19 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Fiber	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20